Does the FHA mortgage rate go up and down with the conforming rate?

Posted on Aug 9, 2012 in FHA Information

Question by Johnny: Does anyone know of a Bank or someone that give really low mortgage rates for first time home buyers?
Looking to buy a house in Virgina and am shopping around for low mortgage rates. Anyone know of any low rates?

Best answer:

Answer by Amy J
Fannie Mae has a program for first time buyers, buy order check with them. We used it here in OK but I couldn’t tell you the rates.
http://www.fanniemae.com/index.jhtml

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Question by 5ladderjob: Does the FHA mortgage rate go up and down with the conforming rate?
If no, viagra dosage does it go up and down, drug and what causes it. Looking at 30 year fixed.

What’s your opinion on what they’ll be like this May.

Best answer:

Answer by mccray_51
Yes the FHA rates will ride the roller coaster just as the conventional loans will. No one can tell what the rates will look like in May…barring any major catastrophes, natural or man made, they should better. But no one really knows.

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4 Comments

  1. Yes, but it is the best bet. You can get into a graduated payment plan. It’s a bit like an adjustable rate loan, but after 10 years or 7 years of graduated increases, it levels out for the life of the loan. You start out at less than interest only, and then at the end of the graduated part, it becomes level and there you are.

  2. Yes, only FHA is one of the best ways to purchase a home FHA makes sure everything is in proper working condition and if a home cannot be sold FHA then the could be some hidden defects. No one knows what the rates will be this May. Best Wishes!

  3. I can relate entirely to what you are saying.

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