HARP 2.0 Mortgage Refinance Loan Program
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New York-based mortgage company, First Rate Financing discusses new guidelinesNew Guidelines for Home Affordable Refinancing Program (HARP) were at Fannie Mae and Freddie Mac 15th Published November, 2011. The updated guidelines on the heels of the 24th October announcement by the Federal Housing Finance Agency on the development of HARP come. The objective of extending HARP is to borrowers who are upside down on their homes or have little equity to refinance at today’s low interest rates refinancing, in particular. The hope is that this is both to stabilize the housing market and boost the economy as a whole, by providing additional dollars into the pockets of consumers who are likely to spend them. The new revisions to the program that will not allow for a maximum lending limit is a welcome addition for those who are to be refinancing existing loans in Albany. To be sure to get to New York Mortgage specialist, and in particular the first flat-rate funding in Albany New York.
HARP AT A GLANCEharp allows homeowners to refinance their mortgage difficulties to contend with conventional methods, for the best rate to refinance a home loan to apply. A homeowner, the current with their monthly payments but not to a decline in value is to refinance, the typical hot candidate for the harp program. Here are general guidelines for eligibility for Harp:
? There is no loan to value for CAP in the new harp, for fixed-rate loans. This is the most significant change in the Harp 2.0. Previously, the LTV does not exceed 125% ? The loan is on your property is owned or guaranteed by Fannie Mae or Freddie Mac. ? In the time that you apply, you are current on your mortgage. You can download a 30-day late payment, but not within the last 6 months have. ? The refinance improves the long-term affordability or stability of your loan. These are the most important factors are whether you qualify for the harp program, but we recommend that you contact first flat-rate funding in Albany NY to discuss more about the program and to New York mortgage rates. First flat-rate funding can be reached 518-452-4700 or on line http://www.firstratefunding.net
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About the Author
First Rate Funding Corp. one of the NY’s leading mortgage lenders offering home mortgage refinancing services to individuals and families in a comfortable, relaxed and hassle free manner. For low interest refinancing, contact us today!
more informaiton please visit here … There are many questions about the Home Affordable Refinancing Program, also known as HARP 2.0. This webinar was recorded, to answer the most frequently asked questions HARP 2.0. To speak directly to Todd, cal 866-200-5252. In order to refinance for a harp is, please visit www.BookspanBaker.com. We would love the opportunity to help you. As always, feel free to call with any questions – 602.522.9494 or toll free 855-522-9494! or e-mail @ Todd.Bookspan CobaltMortgage.com
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