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Posted on Oct 5, 2012 in Unique Loan Programs

Examine out these mansion photos:

Image by Xerones
The mansion is still the private residence of Sir John Ropner, viagra sale clinic owner of the Thorp Perrow estate. It is not open to the public.

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Mansion on Lough Erne
Image by jimmyharris
Mansion on Lough Erne

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Question by funoburgmom: Is there any company that will give a person a home loan with good credit and student loans?
Iam trying to buy a house. I have good credit. The only problem on my credit is my student loans. I am getting them consolidated. I have the paper work that shows that, shop but no one want to give me a loan. (DTI is the problem) Is there anyway around this? I am tried of renting.

Best answer:

Answer by Steve D
Try again after you have had your loans consolidated and you have your new payment schedule. Until the debts are officially consolidated, ailment nothing is final and if the DTI is over the 39 to 41% (depending on lender) with mortgage payment, you won’t have any luck.

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New Data Shows HARP Mortgage Refinance Program Is Finally Working
After an overhaul in March, discount HARP, store the government's refinancing program, information pills is finally helping struggling homeowners refinance. Print; Email … Another component of the administration's housing policy was HARP, the Home Affordable Refinance Program. HARP …
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Mortgage Rates: Low Mortgage Rates Stay Consistent After Pending Home
Current FHA 30 year fixed mortgage interest rates are at 3.125%, price FHA 15 year fixed mortgage rates are at 2.625% and FHA 5/1 ARM loan rates are at 2.625%. FHA has several different mortgage programs in place so that a variety of consumer needs can be …
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Wells Fargo Mortgage Rates Today: No New Lows, Value Remains Exceptional
Home purchase mortgage rates first and Wells Fargo kicks things off today with the 30 year fixed rate deal now at 3.250% and APR of 3.577%, while the shorter 15 year version can be taken out and locked in for as little as 2.500% and APR of 2.982 …
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by Raul Arthuso

Question by Amber T: What is the actual fico score number you must have in order to qualify for a NINA no doc mortgage?
Is this number calculated by the 3 bureaus added together and then averaged, order the middle number, or is it just dependent on the lender. I have heard several things, but I would like to know what the real deal is in most cases when you have good to excellent credit.

Best answer:

Answer by robert495713
It depends on the LTV and the lender’s guidelines. Usually you can get it with a 720 score, sometimes 700 but again this depends on the LTV. There are programs for lower scores but usually the interest rate is much higher and you’re better off with a different program.

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Question by : Anyone in US had experience with FHA streamline loans/Mountain Home Mortgage?
got a letter in the mail to do a streamline loan just wondering if anyone has ever done this and was it worth it? We have lived in our home 3 years last month and not much equity has been built??

Best answer:

Answer by jlf
Yes, unhealthy many people do Streamline refis. The FHA Streamline program will refi an existing FHA loan in good standing. You can’t be delinquent on the existing loan, website you can’t get “cash out” and the new loan must result in a lower monthly payment. Fees/closing costs can be paid in cash or rolled into the new loan. No appraisal is required.

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A couple of nice castle images I discovered:

[Castle, seek Llanstephen (i.e. Llansteffan), Wales] (LOC)
Image by The Library of Congress
[Castle, Llanstephen (i.e. Llansteffan), Wales]

[amongst ca. 1890 and ca. 1900].

1 photomechanical print : photochrom, color.

Title from the Detroit Publishing Co., catalogue J–foreign section. Detroit, Mich. : Detroit Photographic Organization, 1905.
Print no. &quot11185&quot.
Forms part of: Views of landscape and architecture in Wales in the Photochrom print collection.


Format: Photochrom prints–Color–1890-1900.

Rights Information: No recognized restrictions on reproduction.

Repository: Library of Congress, Prints and Photographs Division, Washington, D.C. 20540 USA,

Component Of: Views of landscape and architecture in Wales (DLC) 2001700652

Far more details about the Photochrom Print Collection is available at

Persistent URL:

Contact Quantity: LOT 13408, no. 123 [item]

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Castle ruins
Image by macieklew
Dunnottar Castle, Angus, Scotland

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Image by Sean MacEntee

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Exclusive: Credit Suisse probed over mortgages – sources
However, pharm lawsuits by pension funds, insurers and others against the bank claim it misrepresented the quality of mortgages underlying securities it created and sold. Loans were alleged to be issued on the basis of inflated appraisals and overstated incomes.
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QE3 Drives Mortgage Rates To Record Lows
“Mortgage refinancing jumped to a three-year high, as interest rates on home loans dropped to new lows, according to a weekly industry survey from the Mortgage Bankers Association. 'Refinance application volume jumped to the highest level in more than …
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