Posts made in April, 2013

How long do it take to get a credit score for a mortgage loan.?

on Apr 10, 2013 in Stated Income Loans | 7 comments

Question by Dveney: How long do it take to get a credit score for a mortgage loan.? My wife and I was trying to apply for a mortgage loan and the mortgage company said that she did’nt have a credit score. She don’t have any debt or anything. Her credit history is clean. How does she go about getting a credit score as soon as possible and how many forms of credit should she apply for? Best answer: Answer by reena rI think you can get since your wife credit score is good Know better? Leave your own answer in the...

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Lastest 30 Year Fha Mortgage Rates News

on Apr 10, 2013 in FHA Information | Comments Off on Lastest 30 Year Fha Mortgage Rates News

Little Movement in Mortgage Rates at Wells Fargo Today Little Movement in Mortgage Rates at Wells Fargo Today The benchmark 30 year loan interest rates at Wells Fargo (NYSE:WFC) have been listed at 3.625% and an APR of 3.963% today. 30 year FHA loan interest rates are available starting at 3.375% and … If you would like more informaiton please visit here… Mortgage Rates Today: HSBC Mortgage Rates Today: HSBC Standard 30 year loan interest rates at HSBC Bank (NYSE:HBC) start at 4.000% and an APR of 4.134%. 30 year FHA fixed rate mortgage interest rates are 3.500% at the bank with a rather higher APR of 3.664%. 30 year VA … For more informaiton please visit...

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MARK & SHEILA: Mortgage trouble? Help may be on the way

on Apr 9, 2013 in HARP Refinance | Comments Off on MARK & SHEILA: Mortgage trouble? Help may be on the way

MARK & SHEILA: Mortgage trouble? Help may be on the way Many local homeowners have told us about their experiences in applying for a loan modification under the HAMP (Home Affordable Modification Program) or HARP (Home Affordable Refinance Program). The program guidelines can be so specific that they … For more informaiton please visit here… Rep. Mike Capuano Update April 2013 There are also programs available to help homeowners who are not behind on their mortgage payments of if their loan is underwater. The Home Affordable Refinance Program (HARP) allows homeowners with mortgages held by Fannie Mae or Freddie Mac … If you would like more informaiton please visit...

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New Product Offers Online Payday Loans No Credit Check Loan to Borrowers

on Apr 9, 2013 in Stated Income Loans | Comments Off on New Product Offers Online Payday Loans No Credit Check Loan to Borrowers

Question by GriffinsNC: Can someone explain a daily compounded mortgage to me? I got a mortgage on 1/24/07. Bank said our first payment was due on 4/12. I have paid on time (early actually) every month and the first 2 months payments went entirely to interest. Every mortgage amortization calculator I’ve found says that SOMETHING should be applied to interest. When I called the bank (Wachovia), recipe sales they said my interest is compounded daily. Should I look to refinance somewhere else?? Best answer: Answer by Paul MThis explains how your interest rate works: http://www.investopedia.com/terms/p/periodic_interest_rate.asp The more frequently your interest is calculated the more you will pay in interest for any given rate. Say you have a 10% mortgage for $ 1, case 000 (to make the maths easy). Your interest is $ 100 if you did the calculation, and paid, once a year. However if you did the calculation and paid every month, you would end up paying $ 1,104.70 over the year — an effective annual interest rate of 10.47% You need to compare the effective annual interest rate (APR) when shopping for a new mortgage. Know better? Leave your own answer in the comments! Payday Loan Place Window Graphics Image by taberandrew Henrico County, ask VA Linked from The Consumerist: "New Hampshire Gives Payday Lenders the Boot"; and "Ohio Passes Legislation That Will Punch Payday Lending Industry in the Face"; Life Lessons of a Military Wife; Progress Illinois, stuff Durbin Seeks Payday Loan Cap; Gawker More great houses click here… New Product Offers Online Payday Loans No Credit Check Loan to Borrowers … However, story lenders, understanding this struggle, and agree to help out those with unhealthy credit through the choice of online payday loans no credit check loan. These no credit check loans give borrowers with quick access to required money with very … More informaiton please visit here… Easy Long Term Loans No Credit Check Approvals Up to 000 California Springs, CA — (SBWIRE) — 04/01/2013 — All of those purchases are expensive, however for such customers justbadcreditloans.com have introduced long term loans no credit check, where the borrowers can apply in person or online with minimum … If you would like more informaiton please visit...

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Nielsen Square Crosswinds Neighborhood Condominiums Ann Arbor, MI

on Apr 9, 2013 in Real Estate News | Comments Off on Nielsen Square Crosswinds Neighborhood Condominiums Ann Arbor, MI

Check out these condominium photos: One Miami Condominium Image by fabfotophotography One particular Miami Condominium For much more residences click here… One Miami Condominium Image by fabfotophotography A single Miami Condominium For more homes click right here… Question by LaLa: Are current interest rates higher or lower than usual? I’m in a college finance class, buy I need to know if current interest rates are higher or lower and what are the current trends. Is there a website that will tell me the recent activity and other info? Best answer: Answer by Musicman812current rates www.bankrate.com trends www.marketwatch.com Fed Funds Rate has decreased significantly — now 1% -the rate at which banks loan to each other There are a tons of articles on rates @ marketwatch.com. You could also do a search in google. Good luck What do you think? Answer below! E-Mini S&P: Bargain hunters counter downtrend! The refinance index was -6.0 % while the previous reading was 8.0 %. The ISM Non-Manufacturing Index was 54.4 while the previous reading was 56.0. Any number over 50.0 points to … The automatic budget cuts are in place, drug but President Obama has … If you would like more informaiton please visit here… Obama wants to try that whole “subprime mortgage” thing again The Washington Post brings word that President Obama wants another crack at the same policies that nearly crashed the financial system of the Earth in 2008, not coincidentally fueling his own rise to power: The Obama administration is engaged in a … More informaiton please visit here… Americans saving too little for retirement: Study But the ease of refinancing has eroded the norm that people should pay off these loans by the time they reach retirement age. Among households with … The Obama administration has proposed a simple solution to this problem: the automatic IRA. This … If you would like more informaiton please visit here… Question by HumanSky: How to refinance my home if equity keeps dropping? I bought my house about 5 years ago for $ 320k at around 5.8% for 30 years. I would love to take advantage of all these historically low mortgage interests rate, viagra sale but every mortgage company I call looks at zillow.com (or some other tool) for an estimate on my propertie’s worth. Since the value supposedly is now around $ 250k, physician I’m having a hard time getting to the 70% equity needed in order to refi. Am I just SOL or are there other options? Best answer: Answer by Ryan MSadly…SOL. It seems like the only way to get help for honest people who play by the rules is to become a deadbeat and force the lender’s hand into modifying your mortgage. Know better? Leave your own answer in the comments! Grand Forks gives initial OK for housing aid for new homeowners According to city staff reports, medicine the assistance takes the form of a no-interest, buy information pills deferred loan secured by a second mortgage. … The assistance was available to low- and moderate-income household members buying a home for the first time in Grand Forks. More informaiton please visit here… Obama Pushes Risky Home Loans Which Started Current Recession Under growing pressures from both the Clinton administration and the Bush administration, banks began to lower their lending standards. Mortgage loans with no down payment, no income verification and other "creative" financial arrangements accumulated. If you would like more informaiton please visit here… Verify out these condominium pictures: Nielsen Square Crosswinds Neighborhood Condominiums Ann Arbor, approved MI Image by Andypiper Nielsen Square Crosswinds Community condominiums and townhomes...

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