Home loan companies that have programs for exceptions on income verification?

Posted on May 31, 2014 in Stated Income Loans

Cant find what your looking for? Enter city or state here…

Despite Falling Mortgage Rates, approved March 2014 HARP Loan Closings Lowest
In late-2011, the Home Affordable Refinance Program (HARP) was made available to U.S. homeowners whose mortgages were "severely underwater". The program was a hit, and help homeowners to refinance. At its peak, HARP loans for which …
More informaiton please visit here…

florida stated incomeFlorida Stated Income Loan

The Only Florida Stated Income Loan Available!

Florida Stated Income Loan from $600K to $10M in Miami-Dade, find Palm Beach, stuff Broward and Monroe (other counties considered). Our private mortgage banking relationships in Florida enable us to bring the Florida Stated Income Loan opportunity to our clients. See guidelines below…

Super Jumbo Stated Income Loans guidelines are as follows:

  • Florida Stated Income Loan Amounts $600K to $10M Only (higher case by case).
  • Foreign Nationals, this Trusts, Non-Permanent Resident Aliens ok!
  • ARM: 3yr & 5yr (OO & Inv)-20 yr Amortization
  • Fixed: 15, 20 & 30 Year Loans (Inv only)
  • 15 yr & 20 yr HELOCs (first position only)
  • Construction Take-Out Loans Okay!!
  • Florida Stated Income Loan Purchase or Refi: OO/NOO, PUD, Investment, 1-4 Units
  • Condotel and Non-Warrantable Condos Okay!!
  • Self Employed and W2 Allowed!
  • Purchase: 90% LTV to $10M (larger case by case)
  • Refinance: 75% LTV to $10M (larger case by case)
  • No Seasoning Restrictions For Free & Clear Property
  • Florida Stated Income Loan Up to 4 Properties Financed Okay!
  • Low Competitive Rates, Not Hard Money!
  • 36 months PITI Needed

This is the 1st Stated Income Loan Florida has seen in a few years.  Lender specifics are stringent.  If you are a high net worth individual or institution the Florida Stated Income Loan was build for you.  Florida Stated Income Loan are jumbo only.  No loans under $600K will be considered.  If you are self employed and may be able to qualify from business gross receipts you may qualify with a limited doc program (different from the Florida Stated Income Loan).  Call or email with your loan details to discuss.

Note: Florida Stated Income Loan county limitations apply. Banking relationship case by cases. Min 45 day close. Rates and program details can change without notice.

Program many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find program guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

Find your city below for eligibility:

– A – Cities in Florida that begin with the letter “A”. Alachua, FL Alford, FL Altamonte Springs, FL Altha, FL Altoona, FL Alturas, FL Alva, FL Anna Maria, FL Anthony, FL Apalachicola, FL Apollo Beach, FL Apopka, FL Arcadia, FL Archer, FL Argyle, FL Aripeka, FL Astatula, FL Astor, FL Atlantic Beach, FL Auburndale, FL Avon Park, FL
– B – Cities in Florida that begin with the letter “B”. Babson Park, FL Bagdad, FL Baker, FL Balm, FL Barberville, FL Bartow, FL Bascom, FL Bay Pines, FL Bell, FL Belle Glade, FL Belleair Beach, FL Belleview, FL Beverly Hills, FL Big Pine Key, FL Blountstown, FL Boca Grande, FL Boca Raton, FL Bokeelia, FL Bonifay, FL Bonita Springs, FL Bostwick, FL Bowling Green, FL Boynton Beach, FL Bradenton, FL Bradenton Beach, FL Bradley, FL Brandon, FL Branford, FL Bristol, FL Bronson, FL Brooker, FL Brooksville, FL Bryant, FL Bryceville, FL Bunnell, FL Bushnell, FL

– C – Cities in Florida that begin with the letter “C”. Callahan, FL Campbellton, FL Canal Point, FL Candler, FL Cantonment, FL Cape Canaveral, FL Cape Coral, FL Captiva, FL Carrabelle, FL Caryville, FL Cassadaga, FL Casselberry, FL Cedar Key, FL Center Hill, FL Century, FL Chattahoochee, FL Chiefland, FL Chipley, FL Chokoloskee, FL Christmas, FL Citra, FL Citrus Ridge, FL Clarcona, FL Clarksville, FL Clearwater, FL Clearwater Beach, FL Clermont, FL Clewiston, FL Cocoa, FL Cocoa Beach, FL Coleman, FL Copeland, FL Cortez, FL Cottondale, FL Crawfordville, FL Crescent City, FL Crestview, FL Cross City, FL Crystal Beach, FL Crystal River, FL Crystal Springs, FL Cypress, FL
– D – Cities in Florida that begin with the letter “D”. Dade City, FL Dania, FL Davenport, FL Day, FL Daytona Beach, FL De Leon Springs, FL Debary, FL Deerfield Beach, FL Defuniak Springs, FL Deland, FL Delray Beach, FL Deltona, FL Destin, FL Doctors Inlet, FL Dover, FL Dundee, FL Dunedin, FL Dunnellon, FL Durant, FL

– E – Cities in Florida that begin with the letter “E”. Eagle Lake, FL Earleton, FL East Palatka, FL Eastlake Weir, FL Eastpoint, FL Eaton Park, FL Ebro, FL Edgewater, FL Eglin AFB, FL Elfers, FL Elkton, FL Ellenton, FL Englewood, FL Estero, FL Eustis, FL Everglades City, FL Evinston, FL
– F – Cities in Florida that begin with the letter “F”. Fairfield, FL Fedhaven, FL Felda, FL Fellsmere, FL Fernandina Beach, FL Ferndale, FL Flagler Beach, FL Florahome, FL Floral City, FL Florida City, FL Fort Lauderdale, FL Fort McCoy, FL Fort Meade, FL Fort Myers, FL Fort Myers Beach, FL Fort Ogden, FL Fort Pierce, FL Fort Walton Beach, FL Fort White, FL Fountain, FL Freeport, FL Frostproof, FL Fruitland Park, FL

– G – Cities in Florida that begin with the letter “G”. Gainesville, FL Geneva, FL Georgetown, FL Gibsonton, FL Glen Saint Mary, FL Glenwood, FL Goldenrod, FL Gonzalez, FL Goodland, FL Gotha, FL Graceville, FL Graham, FL Grand Island, FL Grand Ridge, FL Grandin, FL Grant, FL Green Cove Springs, FL Greensboro, FL Greenville, FL Greenwood, FL Gretna, FL Grove City, FL Groveland, FL Gulf Breeze, FL Gulf Hammock, FL
– H – Cities in Florida that begin with the letter “H”. Haines City, FL Hallandale, FL Hampton, FL Harold, FL Hastings, FL Havana, FL Hawthorne, FL Heathrow, FL Hernando, FL Hialeah, FL High Springs, FL Highland City, FL Highland Park, FL Hilliard, FL Hobe Sound, FL Holder, FL Holiday, FL Hollister, FL Hollywood, FL Holmes Beach, FL Holt, FL Homeland, FL Homestead, FL Homosassa, FL Homosassa Springs, FL Horseshoe Beach, FL Hosford, FL Howey In The Hills, FL Hudson, FL Hunters Creek, FL Hurlburt Field, FL

– I – Cities in Florida that begin with the letter “I”. Immokalee, FL Indialantic, FL Indian Lake Estates, FL Indian Rocks Beach, FL Indiantown, FL Inglis, FL Intercession City, FL Interlachen, FL Inverness, FL Islamorada, FL Island Grove, FL Istachatta, FL
– J – Cities in Florida that begin with the letter “J”. Jacksonville, FL Jacksonville Beach, FL Jasper, FL Jay, FL Jennings, FL Jensen Beach, FL Jupiter, FL

– L – Cities in Florida that begin with the letter “L”. La Crosse, FL Labelle, FL Lacoochee, FL Lady Lake, FL Lake Alfred, FL Lake Butler, FL Lake Butter, FL Lake City, FL Lake Como, FL Lake Geneva, FL Lake Hamilton, FL Lake Harbor, FL Lake Helen, FL Lake Lucerne, FL Lake Mary, FL Lake Monroe, FL Lake Panasoffkee, FL Lake Placid, FL Lake Wales, FL Lake Worth, FL Lakeland, FL Lamont, FL Lanark Village, FL Land O Lakes, FL Lantana, FL Largo, FL Laurel, FL Laurel Hill, FL Lawtey, FL Lecanto, FL Lee, FL Leesburg, FL Lehigh Acres, FL Lithia, FL Live Oak, FL Lloyd, FL Lochloosa, FL Long Key, FL Longboat Key, FL Longwood, FL Lorida, FL Loughman, FL Lowell, FL Loxahatchee, FL Lulu, FL Lutz, FL Lynn Haven, FL
– M – Cities in Florida that begin with the letter “M”. Macclenny, FL Madison, FL Maitland, FL Malabar, FL Malone, FL Manasota, FL Mango, FL Marathon, FL Marathon Shores, FL Marco Island, FL Marianna, FL Mary Esther, FL Mascotte, FL Mayo, FL McAlpin, FL McDavid, FL McIntosh, FL Melbourne, FL Melbourne Beach, FL Melrose, FL Memphis, FL Merritt Island, FL Mexico Beach, FL Miami, FL Miami Beach, FL Micanopy, FL Miccosukee Cpo, FL Mid Florida, FL Middleburg, FL Midway, FL Milligan, FL Milton, FL Mims, FL Minneola, FL Miramar Beach, FL Molino, FL Monticello, FL Montverde, FL Moore Haven, FL Morriston, FL Mossy Head, FL Mount Dora, FL Mount Pleasant, FL Mulberry, FL Murdock, FL Myakka City, FL Myrtle Grove, FL

– N – Cities in Florida that begin with the letter “N”. Nalcrest, FL Naples, FL Neptune Beach, FL New Port Richey, FL New Smyrna Beach, FL Newberry, FL Niceville, FL Nichols, FL Nobleton, FL Nocatee, FL Nokomis, FL Noma, FL North Fort Myers, FL North Miami Beach, FL North Palm Beach, FL North Port, FL
– O – Cities in Florida that begin with the letter “O”. O Brien, FL Oak Hill, FL Oakland, FL Ocala, FL Ochopee, FL Ocklawaha, FL Ocoee, FL Odessa, FL Okahumpka, FL Okeechobee, FL Old Town, FL Oldsmar, FL Olustee, FL Ona, FL Oneco, FL Opa Locka, FL Orange City, FL Orange Lake, FL Orange Park, FL Orange Springs, FL Orlando, FL Ormond Beach, FL Osprey, FL Osteen, FL Otter Creek, FL Oviedo, FL Oxford, FL Ozona, FL

– P – Cities in Florida that begin with the letter “P”. Pahokee, FL Paisley, FL Palatka, FL Palm Bay, FL Palm Beach, FL Palm City, FL Palm Coast, FL Palm Harbor, FL Palm River-Clair Mel, FL Palm Valley, FL Palmdale, FL Palmetto, FL Panacea, FL Panama City, FL Panama City Beach, FL Parrish, FL Patrick AFB, FL Paxton, FL Pembroke Pines, FL Penney Farms, FL Pensacola, FL Perry, FL Pierson, FL Pine Island Ridge, FL Pine Ridge, FL Pineland, FL Pinellas Park, FL Pinetta, FL Placida, FL Plant City, FL Plymouth, FL Point Washington, FL Polk City, FL Pomona Park, FL Pompano Beach, FL Ponce De Leon, FL Ponte Vedra Beach, FL Port Charlotte, FL Port Orange, FL Port Richey, FL Port Saint Joe, FL Port Saint Lucie, FL Port Salerno, FL Port St. Lucie, FL Punta Gorda, FL Putnam Hall, FL

– Q – Cities in Florida that begin with the letter “Q”. Quincy, FL

– R – Cities in Florida that begin with the letter “R”. Raiford, FL Reddick, FL River Ranch, FL Riverview, FL Rockledge, FL Roseland, FL Rotonda West, FL Ruskin, FL

– S – Cities in Florida that begin with the letter “S”. Safety Harbor, FL Saint Augustine, FL Saint Cloud, FL Saint James City, FL Saint Leo, FL Saint Marks, FL Saint Petersburg, FL Salem, FL San Antonio, FL San Mateo, FL Sanderson, FL Sanford, FL Sanibel, FL Santa Rosa Beach, FL Sarasota, FL Satellite Beach, FL Satsuma, FL Scottsmoor, FL Sebastian, FL Sebring, FL Seffner, FL Seminole, FL Seville, FL Shady Grove, FL Shalimar, FL Sharpes, FL Silver Springs, FL Sneads, FL Sopchoppy, FL Sorrento, FL South Bay, FL Sparr, FL Spring Hill, FL St. Augustine, FL St. Leo, FL Starke, FL Steinhatchee, FL Stuart, FL Sugarloaf Shores, FL Sumatra, FL Summerfield, FL Summerland Key, FL Sumterville, FL Sun City, FL Sun City Center, FL Sunnyside, FL Suwannee, FL Sydney, FL

– T – Cities in Florida that begin with the letter “T”. Tallahassee, FL Tallevast, FL Tampa, FL Tangerine, FL Tarpon Springs, FL Tavares, FL Tavernier, FL Telogia, FL Terra Ceia, FL The Villages, FL Thonotosassa, FL Titusville, FL Trenton, FL Trilby, FL

– U – Cities in Florida that begin with the letter “U”. Umatilla, FL

– V – Cities in Florida that begin with the letter “V”. Valparaiso, FL Valrico, FL Vanderbilt Beach, FL Venice, FL Venus, FL Vernon, FL Vero Beach, FL

– W – Cities in Florida that begin with the letter “W”. Wabasso, FL Wacissa, FL Wakulla Springs, FL Waldo, FL Wauchula, FL Wausau, FL Waverly, FL Webster, FL Weirsdale, FL Welaka, FL Wellborn, FL West Little River, FL West Palm Beach, FL Weston, FL Westville, FL Wewahitchka, FL White Springs, FL Wildwood, FL Williston, FL Wimauma, FL Windermere, FL Winter Beach, FL Winter Garden, FL Winter Haven, FL Winter Park, FL Winter Springs, FL Woodville, FL Worthington Springs, FL

– Y – Cities in Florida that begin with the letter “Y”. Yalaha, FL Yankeetown, FL Youngstown, FL Yulee, FL
– Z – Cities in Florida that begin with the letter “Z”. Zellwood, FL Zephyrhills, FL Zolfo Springs, FL

Snapshot: The Florida coastline along the Atlantic Ocean and the Gulf of Mexico was very different 12,000 years ago. The sea level was much lower than it is today. As a result, the Florida peninsula was more than twice as large as it is now. The people who inhabited Florida at that time were hunters and gatherers, who only rarely sought big game for food. Modern researchers think that their diet consisted of small animals, plants, nuts, and shellfish. These first Floridians settled in areas where a steady water supply, good stone resources for tool making, and firewood were available.

Learn more about the Florida Stated Income Loan or Stated Income Loans in your state contacting us at info@finance1online.com.

florida stated incomeFlorida Stated Income Loan

The Only Florida Stated Income Loan Available!

Florida Stated Income Loan from $600K to $10M in Miami-Dade, recipe Palm Beach, viagra buy Broward and Monroe (other counties considered). Our private mortgage banking relationships in Florida enable us to bring the Florida Stated Income Loan opportunity to our clients. See guidelines below…

Super Jumbo Stated Income Loans guidelines are as follows:

  • Florida Stated Income Loan Amounts $600K to $10M Only (higher case by case).
  • Foreign Nationals, illness Trusts, Non-Permanent Resident Aliens ok!
  • ARM: 3yr & 5yr (OO & Inv)-20 yr Amortization
  • Fixed: 15, 20 & 30 Year Loans (Inv only)
  • 15 yr & 20 yr HELOCs (first position only)
  • Construction Take-Out Loans Okay!!
  • Florida Stated Income Loan Purchase or Refi: OO/NOO, PUD, Investment, 1-4 Units
  • Condotel and Non-Warrantable Condos Okay!!
  • Self Employed and W2 Allowed!
  • Purchase: 90% LTV to $10M (larger case by case)
  • Refinance: 75% LTV to $10M (larger case by case)
  • No Seasoning Restrictions For Free & Clear Property
  • Florida Stated Income Loan Up to 4 Properties Financed Okay!
  • Low Competitive Rates, Not Hard Money!
  • 36 months PITI Needed

This is the 1st Stated Income Loan Florida has seen in a few years.  Lender specifics are stringent.  If you are a high net worth individual or institution the Florida Stated Income Loan was build for you.  Florida Stated Income Loan are jumbo only.  No loans under $600K will be considered.  If you are self employed and may be able to qualify from business gross receipts you may qualify with a limited doc program (different from the Florida Stated Income Loan).  Call or email with your loan details to discuss.

Note: Florida Stated Income Loan county limitations apply. Banking relationship case by cases. Min 45 day close. Rates and program details can change without notice.

Program many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find program guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

Find your city below for eligibility:

– A – Cities in Florida that begin with the letter “A”. Alachua, FL Alford, FL Altamonte Springs, FL Altha, FL Altoona, FL Alturas, FL Alva, FL Anna Maria, FL Anthony, FL Apalachicola, FL Apollo Beach, FL Apopka, FL Arcadia, FL Archer, FL Argyle, FL Aripeka, FL Astatula, FL Astor, FL Atlantic Beach, FL Auburndale, FL Avon Park, FL
– B – Cities in Florida that begin with the letter “B”. Babson Park, FL Bagdad, FL Baker, FL Balm, FL Barberville, FL Bartow, FL Bascom, FL Bay Pines, FL Bell, FL Belle Glade, FL Belleair Beach, FL Belleview, FL Beverly Hills, FL Big Pine Key, FL Blountstown, FL Boca Grande, FL Boca Raton, FL Bokeelia, FL Bonifay, FL Bonita Springs, FL Bostwick, FL Bowling Green, FL Boynton Beach, FL Bradenton, FL Bradenton Beach, FL Bradley, FL Brandon, FL Branford, FL Bristol, FL Bronson, FL Brooker, FL Brooksville, FL Bryant, FL Bryceville, FL Bunnell, FL Bushnell, FL

– C – Cities in Florida that begin with the letter “C”. Callahan, FL Campbellton, FL Canal Point, FL Candler, FL Cantonment, FL Cape Canaveral, FL Cape Coral, FL Captiva, FL Carrabelle, FL Caryville, FL Cassadaga, FL Casselberry, FL Cedar Key, FL Center Hill, FL Century, FL Chattahoochee, FL Chiefland, FL Chipley, FL Chokoloskee, FL Christmas, FL Citra, FL Citrus Ridge, FL Clarcona, FL Clarksville, FL Clearwater, FL Clearwater Beach, FL Clermont, FL Clewiston, FL Cocoa, FL Cocoa Beach, FL Coleman, FL Copeland, FL Cortez, FL Cottondale, FL Crawfordville, FL Crescent City, FL Crestview, FL Cross City, FL Crystal Beach, FL Crystal River, FL Crystal Springs, FL Cypress, FL
– D – Cities in Florida that begin with the letter “D”. Dade City, FL Dania, FL Davenport, FL Day, FL Daytona Beach, FL De Leon Springs, FL Debary, FL Deerfield Beach, FL Defuniak Springs, FL Deland, FL Delray Beach, FL Deltona, FL Destin, FL Doctors Inlet, FL Dover, FL Dundee, FL Dunedin, FL Dunnellon, FL Durant, FL

– E – Cities in Florida that begin with the letter “E”. Eagle Lake, FL Earleton, FL East Palatka, FL Eastlake Weir, FL Eastpoint, FL Eaton Park, FL Ebro, FL Edgewater, FL Eglin AFB, FL Elfers, FL Elkton, FL Ellenton, FL Englewood, FL Estero, FL Eustis, FL Everglades City, FL Evinston, FL
– F – Cities in Florida that begin with the letter “F”. Fairfield, FL Fedhaven, FL Felda, FL Fellsmere, FL Fernandina Beach, FL Ferndale, FL Flagler Beach, FL Florahome, FL Floral City, FL Florida City, FL Fort Lauderdale, FL Fort McCoy, FL Fort Meade, FL Fort Myers, FL Fort Myers Beach, FL Fort Ogden, FL Fort Pierce, FL Fort Walton Beach, FL Fort White, FL Fountain, FL Freeport, FL Frostproof, FL Fruitland Park, FL

– G – Cities in Florida that begin with the letter “G”. Gainesville, FL Geneva, FL Georgetown, FL Gibsonton, FL Glen Saint Mary, FL Glenwood, FL Goldenrod, FL Gonzalez, FL Goodland, FL Gotha, FL Graceville, FL Graham, FL Grand Island, FL Grand Ridge, FL Grandin, FL Grant, FL Green Cove Springs, FL Greensboro, FL Greenville, FL Greenwood, FL Gretna, FL Grove City, FL Groveland, FL Gulf Breeze, FL Gulf Hammock, FL
– H – Cities in Florida that begin with the letter “H”. Haines City, FL Hallandale, FL Hampton, FL Harold, FL Hastings, FL Havana, FL Hawthorne, FL Heathrow, FL Hernando, FL Hialeah, FL High Springs, FL Highland City, FL Highland Park, FL Hilliard, FL Hobe Sound, FL Holder, FL Holiday, FL Hollister, FL Hollywood, FL Holmes Beach, FL Holt, FL Homeland, FL Homestead, FL Homosassa, FL Homosassa Springs, FL Horseshoe Beach, FL Hosford, FL Howey In The Hills, FL Hudson, FL Hunters Creek, FL Hurlburt Field, FL

– I – Cities in Florida that begin with the letter “I”. Immokalee, FL Indialantic, FL Indian Lake Estates, FL Indian Rocks Beach, FL Indiantown, FL Inglis, FL Intercession City, FL Interlachen, FL Inverness, FL Islamorada, FL Island Grove, FL Istachatta, FL
– J – Cities in Florida that begin with the letter “J”. Jacksonville, FL Jacksonville Beach, FL Jasper, FL Jay, FL Jennings, FL Jensen Beach, FL Jupiter, FL

– K – Cities in Florida that begin with the letter “K”. Kathleen, FL Kenansville, FL Key Biscayne, FL Key Colony Beach, FL Key Largo, FL Key West, FL Keystone Heights, FL Killarney, FL Kinard, FL Kissimmee, FL


– L – Cities in Florida that begin with the letter “L”. La Crosse, FL Labelle, FL Lacoochee, FL Lady Lake, FL Lake Alfred, FL Lake Butler, FL Lake Butter, FL Lake City, FL Lake Como, FL Lake Geneva, FL Lake Hamilton, FL Lake Harbor, FL Lake Helen, FL Lake Lucerne, FL Lake Mary, FL Lake Monroe, FL Lake Panasoffkee, FL Lake Placid, FL Lake Wales, FL Lake Worth, FL Lakeland, FL Lamont, FL Lanark Village, FL Land O Lakes, FL Lantana, FL Largo, FL Laurel, FL Laurel Hill, FL Lawtey, FL Lecanto, FL Lee, FL Leesburg, FL Lehigh Acres, FL Lithia, FL Live Oak, FL Lloyd, FL Lochloosa, FL Long Key, FL Longboat Key, FL Longwood, FL Lorida, FL Loughman, FL Lowell, FL Loxahatchee, FL Lulu, FL Lutz, FL Lynn Haven, FL
– M – Cities in Florida that begin with the letter “M”. Macclenny, FL Madison, FL Maitland, FL Malabar, FL Malone, FL Manasota, FL Mango, FL Marathon, FL Marathon Shores, FL Marco Island, FL Marianna, FL Mary Esther, FL Mascotte, FL Mayo, FL McAlpin, FL McDavid, FL McIntosh, FL Melbourne, FL Melbourne Beach, FL Melrose, FL Memphis, FL Merritt Island, FL Mexico Beach, FL Miami, FL Miami Beach, FL Micanopy, FL Miccosukee Cpo, FL Mid Florida, FL Middleburg, FL Midway, FL Milligan, FL Milton, FL Mims, FL Minneola, FL Miramar Beach, FL Molino, FL Monticello, FL Montverde, FL Moore Haven, FL Morriston, FL Mossy Head, FL Mount Dora, FL Mount Pleasant, FL Mulberry, FL Murdock, FL Myakka City, FL Myrtle Grove, FL

– N – Cities in Florida that begin with the letter “N”. Nalcrest, FL Naples, FL Neptune Beach, FL New Port Richey, FL New Smyrna Beach, FL Newberry, FL Niceville, FL Nichols, FL Nobleton, FL Nocatee, FL Nokomis, FL Noma, FL North Fort Myers, FL North Miami Beach, FL North Palm Beach, FL North Port, FL
– O – Cities in Florida that begin with the letter “O”. O Brien, FL Oak Hill, FL Oakland, FL Ocala, FL Ochopee, FL Ocklawaha, FL Ocoee, FL Odessa, FL Okahumpka, FL Okeechobee, FL Old Town, FL Oldsmar, FL Olustee, FL Ona, FL Oneco, FL Opa Locka, FL Orange City, FL Orange Lake, FL Orange Park, FL Orange Springs, FL Orlando, FL Ormond Beach, FL Osprey, FL Osteen, FL Otter Creek, FL Oviedo, FL Oxford, FL Ozona, FL

– P – Cities in Florida that begin with the letter “P”. Pahokee, FL Paisley, FL Palatka, FL Palm Bay, FL Palm Beach, FL Palm City, FL Palm Coast, FL Palm Harbor, FL Palm River-Clair Mel, FL Palm Valley, FL Palmdale, FL Palmetto, FL Panacea, FL Panama City, FL Panama City Beach, FL Parrish, FL Patrick AFB, FL Paxton, FL Pembroke Pines, FL Penney Farms, FL Pensacola, FL Perry, FL Pierson, FL Pine Island Ridge, FL Pine Ridge, FL Pineland, FL Pinellas Park, FL Pinetta, FL Placida, FL Plant City, FL Plymouth, FL Point Washington, FL Polk City, FL Pomona Park, FL Pompano Beach, FL Ponce De Leon, FL Ponte Vedra Beach, FL Port Charlotte, FL Port Orange, FL Port Richey, FL Port Saint Joe, FL Port Saint Lucie, FL Port Salerno, FL Port St. Lucie, FL Punta Gorda, FL Putnam Hall, FL

– Q – Cities in Florida that begin with the letter “Q”. Quincy, FL

– R – Cities in Florida that begin with the letter “R”. Raiford, FL Reddick, FL River Ranch, FL Riverview, FL Rockledge, FL Roseland, FL Rotonda West, FL Ruskin, FL

– S – Cities in Florida that begin with the letter “S”. Safety Harbor, FL Saint Augustine, FL Saint Cloud, FL Saint James City, FL Saint Leo, FL Saint Marks, FL Saint Petersburg, FL Salem, FL San Antonio, FL San Mateo, FL Sanderson, FL Sanford, FL Sanibel, FL Santa Rosa Beach, FL Sarasota, FL Satellite Beach, FL Satsuma, FL Scottsmoor, FL Sebastian, FL Sebring, FL Seffner, FL Seminole, FL Seville, FL Shady Grove, FL Shalimar, FL Sharpes, FL Silver Springs, FL Sneads, FL Sopchoppy, FL Sorrento, FL South Bay, FL Sparr, FL Spring Hill, FL St. Augustine, FL St. Leo, FL Starke, FL Steinhatchee, FL Stuart, FL Sugarloaf Shores, FL Sumatra, FL Summerfield, FL Summerland Key, FL Sumterville, FL Sun City, FL Sun City Center, FL Sunnyside, FL Suwannee, FL Sydney, FL

– T – Cities in Florida that begin with the letter “T”. Tallahassee, FL Tallevast, FL Tampa, FL Tangerine, FL Tarpon Springs, FL Tavares, FL Tavernier, FL Telogia, FL Terra Ceia, FL The Villages, FL Thonotosassa, FL Titusville, FL Trenton, FL Trilby, FL

– U – Cities in Florida that begin with the letter “U”. Umatilla, FL

– V – Cities in Florida that begin with the letter “V”. Valparaiso, FL Valrico, FL Vanderbilt Beach, FL Venice, FL Venus, FL Vernon, FL Vero Beach, FL

– W – Cities in Florida that begin with the letter “W”. Wabasso, FL Wacissa, FL Wakulla Springs, FL Waldo, FL Wauchula, FL Wausau, FL Waverly, FL Webster, FL Weirsdale, FL Welaka, FL Wellborn, FL West Little River, FL West Palm Beach, FL Weston, FL Westville, FL Wewahitchka, FL White Springs, FL Wildwood, FL Williston, FL Wimauma, FL Windermere, FL Winter Beach, FL Winter Garden, FL Winter Haven, FL Winter Park, FL Winter Springs, FL Woodville, FL Worthington Springs, FL

– Y – Cities in Florida that begin with the letter “Y”. Yalaha, FL Yankeetown, FL Youngstown, FL Yulee, FL
– Z – Cities in Florida that begin with the letter “Z”. Zellwood, FL Zephyrhills, FL Zolfo Springs, FL

Snapshot: The Florida coastline along the Atlantic Ocean and the Gulf of Mexico was very different 12,000 years ago. The sea level was much lower than it is today. As a result, the Florida peninsula was more than twice as large as it is now. The people who inhabited Florida at that time were hunters and gatherers, who only rarely sought big game for food. Modern researchers think that their diet consisted of small animals, plants, nuts, and shellfish. These first Floridians settled in areas where a steady water supply, good stone resources for tool making, and firewood were available.

Learn more about the Florida Stated Income Loan or Stated Income Loans in your state contacting us at info@finance1online.com.
Question by Brad25: Home loan companies that have programs for exceptions on income verification?
Home loan officers know nothing, viagra I wish I could talk to the underwriter. So I know Bank of America has a loan for self employed people to use only 2012 taxes instead of 2011 and 2012 and averaging them. Is there any other out there? Wells Fargo used to have one but just got rid of it. My 2011 income brings down my income a lot if I was to average it out because I had a lot of deductions in 2011. I prefer not to use BOA for my refinance. I know there is some banks that will use stock as substitute etc. If you know if any other major lenders have programs I where I can get a exceptions I would appreciate it.

Thanks

Brad

Best answer:

Answer by A Hunch
Talk with mortgage brokers in your area, for sale to find one that deals with low document loans.

Know better? Leave your own answer in the comments!

4avg.rating 23 votes.

One Comment

  1. The underwriter is going to tell you the exact same thing as the loan officer, so that would just be a waste of everyone’s time.

    Something doesn’t sound right. The lender is going to look at your gross reported income, not your adjusted gross after all these “deductions”. So if you had good gross income in both 2011 and 2012 but just had more deductions in 2011, this should not have an impact.

    Rather than working directly with the lender (like the bank), you should seek out a mortgage broker who will be able to look through the products available from multiple lenders and find one that works for what level of documentation you are able to provide. Understand that “alternative” documentation loans are not made as readily as they once were, and if you find one you will be paying a higher interrest rate because of the risk the lender is assuming.

    They are out there, but are usually used only for very high income people who are not able to document their cash flow in traditional means (for example, their income is from the repayment of old loans, which are now mostly principal reductions and not interest, and only the interest is reported as taxable income).

    So, a mortgage broker is going to be your best bet at finding access to other loan products.