Can property lease payments be added back to cash flow in a commercial mortgage?

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Image by Facility Records | MSU Physical Plant
0804 | French Apartment Creating | 2009 | East Side

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Question by BuzzBee: Can property lease payments be added back to cash flow in a commercial mortgage?
If an established business exists on a leased property (and will be moving into the new property after closing), and can the lease payments be added back to the cash flow when determining the approval amount for loan?

I will not renew my lease if I can find a nice piece of commercial property.
I dont understand why not. To me it is like telling a renter interested in purchasing a home that their qualifying amount is based on their income AFTER they pay their rent. It doesnt make sense. The only difference is that the business owner can take that expense off their taxes.

Best answer:

Answer by Your #1 fan
No. Anything a lesse pays goes to the owner. You receive no benefit from it as the tenant. Maybe less tax as it is a business expense.

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