Cool Chateau images

Posted on Sep 12, 2012 in Real Estate News

Mortgage Price: Low Mortgage prices continue Ahead of Home Price Data
The complete loan file must be in a position to buy a mortgage approval for a house and to support traditional mortgage refinance. HARP provides underwater borrowers the opportunity to refinance without the need for testing or other documentation. It is …
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Question by Crazyhorse: Can someone tell me the difference between HUD assistance and FHA?
I’ve heard people say that they are getting HUD assistance to help pay towards their mortgage, page but they cannot exceed a certain household income. This is not what I want, hospital I do not want to be restricted on how much money I make. I will be a first time home-buyer so I am looking for a program that will help me because my credit is not too great. Is the FHA program through HUD is what I need?


Best answer:

Answer by francescmore
HUD stands for Housing and Urban Development and is generally for people who are low income. HUD generally builds homes in low income neighborhoods to help the economic development of that neighborhood.The homes are built with minimal amenities and the mortgage is low as well as the interest rate

FHA stands for Federal Housing Authority. This is a loan for the purchase of an existing home. FHA is the best way to go when purchasing 1st time, but they are very strict with the property you want to purchase. The home must be inspected and any deficiencies must be repaired before loan is approved. FHA loans will generally let you borrow more money against the value of the property, but unless you have at least 20% equity left in the home, you will probably have to pay PMI, mortgage insurance.

A conventional loan is basically a bank loan, they are more difficult to obtain, but can have great interest rates. With this type of loan you will not be able to borrow more than a certain percentage of the value, I think it is 85%.

Either way you go, it is a long process and this economy is making it very hard to get loans no matter what your credit score.

Know better? Leave your own answer in the comments!

A handful of good chateau photos I identified:

Chateau de Chenonceau_three
Image by Lan-inconnu
Chateaux de la loire, France, sildenafil Aug. 28, prostate 2003

If you would like to see far more properties click here…

Château de Chenonceau. Chenonceaux (Indre-et-Loire)
Image by sybarite48
Le château de Chenonceau depuis la rive gauche de la rivière &quotLe Cher&quot.

The castle of Chenonceau from the left bank of the river &quotCher&quot.

A lot more wonderful homes click here…

Chateau Villandry
Image by crux catalyst
Chateau Villandry, Loire Valley

For much more homes click here…

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