E mortgage loans to announce its HARP 2.0 Consumer Education Workshops
article by Donald Hood
(1888PressRelease) harp was released 2.0, there but there is confusion about the industry and with consumers, what are the guidelines. The program is designed to refinance underwater homeowners at a lower interest rate seems to get a shakey start.
have Tampa-St. Petersburg-Clearwater, FL – Harp 2.0 was released, but there is confusion about the industry and with consumers, what are the guidelines. The program is designed to refinance underwater homeowners to get a lower interest rate seems a shaky start some homeowners to turn left where have confused. Part of the reason for some of the confusion is the lack of participation or only partial participation in the HARP refinance program 2.0 also know as the Home Affordable Refinancing Program. 2.0 HARP was designed to allow homeowners to refinance regardless of the value of the house. Essentially, if a loan from Fannie Mae or Freddie Mac is, and has its origin before March 31, 2009 will help the homeowners eligible for the refinancing under the new guidelines HARP 2.0 regardless of the value of the house. While that sounds like a great victory for homeowners whose mortgage is sponsored by the government giants, to refinance the street was held not exactly been easy to navigate so far. The problem is that many lenders have super imposed what is known in the industry as an overlay guidelines. This means that although both Fannie and Freddie agreed to acquire the HARP loans, the lenders themselves by being the attack surface by adding additional guidelines above and beyond the minimum requirements. The end result in most cases is that many lenders limit the loan to value limits HAR 2.0 are, despite the fact that the program was destined to go far above the 100% loan to value brand. In most cases, many lenders are limiting the LTV at 125% of the current assessed values. Be in states like Florida, where the average home owner can significantly above the 125% loan to value brand, the HARP refinance under 2.0 can be quite challenging. Fortunately, one company has stepped up to the plate and offers not only a harp 2.0 Refinancing with unlimited loan to value limits for both Fannie and Freddie loans, has refinanced but also on education for that HARP is readily available to make consumer set. E-mortgage loans in Central Florida has announced the release of their new online training workshop for all things related to HARP 2.0. Their goal, says e-mortgage loan “is an easily accessible educational workshop offered to consumers is clear and accurate information about everything they need to provide about 2.0 HARP know.” According to company president Steve Fingerman “We have been working on this system for quite some time and look forward to rolling out this great tool.” The online training webinar HARP workshop is based, making them the workshop in order to deliver hundreds of end users simultaneously, without having to worry about is some people left out. This is the first program of its kind and is offered free to the homeowner in Florida. E-mortgage loans has no plans to de-mystify the future, to rise for the workshop and says they are just a favor to help potential borrowers HARP 2.0, all the confusion surrounding this program. For information about registering for the free workshop can visit HARP 2.0 Education http://www.myloanmodificationstation.com/Blog homeowner or simply to the main site at go About the Authorhttp://www.myloanmodificationstation.com/
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