Unique Loan Programs

Information regarding all unique real estate loan programs available in the market place today (i.e., stated income loans, no doc loans, no FICO loans, high ration loans, gross qualifying loans, etc.).

Why have sales of new homes in U.S. fallen to record lows, at same time Canadian home sales at record highs?

on Jun 23, 2014 in Unique Loan Programs | 1 comment

Editorial: Questions for Brown on higher education While the memo lacks depth – it's barely more than two pages long – Brown should be commended for addressing a real concern for families across New Hampshire. … guru Paul Ryan's latest plan proposed cutting Pell Grants and accused the White House of … If you would like more informaiton please visit here… Editorial: The drag of debt Elizabeth Warren, visit price D-Mass., buy information pills that would have allowed borrowers with old government loans to refinance them. The program would have been funded with a new tax on millionaires, drug a non-starter among Republicans. Lawmakers would better serve students by … For more informaiton please visit here… Week on the Web: June 14-20 Sequoia Property Partners of New York City, which bought the long-vacant CPA Building and the block on which it sits in Detroit's Corktown, is seeking ideas from the community on the best use for the property. … Starfish Family Services Inc. will … More informaiton please visit here… Question by honesty_counts: Why have sales of new homes in U.S. fallen to record lows, recipe at same time Canadian home sales at record highs? Here’s the U.S. data: http://www.bloomberg.com/apps/news?pid=20601068&sid=aToSv9PXNo3g# headline: ” Sales of New U.S. Homes Dropped to Lowest on Record (Update3) ” Here’s the Canadian data: http://www.theglobeandmail.com/report-on-business/canadians-fret-over-mortgage-rates-prices/article1510682/ headline: “On Tuesday, Bank of Nova Scotia forecast in its real estate trends report that home sales are expected to rise 10 per cent to 510,000 this year, while average prices are expected to jump 8 per cent to a record $ 345,000. ” What the heck gives? Why is our real estate market booming ! , no, its SHOOTING TO THE MOON ! , but at the same time the U.S. housing market seems really dead ??? Why the huge difference ?? Is there something about Canadians that make us smarter, perhaps better than the Americans ? Best answer: Answer by Doctor Deth10% a yr price increases? that is double the long-term USA avg – I guess Canada will the be the next country to have a Real Estate market collapse – unrealistically fast rising prices is what did in the US market – I can’t imagine your annual pay increases are 10% a yr to keep up with those RE price increases, and if they are, then you also have massive INFLATION problems in Canada – sooner or later, the average Canadian will not be able to afford the avg Canadian house and $ 510,000? that’s what house in California were selling for a few yrs ago – they are now $ 200-300,000 don’t get too high and mighty – you may be headed for a big fall I would hardly say you are smarter if you are spending $ 500,000 for a house. I bought 2 houses in 2008 that cost me less than $ 23,000 and are in perfectly livable condition how much is your mortgage pmt on a $ 500,000 house – my $ 20,000 houses only cost me $ 200-230 a month Know better? Leave your own answer in the comments! Why have sales of new homes in U.S. fallen to record lows, at same time Canadian home sales at record...

Read More

Q&A: 203k question FHA Mortgage?

on Jun 22, 2014 in Unique Loan Programs | Comments Off on Q&A: 203k question FHA Mortgage?

Finance One – Private Mortgage Banking   #1 Private Mortgage Banking Solution   Finance One private mortgage banking provides solutions to otherwise solution-less lending. We offer unique Private Mortgage Banking and Hard Money Loan capital for borrowers and/or properties that do not meet conventional underwriting guidelines. Our lending solutions include: low rate stated income and no doc loans to $2M, approved buy interest only loans, unhealthy make-sense gross income qualifying, pill high debt ratio loans to 55% DTI, 2nd mortgages/HELOCs and low rate Private/Hard money $150K+ for commercial and residential, construction loans to $5M residential hogger for commercial, ultra jumbo loans to $100M+ for specialty financing solutions…our private mortgage banking list of solutions goes on and on. The team at Finance One have been providing private mortgage banking and portfolio loan products since 1999. As a respectable private mortgage banking lender and originator, our private mortgage banking loan solutions provide financing liquidity for conforming and non-conforming property and owners who cannot qualify conventionally. By incorporating private mortgage banking experience and autonomy, we can ensure each transaction is successfully completed in a timely manner. We provide solutions to otherwise solution-less lending! You can help us understand more about your private mortgage banking needs by contacting us or submitting an Executive Summary. Finance One Asset Management 4045 Sheridan Ave #319 Miami Beach FL 33140 General info: info@finance1online.com Please contact us with your private mortgage banking questions at 1-786-248-1283 , or by email at info@finance1online.com. Nationwide private mortgage banking guidelines can change at any time. Oda tenants move after rent increases Unlike Cadence's other buildings, decease many of Oda's tenants stayed at home during the day, cialis 40mg Garvin said: “In the past, here when we have re-plumbed a building, that has not been an issue. …. down or underwent substantial renovation, have its use changed (for … More informaiton please visit here… Lennar's (LEN) CEO Stuart Miller on F2Q 2014 Results – Earnings Call … We have continued to focus on homebuilding strategy on the move-up segment of the market as the first time home purchaser has not yet been able to access the mortgage market. Nevertheless, we … Fund I is already invested and Fund II is already … If you would like more informaiton please visit here… A Sushi Burrito: The Real Estate, Natural Resources, Family Office and Crowd … My first real estate job was a loan originator for Univest Home Loans, located on Central Avenue on the south side of the 91 Freeway, while Aldrich worked as an industrial broker for Pacifica Capital Group on Central Avenue on the north side of the 91 … For more informaiton please visit here… Wonkbook: Congress could be done until the midterms, viagra leaving a whole lot … "Ikea is basing its new wage structure on MIT's Living Wage Calculator, this site a Web site that shows how much workers need to make in any given county or municipality to afford basic goods….While … By having both Treasury and the FHA inject federal … For more informaiton please visit here… Real estate with Chris Vigil: Know the ins and outs of home loans All FHA (Federal Housing Administration) processed loans always come with M.I., or mortgage insurance. Prior to the market meltdown of a few years ago, mortgage insurance was something that usually went away after the home … To get an idea of what … For more informaiton please visit here… Trending Up: GOTT LOANS Announces Sales Coup, New Website and New … The GOTT LOANS website has a calculator so prospective applicants can see if a reverse mortgage...

Read More

Can you refinance your home after 2 or 3 years to shorten from 30 year to 15 year laon?

on Jun 19, 2014 in Unique Loan Programs | 7 comments

Question by Daniel and stephanie Cash: Can you refinance your home after 2 or 3 years to shorten from 30 year to 15 year laon? My husband and I are thinking about buying a house in the near future. We are hoping to get approved for a first time home buyer with 0 down. Can we start the loan at a 30 year loan then refinance to a 15 year loan in a few years when we have a bigger “down payment”? We would like to get into a house while it’s still a buyers market, website health but it will take us probably 3 years to come up with a down payment. Please help! Best answer: Answer by Go with the flowThere are no first time buyer 0% down mortgages. What country are you in? You would probably fall for rent to own scams. Stay away from them, ok? Give your answer to this question below! Can you refinance your home after 2 or 3 years to shorten from 30 year to 15 year...

Read More

Q&A: Current House Mortgage Rate ?

on Jun 17, 2014 in Unique Loan Programs | 1 comment

Question by Texas Girl: Current House Mortgage Rate ? can someone please tell me the current house mortgage rate for 30 years fixed, story no rx and which bank offers it ? thanks (: i would like to know the percent rate in New Jersey (: Best answer: Answer by golferwhoworksrates vary from region to region across this great land. Then it will also depend on the type of loan. Fannie Mae FHA and VA as well as USDA have different rate structures even though they are close. Call a local mortgage banker or broker in your area to find out I am a mortgage banker in TN What do you think? Answer below! Q&A: Current House Mortgage Rate...

Read More

current mortgage question?

on Jun 16, 2014 in Unique Loan Programs | Comments Off on current mortgage question?

Question by SHANI D: current mortgage question? Discuss the current mortgage situation in the U.S. and explain why sub-prime lending has created a credit crisis for banks and borrowers alike. What lessons can we learn from this experience to help guide regulators in the future? Best answer: Answer by FlattruthI don’t want to write a whole paragraph on this, cialis 40mg visit this site but here’s summarized choronological of events that lead up to where we are today. 1. Dotcom bust causes recession. 2. FED lowers interest rates to fight recession. 3. Low fed rates filters down to mortgages rates. 4. Banks begin lending with very loose standards (ie no credit check, visit low or no down payment, ARM’s, etc.) 5. Real estate demand picks up because of easy lending and low rates. Building boom to feed demand. 6. Economy out of recession and fear of inflation causes Fed to raise rates. 7. Homeowners with adjustable mortgages rates (ARM’s), or those who misunderstood their financial capability, default because of higher dues. 8. Real estate demand subsides and owners/investors experience values go down causing upside down mortgages, etc.. More defaults and foreclosures occur. 9. Banks become homeowners and can’t sell over-assessed properties with profit. 10. Banks experience big losses. Banks wise up and tighten their lending standards…. Add your own answer in the comments! current mortgage...

Read More

Q&A: Can an RV loan be considered a second mortgage?

on Jun 12, 2014 in Unique Loan Programs | 4 comments

Question by Bullwinkle: Can an RV loan be considered a second mortgage? Can an RV loan be considered a second mortgage and thereby use the interest paid on the loan as a federal income tax deduction? Best answer: Answer by JessicaYou should get a second mortgage on your house to buy the RV and it will definitely be tax deductable. Know better? Leave your own answer in the comments! Q&A: Can an RV loan be considered a second...

Read More