Some cool castle pictures:
Castle in Tallinn at night
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Castle in Tallinn at night
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Question by Mscandia68: With the recent mortgage crisis, pills is it still possible to do no-doc loans?
I have a good credit score (720) and a decent down payment (20 %) but I have only been at my job 6 months, stomach and I don’t work there in the summer. I will have to find seasonal summer work and I know that usually doesn’t count in the calculation. I plan to have a roommate to help me make the payments. Are there any reputable mortgage companies that still offer a no-doc loan based on good credit?
Best answer:
Answer by Shannon J
Were are you located? It could be possible but you want to make sure you are able to pay for the loan. A mortgage broker or loan offer may be able to shop the loan for you(normally a little higher interest rate than a bank). Banks are more challenging but with your scores you may want to talk to your personal bank about a loan. With your scores and a downpayment this is likely. There is other things that would be considered such as assets, savings and ira accounts. Your dept ratio is what it would all boil down to. If you have someone else that would be going on the loan with you and they have some decent credit it could be even more of a chance of an approval. Be carefull….don’t let everyone pull your credit.
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Question by Cookie On My Mind: Your opinions on Obama’s Loan Modification Program?
Okay, viagra order so we’re like most people – we’ve been negatively impacted by the economy. Hubby was in construction, that went bad, he found a new job, but now makes 1/2 of what he used to make. Anyway, so paying our bills has gotten a lot harder. Even trying to find 2nd jobs or better jobs is leading us to dead ends. We’re surviving, but it’s getting harder and harder.
I’ve been reading about the new Loan Modification program that Obama just put into place. Sure, it sounds good, but some parts leaving me thinking… hmmm… is this really a good idea???? Sure, I’d love for my mortgage payment to shrink… but after reading the details, it makes me worried about going for it. What do you guys think?
What really concerns me was the part I read about you getting a reduced interest rate for 5 years, then after the 5th year, it can increase 1% each year after that… is there a cap on that or what??
Best answer:
Answer by wizjp
It looks like a good start. The issue is almost impossible to adress; and I think they have a decent handle on at least trying to help some people out.
Know better? Leave your own answer in the comments!
FHA Mortgage Vs Conforming Mortgage : Which Is Better?
With just a few basic facts — today's mortgage rates, look current mortgage insurance premium schedules, visit this your expected downpayment percentage, and your credit score — you can more easily choose between an FHA mortgage and a conforming one. Click here …
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Mortgage risks underestimated, economists conclude
"Since many of the FHA borrowers refinancing are underwater, it will be difficult for them to exit the FHA system by either selling the house or refinancing into a non-FHA mortgage," the authors write. "As such, these borrowers may remain at risk of …
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Mortgage Rates : Improving Into Federal Reserve Meeting
The secondary benefit of QE3 is that its helping more U.S. homeowners get access to affordable refinancing. Since QE3 launched in mid-September 2012, mortgage rates are lower by close to a quarter-percent, with FHA and VA mortgage rates benefitting the …
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