Cool Massive Home pictures

Posted on Oct 4, 2012 in Real Estate Info

Question by MT: What are some lenders with the lowest mortgage rates for Colorado?
I am looking for a FHA 30 fixed loan and want some lenders with the lowest rates. It is usually around 6% but if you have a lender that can offer lower I want to know. Please only Colorado lenders because each state has different laws.

Best answer:

Answer by George
Unless you have a fixed-rate mortgage, viagra order store the current mortgage interest rates are very important to deciding how much you should pay every monthcompanies offer different interest rates so it is a good idea to shop around for the best deal before settling on one particular lender.

Know better? Leave your own answer in the comments!
Mortgage Rates : FHA Mortgage Rates Plunge Overnight
Most mortgage-backed securities worsened Wednesday, side effects including Fannie Mae 30-year 3.0 coupon which lost 7/32 to close at 105.24. Ginnie Mae bonds, however, made big gains with the GNMA 30-year 3.0 coupon rising +12/32. FHA mortgage rates moved …
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What Does "FHA" Stand For?
When it comes to home mortgages, most people associate the acronym "FHA" with the Federal Home Administration. In the case of Daniel, as I suspect with millions of Americans with FHA-insured mortgages, the acronym would more appropriately stand for …
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Mortgage Rates: Low Mortgage Rates Stable As Residential Construction
Multiple mortgage programs are in place to fit a variety of loan scenarios and borrowers' needs. Having low down payment requirements and flexible credit qualifying guidelines has helped FHA become one of the most popular mortgage programs especially …
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no equity home loan
by bill barber

Question by Carl W: How do I get a home equity loan on secondary residence with no job?
I’m currently layed off work, there its only temporary, and I still have all my bills are paid, and good credit. I also have a vacation home with tons of equity. I want to get a small home equity loan, but have been having no luck.

Every lender wants me to be either currently employed, and/or have the property be my primary residence. How can I find a way around that? I just need a small loan, and there is way more than enough equity to cover it.

Best answer:

Answer by GVD
There is no way around it. No job, no loan. No one is going to let you cash out on a second residence without income. There is nothing that would prevent you from taking the equity out and then defaulting.

You don’t seriously believe you can get a mortgage without a job do you?

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Question by changethis: FHA mortgage, seek Mortgage Insurance Premium?
I am getting an FHA loan in California and the lender is telling me that the government will charge me a total of 2.25% upfront for the MIP or Mortgage Insurance Premium, many people have posted that it is 1.5%, does it vary from state to another or is the Lender just making extra money off of me ?
I would appreciate an answer from a knowledgeable loan officer or someone in that business.

Thanks

Best answer:

Answer by Simpson G
All programs but the 15 year loan are subject to .25% to .55% annual premium paid monthly for a mandatory minimum of 5 years. After 5 years, if the LTV is less than 78%, the monthly premiums will no longer apply.

If you are paying this upfront and will not have it tacked on monthly, it could be a fair percentage. Ask your lender directly why it’s being worked out the way that it is. It’s ok to not understand and to have them explain it until you do understand. Don’t be afraid of questioning things – it is >your< money afterall.

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Some cool huge residence photos:

The Big Residence

Image by pdbreen
Cohasset, visit this site MA July 2009
Copyright 2009 Patrick Breen
Canon EOS 5D Mark II/EF16-35mm f/2.8L II USM @ 16 mm
1/100 sec at f/11, viagra buy ISO 100, EV, Aperture priority, no flash

If you would like to see a lot more houses click right here…

Huge Residence Massive Heart Run

Image by jpwbee

If you would like to see more residences click here…

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