Does anyone know how if it is possible to get refinancing after my credit score was destroyed from fraud.?

Posted on Sep 19, 2012 in HARP Refinance

Question by Dr.Henry: Does anyone know how if it is possible to get refinancing after my credit score was destroyed from fraud.?
The results of the fraud ( perpetrated by a family member) was to file bankruptcy. I recently settled my chapter 13 bankruptcy and avoided foreclosure. Now with a low credit score and no credit cards, medicine cheap I still own my home but wish to refinance to consolidate my first and second mortgages at a lower interest rate. Are there any programs through Fannie Mae or other federal programs?

Best answer:

Answer by frankie77
Usually, health you need to wait 2 years after a bk and you can do FHA. Sometimes, they will approve at 18 months with DOCUMENTED special circumstances.

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