What is the basic difference between origination fee and discount fee also known as line 801 and 802?
Wells Fargo Kicking off New Year with Low Mortgage Rates The shorter term 15 year loan deals at the bank start at 2.375% and APR of 2.856%. The 5/1 ARM interest rates at … The best 30 year refinance FHA fixed rate mortgage interest rates can be had for 3.250% carrying an APR of 4.274% today. The best 30 … If you would like more informaiton please visit here… Mortgage Rates: Low Mortgage Rates Stable After Home Price Data Released Today's FHA 30 year fixed mortgage rates are as low as 3.250%, order cure FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Low down payment guidelines and easier credit qualifying make FHA loans … More informaiton please visit here… Mortgage Rates: Low Mortgage Rates Remain Through Christmas Holiday Current FHA 30 year fixed mortgage rates are as low as 3.250%, FHA 15 year fixed mortgage interest rates are as low as 2.750% and FHA 5/1 ARM loan rates are as low as 2.500%. Many home buyers need FHA loans because of the low down payment … If you would like more informaiton please visit here… Question by First time buyer: What is the basic difference between origination fee and discount fee also known as line 801 and 802? I know both will bring down my mortgage rate and both can be called points. I wanted to know what are the advantages and disadvantages of each. I asked this same question to our lender and either they refuse to answer the question or they don’t know the difference. I feel like they are not being honest with me about this matter. Best answer: Answer by happybostonianThe answer is this: both are fees charged by mortgage brokers and lenders. Also, physician mortgage brokers can not charge points/ only lenders can- the term is mistakenly called this. Origination fee is something charged by the broker/lender to pay for administrative fees (processing and the like). Discount fee is something that a broker will charge in order to offset the discount points they are paying… although the regulations are not written as such. Hope this helps you out. Add your own answer in the...
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by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the comments! Question by Tricia: DTI 35% calc before or...
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by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the comments! Question by Tricia: DTI 35% calc before or...
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by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the comments! Question by Tricia: DTI 35% calc before or...
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by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the comments! Question by Tricia: DTI 35% calc before or...
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