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Posted on Sep 17, 2012 in Unique Loan Programs

by Chris Pederick

30 Day Payday Loans – Help You Sort Out All Financial Dilemmas Timely

Article by Ian Frazer

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Question by lex: How many years do I have to wait to get a mortgage after filing chapter 7 bankruptcy, thumb according to FHA?

Best answer:

Answer by PooPooLaTrash
From this page:

Q. How long after a bankruptcy can I use a FHA loans for buying a home or mortgage refinance?
A. You may buy a home or do a refinance mortgage using FHA loans two years after the date of discharge for a bankruptcy, assuming that you have maintained perfect credit since the discharge of the bankruptcy with a FHA streamline refinance loan.

Note that it says “two years after the date of discharge”, not the date of filing.

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Rates are low, web but far better house loans are nonetheless out there
… lucky adequate to qualify for 30-year fixed-rate house loans beneath four percent. House lending experts have some bad news, ask even though, for many of these homeowners: They could have done much greater had they shopped for the best rate instead of grabbing …
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House loans may possibly get more affordable below new rules
In a important adjust, Fannie and Freddie won&#39t force lenders to acquire back loans for certain underwriting errors (excluding fraud) after the homeowner has produced 36 consecutive monthly payments. Loans made below the government&#39s House Inexpensive …
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Which mortgage term is very best for you?
… common amongst each first-time and repeat homebuyers. But ahead of you jump on the 30-year bandwagon, you really should realize all the loan-term possibilities obtainable to make certain you&#39re acquiring the best home loan to suit each your lifestyle and financial requirements.
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