How long do you have to wait before you can sell a home that you purchased with a FHA loan?

Posted on Oct 19, 2012 in FHA Information

Question by Brian: anyone know a lender that does a SIVA program with a 660 fico?

Best answer:

Answer by
try gateway…you need 2yrs in same line of employment

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Question by Ms Penny Lane is In My Tree: How long do you have to wait before you can sell a home that you purchased with a FHA loan?
My husband and I recently purchased a home with an FHA loan. Although we enjoy the home, recipe it is not exactly what we were expecting, here we probably rushed into the decison a little faster than we should have. We are wanting to sell the home and go with our original plan. Is their a waiting period between buying and selling a home that you bought with a fha loan?

Best answer:

Answer by Biggie @ Arbor Mortgage
There is no waiting period. There is no prepayment penalty if that is what you were thinking. I don’t know how long you have been in the home, check but it may be a little early trying to sell if you just purchased it no too long ago. Good luck trying to sell!

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5avg.rating 30 votes.


  1. As far as I know there is no waiting period, however all of that should be spelled out in your mortgage. If you have any questions about that, I would recommend that you contact the mortgage agent or bank agent that you worked with when you obtained that mortgage.

  2. If you would visit and talk to someone about a short sell and I am positive that a counselor there can help you.

  3. NO waiting period you can sell at any time with no penalty to you.

    There may be a seasoning issue for your buyer who tries to get financing. Some lenders have tightened their criteria with regard to buying flipped homes.

  4. There shouldn’t be any waiting period to sell your home although this probably isn’t the best time to sell. There’s a good mortgage company that specializes in FHA Loans and I’m sure they’d be happy to answer any of your questions, even if you don’t use them. The name is American Financial Resources, Inc. and the website is:

    Best of luck!