UNIQUE LENDING PROGRAMS

California Stated Income: 60% to $3M; 55% to $5M

● Stated Income: Self Employed and W2!
● Residential: OO, NOO, Investment, 1-4 Units
● Purchase & Refinance…Investment Property OK!
● 680 FICO Minimum w/No History of Major Derogs
● Fixed: ARM: 6 Mo, 3/1, 5/1, 7/1, 10/1
● 12 Months PITI Required Liquid, 3 Months Seasoned
● Foreign National w/No Credit History OK!
● 55% LTV to $5M ~ 50% LTV to $8M+
● Non-Occupant Co-Borrower Allowed
● Rates start in the low 5% range!

View our program flyer by clicking Here >

Hard Money Starting @ 7.99% Residential; 8.99% Commercial

● Cash-Out on Investment Properties w/o Seasoning
● Ground up Construction: Residential and commercial to 65% Cost to Build
●Residential: OO & NOO, 75% LTV, SFR & 1- 4 Unit Only
●  Commercial, Residential & Land
● $50K to $30M (rates will vary)
● Purchase/Refinance/Restructure
● Minimal Paperwork - Fast! One Week Funding!
●First, seconds and HELOCs available!
● No Prepayment Penalty Options
● Solid Exit Strategy Required
● Six to Thirty-Six Month ARMs

View our program flyer by clicking Here >

Other Hot Programs

● VOE Only: OO conforming loans, 80% LTV max, income docs required.

● W2 Stated Income: OO 80% LTV; NOO C/O to 75% LTV; 55% DTI w/30% Variance.

● NINA: 601 FICO to 65% LTV; Rates From 7.75% (East Coast Only).

● Full Doc Jumbo Bank Loans on SFR up to $10M+

● 580+ FICO Full Doc Program: Non-FHA!

● JV programs $1M and up!

● 401K and Non-Recourse Loans available!

●Cross Collateral Programs Available!

● We can lend conventional and private money Nationwide including FHA!

View our program flyer by clicking Here >

You can help us understand more about your needs by contacting us or submitting an Executive Summary. View our program flyer by clicking Here >

Please contact us with your questions at 1-888-814-8406, or by email at info@finance1online.com.