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Question by lex: How many years do I have to wait to get a mortgage after filing chapter 7 bankruptcy, thumb according to FHA?
Best answer:
Answer by PooPooLaTrash
From this page: http://www.fha-home-loans.com/
Q. How long after a bankruptcy can I use a FHA loans for buying a home or mortgage refinance?
A. You may buy a home or do a refinance mortgage using FHA loans two years after the date of discharge for a bankruptcy, assuming that you have maintained perfect credit since the discharge of the bankruptcy with a FHA streamline refinance loan.
Note that it says “two years after the date of discharge”, not the date of filing.
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