Question by : Are FHA mortgage loans more difficult to obtain?
Best answer:
Answer by My Take on It
They are less difficult than a conventional
Depends on your circumstances
What do you think? Answer below!
Obama refinance program: Good incentive for borrowers and lenders
article by John Mathew
For more informaiton please visit here …
offered an overview of the Home Affordable Refinancing Program (HARP) of Fannie Mae and Freddie Mac. We also have short power line to the new and updated FHA program, cost which is for 2012.
If you want more houses here …
More Refinance Harp article
Question by rebelBodhi: Young couple with pretty good income, viagra but low down payment, can I buy a home?
I’ve gotten through advanced calc and computational analysis courses, but navigating the world of finance and mortgages is still a bit daunting.. any help would be appreciated:
I make $ 75-80k and my spouse makes about 40. We’ve been renting in the MD-DC-VA suburbs for 4+ years, with perfect rental history (paying about 1300/mo), and have average credit.
We’d be first-time buyers. I know we could easily swing the monthly payments, it’s just the initial costs I’m not sure about.
Anyway, given this income (total about 110k/year before taxes), and a small (say 3-5k) down payment. What options, if any, are there for buying a 250k-300k (town)home? (we’re 25 years old if that matters)
I’m aware of FHA loans, but how/if they would help lower the inital costs is still a mystery.
Thanks!
fyi you did sound caustic, and the plan is to wait at least 4 months. I’m looking for some info and others’ experience.
Best answer:
Answer by ?I am a MESS?
Down payments vary from state to state, in Ohio it’s 3.5% of the cost of the home.
What do you think? Answer below!
Examine out these mansion images:
Mansion Betliar
Image by Matus Kalisky
Manison Betliar in south-east Slovakia constructed in 15th century and subsequesntly partially rebuilt in 17th and 18th century. It has a garden with fountain and english park. It was constructed and utilised mainly as hunting mansion. It serves as museum considering that 1949. Nice place to pay a visit to.
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Tachihara 4×5, website like this Fujinon 125/5.six CM-W, this site Fuji Pro160S
For more properties click here…
Carnton Mansion
Image by www78
Significant mansion just south of Franklin owned by the McGavock loved ones. In the course of the battle for the town, recipe Common William Loring’s brigade swept past the developing under artillery fire during the assault. Afterwards the bodies of four Confederate Generals had been laid on the back porch before their transport home. Blood stains still appear on the floor of the mansion. Right after the war, the McGavock’s donated land for a Confederate cemetery. Each the mansion and the cemetery are believed to be haunted.
Franklin, Tennessee.
For much more properties click right here…
mansion on a hill
Image by Stitch
We could not have a mansion on a hill
Mink coats and diamonds by the score
But the things we have no man could ever take it
Just the two of us now who could ask for more
—"Just as long as we have really like" sung by The Spinners & Dionne Warwick
If you would like to see a lot more houses click here…
Question by Simply D: Home Finance?
I’m 23 years old and would like to consider financing a home in the next 2-5 years, doctor I want to know what kind of things do I need to be concerned about with my credit? How can I increase my score and what do I need to know about financing a home to get a good value and a good deal. Personal experience are greatly appreciated. Thank you all.
Best answer:
Answer by donfletcheryh
First, about it build a large down payment. This is an almost irresistible part of the financing game. But just because you have put together say 15% of the price of a house over 5 years tells you that your saving skills are starting to work.
Do not take out loans and pay them off to increase your score. It works against item 1, building the DP.
Rather, have a couple credit cards that you use to pay for things you buy, but religiously pay them off, completely, every month, well before due date.
Avoid buying cars or other big ticket items that ‘require financing’. If you buy any of them, do it on your credit card, but again pay off the credit card that month.
Avoid those sales that allow you to make no down payment, or no payment this year. You can always negotiate a cash reduction. They really do prefer cash, they really do prefer to make a sale rather than have you walk out.
As your savings grow, you should be investing, not just buying bank deposit notes.
If you do a good job of investing, even living in rented accommodation can be a sound economy.
Add your own answer in the comments!
Question by jenp: Mortgage rate: 5.35%, view am I getting ripped off?
We have an excepted offer on a house, medical and have been doing all the loan paper work and are supposed to close on the house mid to end of may. But I don’t know if the interest rate we were given is a rip off? FHA fixed 5.35%. We both have pretty good credit in the 750’s each. The home we are buying is in minnesota and the mortgage company is out of California. We went with this mortgage company because the home is a forclosure and they stated in the agreement if we went with them they would pay closing cost but if we went with anyone else the closing cost wouldn’t be part of the agreement. And we really like the house and have been looking for 2 years, medications so we went with them. Is this a normal interest rate as of right now? Because I’ve seen a lot of advertisement for under 5% FHA fixed, even wells fargo had 4.85%. But I am new at this so I am not sure how it all really works.
0 points
Best answer:
Answer by Jonnur47
5.35% is an average rate for today. However you left out some important details.
IE: Origination or Discount points ?
Know better? Leave your own answer in the comments!
A few good castle photos I discovered:
castle
Image by NapaneeGal
Component of the wall and surrounding buildings of the earlier "castle with drawbridge" photo
Much more wonderful houses click right here…
[Castle, physician Tenby, cost Wales] (LOC)
Image by The Library of Congress
[Castle, price Tenby, Wales]
[between ca. 1890 and ca. 1900].
1 photomechanical print : photochrom, color.
Notes:
Title from the Detroit Publishing Co., catalogue J–foreign section. Detroit, Mich. : Detroit Photographic Business, 1905.
Print no. "10721".
Types portion of: Views of landscape and architecture in Wales in the Photochrom print collection.
Subjects:
Wales–Tenby.
Format: Photochrom prints–Color–1890-1900.
Rights Information: No recognized restrictions on reproduction.
Repository: Library of Congress, Prints and Photographs Division, Washington, D.C. 20540 USA, hdl.loc.gov/loc.pnp/pp.print
Element Of: Views of landscape and architecture in Wales (DLC) 2001700652
More details about the Photochrom Print Collection is accessible at hdl.loc.gov/loc.pnp/pp.pgz
Persistent URL: hdl.loc.gov/loc.pnp/ppmsc.07497
Contact Number: LOT 13408, no. 161 [item]
Far more fantastic homes click here…
I can almost imagine what it must have been like back then!
Your picture is truly magical and we’d love to have it in our Once upon a time – Fairy tale group
Thanks.
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Seen on my Flickr home page. (?)
Wow!!!!!! This is amazing!!! What a great capture.. Just love exploring Castles and old world architecture.
Blue Ribbon Photography (Invited Images ONLY)
Please tag your photo: BlueRibbonWinner
This is so exciting Liz!!
Your photo has been appraised as a Platinum Photograph
We would be honored to have your photo in our group!
Please tag your photo with platinumphoto
Questions?
Wow! What is the vintage of such a historic place? Great shot!
—
Seen on your photo stream. (?)
…I love the clouds showing off the heritage castle!!!
Your KARMA Group
great love the textures and shadows!
That dramatic sky makesa cool background for the spooky castle!
Congratulations: Voyageurs du monde
What a wonderful old castle … and a dramatic sky!
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Seen in my contacts’ photos. (?)
You are MY WINNER!
Please add this photo to
http://www.flickr.com/groups/mywinners/
Invited with SIC
Ich wünsche Euch vom ganzen Herzem eine friedvolle Weihnacht
und ein glückliches Neues Jahr.
Das all Deine Wünsche in Erfüllung gehen…..
Dein immer bewundernder Schwede……
I wish you, from my Heart , a peaceful Christmas
and a happy New Year.
That all your Wishes come true …..
Yes !! beauty like each time !!!!
Congratulations: Voyageurs du monde
This is the ONE I chose
Wonderful
Compliments, I like it;
Please add this photo to the your preferred picture group.
Incredible detailed stonework Liz, nice one.
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Seen in my contacts’ photos. (?)
great composition, dramatic sky.
nice effect this has!
You are invited to add this image to http://www.flickr.com/groups/bigfave
Please tag this photo with ABigFave when you add it to the pool.
Fantastic shot my friend!!
Please add this beautiful photo to CITRIT,Best of yours!
Citrit group
gorgeous stunning capture
—————-
This Great Photographic Art was made by a Diamond Class Photographer! Please add your photo to Flickr Diamond: The Diamond Class Photographer Read the group rules please and tag your photo DiamondClassPhotographer
You may tag your photo again as flickrdiamond
invited with SICI
just grand
wunderschön!
Seen it on Once upon a time – Fairy tale group
Lovely shot….beautiful tones and textures.
Beautiful shot !
You are Invited to Add this Exquisite Shot to:
Flickr’s Exquisite Shots (Invite Only)
Wonderful castle and well taken !
Your Platinum Photo has earned a Platinum Star!
Collect 5 stars to enter Photo of the Weekcontests!
Questions?
So very pretty!
You deserve "Another Diamond" on your Great Photo!
I have seen your Great Photographic Art in:
Flickr Diamond: The Diamond Class Photographer
I give you a
FROM CITRIT,BEST OF YOURS
Citrit, best of yours!
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Seen next to a fellow photo of CITRIT,Best of yours! / Invited only/comment 2 /. (?)
Nice capture..
Your Platinum Photo has earned a Platinum Star!
Collect 5 stars to enter Photo of the Weekcontests!
Questions?
Beautiful!!! The details and the sky are wonderful!!!
You deserve "Another Diamond" on your Great Photo!
I have seen your Great Photographic Art in:
Flickr Diamond: The Diamond Class Photographer
Wonderful
Another splendid composition!
beautiful capture …
Your Platinum Photo has earned a Platinum Star!
Collect 5 stars to enter Photo of the Weekcontests!
Questions?
A HOLIDAY FILLED WITH CHEER … from sandy in seattle
You are my winner!
Please add this photo to
http://www.flickr.com/groups/mywinners/
magnifique
This is an excellent photo! I invite you to insert it in the group
Passion Photography ( INVITE ONLY)
Sei invitato ad inserire la tua foto nel gruppo Passion Photography (INVITE ONLY)
Passion Photography
This is the ONE I chose
Exquisite shot and great …..Happy Christmas
Wonderful little house… want to say it’s more a castle… Well seen by you and taken in good light !
This is the ONE I chose
Wonderful! Love the textures and tones.
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Seen on your photo stream. (?)
Wow, Liz – awesome image!
very nice!!
This is a great and fantastic photo!
Very nice!
Thank you for sharing this!
You deserve "Another Diamond" on your Great Photo!
I have seen your Great Photographic Art in:
Flickr Diamond: The Diamond Class Photographer
Seen in a darckr view of group pool (mine, ?).
You’re invited to post this picture in
Picture Perfect (INVITE ONLY)
Fantastic!!! Enjoy your holidays
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Seen on your photo stream. (?)
wonderful shot
Wonderful treatment !
Stunning.
wow, great picture! I live in Bogota and have no idea where that castle is 🙁
wonderful 🙂 I am a sucker for a castle.
article on the process of photochrom:
en.wikipedia.org/wiki/Photochrom
"Photochrom[Note 1] (also called the Aäc process) prints are colorized images produced from black and white photographic negatives via the direct photographic transfer of a negative onto lithographic printing plates."
Hi, I’m an admin for a group called Old photos of Pembrokeshire, and we’d love to have this added to the group!
Great article about fha loans and a great blog. Thanks for the read.
This website is awesome!