7+ Million Households Skipping A Great Chance To Refinance
According to the Federal Housing Finance Agency (FHFA), salve salve the parent of Fannie Mae and Freddie Mac, healing mortgage refinance volume dropped ten percent last quarter despite sub-4 percent mortgage rates and the loosest mortgage guidelines in more than 10 years …
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When “Rent” Becomes a Four-Letter Word
First, the news from Washington: The U.S. Department of Housing & Urban Development (HUD) has previewed a forthcoming new rule designed to ease its regulatory requirements under several of its rental assistance programs, including the Public Housing …
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VA Energy Efficient Mortgages (EEMs) For Home Improvement Projects
Better known as the G.I. Bill, the law establish a number of federal programs meant to help World War II veterans re-assimilate into their communities after years at war. One such program was the VA Home … For example, the VA loan allows for 100 …
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Jeffrey Scharf: Everybody's Business: Who or what caused 2008 crash goes …
Since originators did not hold onto the loans, this site they no longer needed capital. Nor did they care … Traditional 20 percent down payments and income verification were abandoned to expand the pool of borrowers and maximize loan origination fees …
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A primer on taking out a personal loan to buy a time share
"There is no direct lending market for time-share buyers," ARDA said in a letter to the Consumer Financial Protection Bureau (CFPB) in 2012 when the bureau was drafting new mortgage-lending rules. Lenders won't mortgage a time … Personal loans can be …
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