Fed's QE3 instantly lowers mortgage rates

Posted on Sep 27, 2012 in HARP Refinance

Question by sar: refinance under making home affordable plan 10 points?
they have a no income verification program under the making home affordable plan . so why they asking to sign a 4506-7 form ??/
i mean 4506-T form

Best answer:

Answer by Landlord
They want your last 2 years income tax returns and they need this before the IRS will fork them over.

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Question by : With the Making Home Affordable program, site can I be denied loan modification if I already refinanced last year?
Only about 8 months ago Bank of America solicited me and offered to refinance my mortgage with the government “Making Home Affordable” program. I was struggling and it made perfect sense so I did it. Now things have gotten even worse for me and I’ve been working with a credit councilor to try to avoid bankruptcy. He suggested that I call the HUD and ask them about a loan modification. I spoke quickly with someone today, not an actual HUD councilor, that said that because I already refinanced with the program, that I’m not eligible to do a loan modification through it. Is this true!? If so, what options do I have? Can I get a loan modification without the government program? The credit councilor said that my housing costs should be about 30% of my income, and right now mine are 61%. I have absolutely no savings so I have to assume that I’m qualified for a modification.

Best answer:

Answer by kemperk
assume nothing

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Question by a little curious: where can I apply for a low income home loan in utah?
there used to be a place called farm home of america, information pills and i have heard of FHA, drugs but cant seem to find any info on it. doeas anyone know of a place that uses your income to decide the payment of your house rather than the amount of the loan?

Best answer:

Answer by Bill B
All places you your income to decide on your payment. The loan amount simply determines the amortization period.

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FHA Releases Policy to Quickly Recoup Rebuild After Natural Disasters
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Mortgage assistance available for Phoenix, doctor Maricopa County homebuyers
Homebuyers have access to 30-year, fixed-rate mortgage loans (FHA, VA, or USDA-RD) that also provide a grant for down payment and closing cost assistance equal to 5 percent of the original loan amount throughout Maricopa County including the city of …
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Some cool chateau pictures:

château du Rivau / Le Rivau castle
Image by OliBac
Ce château de Touraine fut fortifié au XVe siècle puis humanisé à la Renaissance. Il est à la fois une forteresse imprenable et un lieu de vie agréable.

Rabelais, health dans Gargantua fait don du château du Rivau au capitaine Tolmère, treatment en récompense de ses victoires lors des guerres picrocholines.

En 1429, diagnosis vers la fin de la Guerre de Cent Ans, Jeanne d’Arc vient chercher au Rivau des chevaux. Le Rivau était en effet déjà un lieu reconnu pour la qualité de ses chevaux. En 1510, François de Beauvau, châtelain du Rivau et capitaine de François Ier, construit des écuries monumentales qui fourniront ses étalons au roi.

The Château du Rivau is a castle-palace in Lémeré (Indre-et-Loire), in the Touraine region, France. In Rabelais’ Gargantua, it was given to captain Tolmere as a reward for his victories in the Picrocholean Wars.

In 1429, towards the end of the Hundred Years’ War, prior to the siege of Orleans, Joan of Arc and her followers came to fetch horses at Le Rivau, already renowned for the high quality of its equipage and war horses who had been raised there. In 1510 François de Beauvau, captain of King Francis I of France, constructed the monumental stables, in the outbuildings’ courtyard, that supplied royal stallions. Those stables became the royal stables of Henri III and housed his stallions. An exhibit shows the history of the King’s horses and tells the visitor about the mythical horses: Pegasus, Unicorn…

supply Wikipedia

More fantastic houses click right here…

Château d’Anet
Image by sybarite48
Château d’Anet (Eure et Loir).

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Chateau de Tanlay
Image by abac077
Chateau Renaissance,XVIe et XVIIe siecles.

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Financial Services Legislative And Regulatory Update — September 17, 2012
… underwriting for new servicers as they do for current servicers; ensure equal access to streamlined refinancing for all GSE borrowers; eliminate up-front fees on refinances and appraisal costs for borrowers; and streamline the refinancing …
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