castle with drawbridge

Posted on Sep 8, 2012 in Real Estate Info

by href=”http://www.flickr.com/photos/7616706@N05/4385514628″> Center for American Progress

knowledge of the details facts about the Home Equity Loans

article by Mark Twinton

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Question by : Will I owe foreclosure debt in Oklahoma on an FHA home loan that is in foreclosure?
My home is in foreclosure. I have an FHA loan on which I paid monthly mortgage insurance payments when I was current on the loan. Will they come after me for foreclosure debt by garnishing my paycheck or taking my state or federal tax returns, find or will the FHA mortgage insurance prevent that?? I need any answers or suggestions about what to expect in the coming months.

Best answer:

Answer by kc
The FHA insurance you were paying was not to protect you from having to pay if you defaulted (in this case foreclosure). The FHA insurance helps protect the banks from loosing money if you defaulted. You are still responsible for anything owed after the house is sold. The mortage company will sell the debt to a 3rd party collection company. Yes, you will be hounded by debt collection agencies and they can get a judgment so that your wages could be garnished. They can get a garnishment on state and federal taxes.

You might want to contact a real estate attorney to help you. Sometimes you can negotiate with the lender and they will forgive the debt if you hand over your deed. The down side of getting the debt forgiven is that the IRS considers it income and it will be taxed as income, but it is better than paying for it with interest to a debt collection agency.

The bottom line is that everyone looses (you and the lender), but the debt collection company will be the only one who comes out on top.

Give your answer to this question below!

Verify out these castle images:

castle with drawbridge
castle
Image by NapaneeGal
This castle was halfway down the hill, no rx about five minutes’ walk from exactly where we had been staying. The walls about the castle housed a flower shop and a convenience retailer, pilule inset into the thick stone.

The drawbridge can’t be seen in this shot, page although you can make out the chains that operate it.

For much more properties click right here…

Castle story.
castle
Image by DeusXFlorida
Castle story. Florida. Model: Tatiana. Nikon D60 + Hasselblad Carl Zeiss Planar 80mm f2.8 (manual) .

More excellent homes click right here…

5avg.rating 22 votes.

59 Comments

  1. Great shot.
    A very different world from here, where houses with history are made of dirt and stones.

  2. History at it’s finest!

    Excellent work Liz!!

  3. gorgeous shot¡¡
    Seen in:
    Fantasia orbit
    FLICKR ELITE

  4. Great shot.


    Seen in my contacts’ photos. (?)

  5. great frontal view
    Your KARMA Group

  6. Lvoely balance and skillful sharpening

  7. What a magical place to see !

  8. Perfect symmetry….a fabulous shot….it could be here in Blighty.
    You Are A Blue Ribbon Winner! If you haven’t done so, please add your photo to:
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  9. Compliments, I like it;
    Please add this photo to the your preferred picture group.
    Post1/Comment2

  10. Yup it looks like England 🙂

    Discovered using FlickrFox. (?)

  11. This is really another world in another time. Beautiful shot.

  12. Perfect composition…love it!!!

    Congratulation !!
    You are invited to add this image to:

  13. amazing place and take


    *This is a *Brilliant~Eye~Jewel!*
    You are invited to add your picture to our pool!
    *Please tag with Brilliant-Eye-Jewel*.

  14. beautiful capture
    have a nice week end

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  15. Looks like a great place – wonderful photo!

  16. Great perspective and detail Liz.


    Seen in my contacts’ photos. (?)

  17. great photo.. wonderful detail..

    I saw this photo in Blue Ribbon Photography. You deserve another Blue Ribbon!
    Blue Ribbon Photography (Invited Photos ONLY)
    Please tag your photo: BlueRibbonWinner

  18. splendid gritty shot with good framing !

  19. Awesome photo of this castle. I love the detail on the stonework. Have a great weekend 🙂
    I think this photo is a Super Shot
    Please add your photo to http://www.flickr.com/groups/supershot/
    After you add it to the group pool, please tag this photo as a SuperShot

  20. Hi, I’m an admin for a group called Intelligent Travel, and we’d love to have your photo added to the group.

  21. great entrance and wonderful texture!

    *This is a *Brilliant~Eye~Jewel!*

  22. molto bella!

  23. The texture on this is simply amazing as is the contrast


  24. *This is a *Brilliant~Eye~Jewel!*

  25. Fantastic texture with the stone work..oops, I’ve just dittoed John Glass!
    A fairy tale come true?!

  26. This world-class image was found in
    Global Village 2 (post 1 – give a globe to 5)

  27. Great shot Liz – I love the detail and the tones


    Seen on your photo stream. (?)

  28. Wonderful. Has an almost HDR – like quality to it.

  29. Love this, Liz. It looks like it could be in jolly old England.

  30. Great shot!

  31. lovely!

  32. Excellent, detailed photo my friend.

  33. I like the balance and symmetry of this image !!!!

  34. This is wonderful! It suggests courtly splendour and the age of chivalry.


    Seen on your photo stream. (?)

  35. Wonderful perspective and post processing.

    This Great Photographic Art was made by a Diamond Class Photographer!
    Please add your photo to Flickr Diamond: The Diamond Class Photographer
    Read the group rules please and tag your photo DiamondClassPhotographer
    You may tag your photo again as flickrdiamond

  36. oh… well I do like this one too 🙂

  37. Please send your image to:

    Creative Medieval Buildings and Castles

  38. Beautiful shot! Thanks for sharing this with a Creative Commons license. Fave.

  39. Hot, sexy pose!

    This photo is a good sample in the flickr. It is awarded the flickr Award!

    flickrAward (post1 – award 5)
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    Seen in the group" flickr Award (((MUST award 5)))" ( ?² )

  40. This photo is a good sample in the flickr. It is awarded the flickr Award!

    flickrAward (post1 – award 5)
    Please Tag your photo with “flickrAward” and visit the flickr Award Gallery
    Please post the photo to flickr Award 5+ thread if you received 5 or more of this award

  41. That’s a great shot!
    Cheers from Brazil!!!
    Dre.
    Please JOIN US and post this wonderful picture !!!

    ***SCREAM OF THE PHOTOGRAPHER***

    DréBatista (Take time to see it on medium size) - View my most interesting photos on Flickriver

  42. This photo is a good sample in the flickr. It is awarded the flickr Award!

    flickrAward (post1 – award 5)
    Please Tag your photo with “flickrAward” and visit the flickr Award Gallery
    Please post the photo to flickr Award 5+ thread if you received 5 or more of this award

  43. This photo is a good sample in the flickr. It is awarded the flickr Award!

    flickrAward (post1 – award 5)
    Please Tag your photo with “flickrAward” and visit the flickr Award Gallery
    Please post the photo to flickr Award 5+ thread if you received 5 or more of this award

  44. This photo is a good sample in the flickr. It is awarded the flickr Award!

    flickrAward (post1 – award 5)
    Please Tag your photo with “flickrAward” and visit the flickr Award Gallery
    Please post the photo to flickr Award 5+ thread if you received 5 or more of this award

  45. &quot
    I have seen this amazing picture in the "IQ" – Image Quality Group.

  46. Amazing photo of a stunning model!!! Well done!

  47. Your photo screams Photographer !!!
    Thank you for sharing with us


    ***SCREAM OF THE PHOTOGRAPHER***

  48. Thanks again! I hope you like what I made with your beautiful model.

    Here:
    Ghosts of girlfriends past

  49. She’s very beautiful and nice capture

  50. Very beautiful and sexy!

  51. Beautiful image.

  52. Lovely capture of a beautiful model.

  53. Hi, I’m an admin for a group called Most Beautiful Girls In The World, and we’d love to have this added to the group!

  54. I wish you success with your website.

  55. Great post, I agree.