Lastest No Doc Loans News

Posted on Oct 8, 2012 in Stated Income Loans

Question by Matthew S: How long does it normally take for a True No Doc home loan to close?
I will be applyign for a No Doc home loan this week. I know I will get approved since my credit score is 760. What I am wondering is how long it will take from start to finish. I heard the clossing is quicker but its 2am and can’t call a mortgage broker. This is all assuming appraisal and title work is done.

Thank you for your answer.

Best answer:

Answer by ballerkickz
Matthew, try story

true no doc loans in this market are more difficult than a few years ago but could close in as quick as a week. I’ve closed a true no doc loan in as quick as 4 days. email me for more details if youd like.

What do you think? Answer below!

Check out these apartment creating images:

Space Needle from Belltown construction region, viagra apartment building, steel and glass, downtown Seattle, Washington, USA

Image by Wonderlane

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executed atom spies, Julius & Ethel Rosenberg Apartment Creating (1925), 65 Morton St., Greenwich Village, New York, New York

Image by lumierefl
From the FBI Summary of the investigation concerning Julius and Ethel Rosenberg:

The Crime Worse than Murder
Sometime ago the Soviet Government publicly announced the detonation of an atomic bomb. Previous expertise had taught us to treat lightly Moscow pronouncements. Even so, the White Home, in a solemn statement in September, 1949, associated the disheartening news that startled and then shocked the Nation.

The Kremlin had finally fathomed the secrets of the atom. Was this an inevitable accomplishment? To whom could the Russian Government pay tribute for this fateful discovery? Was it due to Russian scientific ingenuity or to American traitors?

To neither could be ascribed sole credit. Russian ingenuity in the scientific field had probably contributed immensely to this discovery. But what of the part played by American traitors? What of the component played by the executed atom spies, Julius and Ethel Rosenberg?. This then is the story of their deed of infamy — a crime worse than murder.

Origin of the Case
Information was received by the Federal Bureau of Investigation In the Summer time of 1949 that the secret of the construction of the atom bomb had been stolen and turned ever to a foreign power. Immediate investigation was undertaken. The Investigation resulted In the Identification of Emil julius Klaus Fuchs, German-born British atomic scientist. British intelligence authorities had been advised. Fuchs was arrested by the British on February 2, 1950, and admitted his involvement In Soviet atomic espionage. He did not know the identity of his American contact. The latter was subsequently identified via substantial Bureau investigation as Harry Gold, a Philadelphia chemist. On May possibly 22, 1950, Gold confessed his espionage activity to the FBI.

Investigation of Harry Gold’s admissions led to the Identification of David Greenglass, a United States Army enlisted man who had been assigned at Los Alamos, New Mexico, in 1944 and 1945, as a Soviet agent. Gold connected he had picked up espionage material from Greenglass for the duration of June, 1945, on instructions of &quotJohn,&quot his Soviet principal. &quotJohn&quot was subsequently identified as Anatoli Yakovlev, former Soviet consul in New york City, who left the U. S. in December, 1946. Interrogation of Greenglass and his wife, Ruth, resulted In admissions of espionage activity under the directions of Julius and Ethel Rosenberg, brother-in-law and sister respectively of David Greenglass. Max Elitcher, a Naval Ordnance engineer, and an admitted Communist, was interviewed. He disclosed that Norton Sobell, radar engineer and former classmate of Elitcher and Rosenberg at the College of the City of New York, was also involved in the Rosenberg espionage network.

Julius, 35 and Ethel, 37 executed 19 June, 1953 radio news broadcast

The ExecutionWikipedia
Eyewitness testimony (as offered by a newsreel report featured in the 1982 documentary film The Atomic Cafe) describes the circumstances of the Rosenbergs’ death, noting that while Julius Rosenberg died after the 1st series of electrocutions, his wife did not. Following the typical course of electrocutions, attendants removed the strapping and other gear only to have doctors establish that Mrs. Rosenberg had not yet died (her heart was nevertheless beating). 3 courses of electrocution had been ultimately applied, and at conclusion eyewitnesses reported, Bob Considine among them, a grisly scene with smoke rising from her head in the chamber.

The Rosenbergs’ Young childrenWikipedia
The Rosenbergs’ two sons, Robert and Michael, spent years attempting to prove the innocence of their parents, till 2008 when they admitted that their father had most likely been involved immediately after Sobell, at age 91, confessed. The Rosenberg young children were orphaned by the executions and no relatives adopted them. They had been lastly adopted by the songwriter Abel Meeropol and his wife Anne, and they assumed the Meeropol surname. Abel Meeropol (below the pen name of Lewis Allan) wrote the traditional anti-lynching anthem &quotStrange Fruit&quot, made popular by singer Billie Holiday. Robert and Michael co-wrote a book about the experience, We Are Your Sons: The Legacy of Ethel and Julius Rosenberg (1975), and Robert wrote an additional book in 2003, An Execution in the Household: 1 Son’s Journey.

FBI Famous Situations: The Atom Spy CaseGovernment Views of the Rosenberg Spy Case • Getty PicturesNew York Times • 58 years later records unsealed in Rosenberg spy case

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Image by edgeplot
Apartment developing.

For a lot more residences click here…
Question by : Refinance with HOPE government program?
My wife and I are looking at all options for us to somehow refinance or adjust an upside down mortgage on our home here in California. We love our home & neighbors and would like to stay in it.

Ive read too many stories where people have spent thousands of dollars with lawyers, sildenafil only to lose their money becuase nothing happens in the long run (KFI-640am in Los Angeles has one shady advertiser with a D- rating on BBB).

Ive done a bunch of research… there doesnt seem like too many options out there besides going directly to my mortgage company and pleading for help. Which through phone calls have said they arent interested in helping us “at this time”.

The “Obama Plan” doesnt cover my situation since my mortgage is upside down too much.

Lastly, information pills the HOPE program reduces the loan amount to the current house value, check then does a refi, but also requires the home owner to give up 50% of any future equity in the house. The governments website of the HOPE program does not have much information on it. One glaring question I have that no one can seem to answer is: What if we pay off our loan within 30 years… do I still owe the government 50% equity after I pay off the loan (and if I sell the house)?

Does anyone have any good info about the HOPE program or any other options available to me? Any info would be greatly appreciated, thanks!
Ryan… do you want to know why I’m looking into this? BECAUSE I CAN ! Because the stupid politicians made these programs. The same stupid politicians that raped our country and gave all of our money to the Feds, to the Chinese, and to everyone else. The same idiots that nationalized our private companies.
So if we never sell, we never give up any earned equity?

Best answer:

Answer by Ryan M
1) You thought that you house was such a good deal when you bought it, so why are you crying for help now that you made a horrible investment decision? Did the structure of the house change at all??? If you bought a brand new car, would you be crying for a loan modification because you are 20% underwater once you drove it off the lot???? I don’t understand people’s logic with that. If the value of the property was continuing to go up from when you bought it, should the bank have the right to modify your loan to a higher principle??? What is the difference?
2) As for you HOPE question, you will owe 50% of the equity REGARDLESS of when you sell the property….even after you pay off the loan. ANY future equity means EXACTLY that…..ANY.

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Peter Boutell, online Lending a Hand: The pros and cons of FHA loans
You do not have to be a first-time homebuyer to take advantage of an FHA loan but you do have to occupy the home as your principal residence. Furthermore, and there is no minimum or maximum income level that has to be met to qualify for an FHA loan.
For more informaiton please visit here…

President Obama Urges Action on Refinance Bill
This proposal, viagra dosage if passed, would allow underwater homeowners to refinance their current mortgage with FHA insured loans. Underwater borrowers are those that have a mortgage that is more than the value of the property. The targeted homeowners would be …
If you would like more informaiton please visit here…

How The Payroll Tax Cut Is Costing Low Income Borrowers
FHA loans have always required a “Mortgage Insurance Premium (MIP),” to fund the insurance pool used to subsidize lenders when an FHA loan goes bad. The insurance pool is the Mutual Mortgage Insurance (MMI) Fund and a Congressional mandate …
If you would like more informaiton please visit here…

More refinances in 2012 than in all of 2011: FHFA
WASHINGTON (MarketWatch) – More mortgages were refinanced through an Obama administration program in the first seven months of 2012 than in all of 2011, visit web according to data released by a major housing regulator on Friday. … than 519, online 000 mortgages for …
More informaiton please visit here…

Obama's housing scorecard
In addition, sales more than half a million borrowers have had their loans refinanced through government efforts like the Home Affordable Refinance Program this year. "It is clear that we're …. That requirement was removed in early 2011. As of July, 60,572 …
For more informaiton please visit here…

Question by Luis: Any lenders that refinance during a chapter 13?
I am currently in a chapt 13 plan I am about 2 years in now this Nov. I am trying to refinance my home of 6 yrs, visit this My currently lender tried to refinance me under the HARP program but when my Chapt. 13 came up it fell apart. Any lenders out there that will take my situation on??

Best answer:

Answer by Yirmiyahu
You’re joking, ampoule right?

Permission To Borrow Money
The whole idea behind Chapter 13 is to get you out of debt. Hopefully, when you are done making your last payment to the trustee, you owe no one any money (with the possible exception of mortgages and student loans and other nondischargeable debts not paid in the plan). That is why the law generally does not permit you to incur debt while you are in Chapter 13. However, sometimes you need to incur debt – for example, if your car quits running. Other examples are if you go back to school and want student loans, or if you decide to buy a house.

In the case of a vehicle, you may need to replace one that is being paid in the Chapter 13. If that is the case, then you need to decide whether to trade it or not. First, find out what the balance owed through Chapter 13 is (call us & we will find out for you). Then find out how much the dealer will give you on a trade (or how much you can sell it for). If you can get more out of it than the balance, it is better to trade it. If you cannot get that much out of it, we will ask the court to permit you to surrender the vehicle and eliminate it from the plan. Fill out the appropriate information in the form below.

The procedure is as follows:

Find a lender who will work with you and agree to provide financing if it is approved by the court (many car dealers will provide financing in-house – we do not keep a list of lenders; you are responsible for hunting one down). Note: some car dealers will tell you they just need “a letter from the trustee” or “a letter from your lawyer”. This is not correct – you cannot do it without a signed order from the court.
Fill out the form below and submit it by email, mail, fax, or by dropping it off at the office. Do not call the information in – it must be in writing!
After you do so, we will draft the motion to incur debt. We must mail copies to all creditors, and give them 20 days after mailing to file an objection with the court. If an objection is filed, the matter goes to a hearing in front of the judge, usually within 30 days. If no objection is filed (and 90% of the time, there are no objections), we will draft an order and send it to the trustee. He will sign it and forward it to the judge for his signature. It is then transmitted to the clerk’s office, who will mail copies to you and to us (we get our copies the same time you do).
Sometimes, the trustee will want us to submit a new budget showing you can afford the payment. If you are contacted to do this, do it as soon as possible, because the trustee will not approve the order until he sees the new budget.
Once you have received the signed order, then take it to the lender and complete the transaction. Many times, in a vehicle loan situation, the vehicle you wanted is gone by the time the process is completed. That is why Mr. Cloon puts language in the order that allows you to purchase a similar one at a similar price.
Your payments on the loan will be outside the plan. It is not included in your plan payment. If you do not make the payments, they can and will repossess the car and sue you, just as though you were not in bankruptcy. If you quit making your Chapter 13 payments, your case will be dismissed. The Trustee will not allow you to quit making payments to him in order to make your loan payments.
There are additional attorney fees associated with this modification. If no objection is filed, the fees are usually $ 180. If an objection is filed, the fees will be more depending on the length of the hearing and any extra work that may be required. You do not have to pay these in advance. We will file a fee application with the court, and will be paid out of the payments you make to the court.

Give your answer to this question below!
Question by Michelle: Difference between Pre-Qualified and Pre-Approved for an FHA?
I was pre-qualified for an FHA loan. They pulled my credit for the qualification. However, treatment I know there is a difference between pre-qualified and pre-approved. My question is, how much of a difference is there? Is this a reliable indicator that I will be approved for an FHA mortgage when I find the house I am looking for? Or am I wasting my time until I get approved?

Best answer:

Answer by falsi fiable
They are similar. Until you find a house and submit a real loan application, you won’t know.

As a general rule, you will qualify if you meet ALL of these conditions:

No judgments or bankruptcies
2 years stable job history
Minimum FICO Score of 620
Pre-tax annual income of at least 1/3 of the mortgage amount

Good luck!

Know better? Leave your own answer in the comments!

A couple of good castle images I identified:

Castle Garth 1881
Image by Tyne & Put on Archives & Museums
Castle Garth Stairs, check (website of many clogmakers shops), about it seeking towards the Castle Preserve.

Reference: TWAS: dx872/9

(Copyright) We’re pleased for you to share this digital image within the spirit of The Commons. Please cite ‘Tyne &amp Wear Archives &amp Museums’ when reusing. Particular restrictions on higher quality reproductions and commercial use of the original physical version apply though if you’re unsure please e-mail

To obtain a hi-res copy please e-mail quoting the title and reference quantity.

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Jequerity, more about Crab’s Eye, look Rosary pea, Abrus precatorius ‘s seeds …H?t c?a dây C??m Th?o, Cam Th?o…..
no doc loans
Image by Vietnam Plants & America plants
Thông tin t? Rain tree c?n chú ý :

H?t c?a dây Cam th?o có th? nói là k?ch ??c. ( tuy?t ??i ??c ) n?u b? v? ra ; m?t ng??i n?u ?ã nu?t ph?i h?t c?a dây Cam Th?o có th? ch?t .

Seeds are extremely poisonous if cracked; a single one, if swallowed can be fatal.( from Rain Tree ).

Thông tin t? Tropilab Inc.

Trong m?t s? khu v?c kh?ng ??nh c?a n??c ?n ??, nh?ng h?t ?ã n?u chín ?ã ???c ?n, d??ng nh? ch?t ??c ?ã b? h?y sau khi lu?c chín.

In certain parts of India, the boiled seeds are eaten; cooking seems to destroy the poison ( from Tropilab Inc. )

Vietnamese named : dây Cam Th?o, C??m Th?o ??, Chi Chi, C??m C??m, T??ng T? ??ng, T??ng T? th?o, C?m s?o ( ti?ng Tày ), H??ng T? T? ( ti?ng Trung ).
Common names : Jequirity, Crab’s Eye, Rosary Pea, John Crow Bead, Precatory bean, Indian Licorice, Akar Saga, Giddee Giddee, Jumbie Bead
Scientist name : Abrus precatorius L.
Synonyms :
Family : Fabaceae. H? ??u ( h? ph? ??u Papillionoideae. )
Species:A. precatorius

Links :

Cam th?o dây còn g?i là c??m th?o ??, chi chi, c??m c??m, t??ng t? ??ng, t??ng t? th?o, c?m s?o (ti?ng Tày), h??ng t? t? (? ? ? -ti?ng Trung) v?i danh pháp khoa h?c: Abrus precatorius, là m?t loài dây leo thu?c h? ??u v?i các lá hình lông chim dài bao g?m nhi?u lá chét m?c so le. Hoa màu h?ng, m?c ? k? lá. Qu? thu?c lo?i qu? ??u d?t ch?a t? 3-7 h?t hình tr?ng màu ?? ??m ?en. H?t c?a nó hay ???c dùng ?? làm chu?i tràng h?t hay trong các b? gõ (âm nh?c). H?t c?a nó ch?a các ch?t có ??c tính cao nh?ng khó gây t?n th??ng cho c? th? n?u nu?t ph?i h?t t??i còn nguyên v? do l?p v? này khá c?ng và khó b? phá v?. Toàn cây có v? ng?t. Loài cây này m?c hoang nhi?u ? vùng r?ng núi c?ng nh? ven bi?n.

??c tính

Các ch?t ??c có trong Abrus precatorius g?i là abrin và r?t gi?ng v?i ricin. Nó là m?t ch?t nh? trùng bao g?m hai c?u trúc d??i phân t? protein, g?i là A và B. Chu?i B có tác d?ng "g?n" abrin vào t? bào: nó liên k?t v?i các protein v?n chuy?n trong màng t? bào ?? sau ?ó v?n chuy?n ch?t ??c vào trong t? bào. Khi ?ã ? trong t? bào, chu?i A n?n c?n vi?c t?ng h?p b?ng cách th? ??ng hóa c?u trúc d??i phân t? 26S c?a ribosom. M?t phân t? abrin s? làm cho kho?ng 1.500 ribosom b? th? ??ng trên 1 giây. Các tri?u ch?ng ng? ??c là y nh? ng? ??c ricin, ngo?i tr? li?u gây t? vong c?a ricin là kho?ng 75 l?n cao h?n c?a abrin. Abrin có th? gi?t ch?t ng??i v?i s? l??ng l?u thông nh? h?n 3 ?g (microgam).

Nh?ng thông tin y khoa c?a Wikipedia Ti?ng Vi?t ch? mang tính ch?t tham kh?o và không th? thay th? ý ki?n chuyên môn. Tr??c khi s? d?ng nh?ng thông tin này, ?? ngh? liên h? và nh?n s? t? v?n c?a các bác s? chuyên môn.
Trong y h?c c? truy?n, theo trang Web c?a l??ng y Nguy?n K? Nam ng??i ta dùng r?, dây và lá ???c thu hái vào mùa thu-?ông, t?t nh?t lúc cây m?i ra hoa. Dùng d?ng t??i ho?c ph?i, s?y khô. H?t ??c nên ch? dùng ngoài c? th?.
Thành ph?n hóa h?c: Trong h?t có protein ??c : L(+) abrin, glucozit abralin, hemagglutinin làm vón máu, N-mêtyl tryptophan, men ureasa. R? và dây có lá ch?a glycyrrhizin.
Dùng ch?a ho, c?m s?t, vàng da (hoàng ??n) do viêm gan siêu vi trùng, gi?i ??c, v? ng?t nên dùng trong các ??n thu?c cho d? u?ng. Ngày 8-16g r?, dây, s?c. H?t ??c, giã ??p ngoài, sát khu?n, tiêu viêm, làm m?n nh?t ch?ng v?, tr? vú s?ng ?au, t?c tia s?a.

Trang s?c

H?t c?a Abrus precatorius có giá tr? trong vi?c làm ?? trang s?c c?a m?t s? dân c? b?n ??a nh? màu s?c r?c r? c?a nó. M?t ph?n ba v? h?t (ph?n có r?n h?t) có màu ?en, trong khi ph?n còn l?i có màu ?? t??i, gi?ng nh? con b? rùa. Vi?c làm ?? trang s?c b?ng h?t cam th?o dây là nguy hi?m, và ?ã có thông báo v? các tr??ng h?p t? vong do b? ?âm vào tay trong khi khoan l? trên h?t ?? x? dây.

Tên khác: Dây c??m c??m, Dây chi chi

Tên khoa h?c: Abrus precatorius L. h? ??u (Fabaceae).

Mô t?: Cây leo v?i cành nhánh nhi?u và m?nh. Lá kép lông chim ch?n g?m 9-11 c?p lá chét thuôn, tù, màu l?c s?m; cu?ng lá chét và cu?ng lá kép ??u có ??t. Hoa nhi?u, nh?, màu h?ng hay tím nh?t, có tràng hoa d?ng b??m, x?p thành chu? ? nách lá. Qu? ??u d?t, có 3-7 h?t. H?t hình tr?ng, nh?n bóng, to b?ng h?t ??u g?o, màu ?? chói, có m?t ??m ?en r?ng bao quanh t?. Mùa hoa qu? tháng 3-6 tr? ?i ??n tháng 9-10.

B? ph?n dùng: Ph?n trên m?t ??t (Herba Abri precatorii)

Phân b?: Loài cây liên nhi?t ??i, m?c hoang trong các r?ng còi, r?ng th?a vùng núi th?p ??n trung du và ??ng b?ng. ? n??c ta, th??ng g?p nhi?u ? các t?nh mi?n Trung t? Th?a Thiên – Hu? ??n Ninh Thu?n. C?ng th??ng ???c tr?ng làm c?nh và làm thu?c ? nhi?u n?i.

Thu hái: Tr?ng ???c 3 tháng ?ã có th? thu ho?ch dây lá. C?t các ?o?n dây mang lá, qu?n l?i thành bó r?i ph?i khô. Thu hái r? vào mùa xuân-hè; thu ho?ch qu? vào mùa thu r?i ph?i khô, ??p l?y h?t.

Thành ph?n hóa h?c: Lá, r? Cam th?o dây ch?a m?t ch?t ng?t t??ng t? glycyrrhizin c?a Cam th?o, nh?ng v? khó ch?u và ??ng. H?t ch?a m?t albumin ??c (toxalbumin) là abrin có c?u trúc và tính ch?t g?n v?i ricin trong h?t th?u d?u; 1/2mg abrin ?ã là li?u t? cho ng??i tr??ng thành; còn có các ch?t khác nh? L. abrin, abralin, precatorin, hemaglutinin, trigonellin. N-dimethyl tryptophan methyl este, hypaphorin, m?t s? sterol nh? stigmasterol, brassicasterol, men ureaza. V? h?t ch?a ch?t màu là abarnin (anthocyan monoglycosid).

Công n?ng: Dây lá, r? Cam th?o dây có v? ng?t, h?i ??ng, tính mát, có tác d?ng tiêu viêm, l?i ti?u. H?t có v? ??ng, r?t ??c, có tác d?ng thông c?u khi?u, sát trùng, tiêu viêm. Abrin là m?t albumin ??c; khi vào c? th?, nó s? t?o ra m?t kháng th? gây vón h?ng c?u d? dàng, làm phù t?y k?t m?c và gây h?i t?i giác m?c m?t cách v?nh vi?n.

? ?ông Phi, có n?i dùng lá tr? r?n ??c c?n. ? In?ônêxia, ng??i ta dùng dây lá làm thu?c ch?a ?au b?ng, tr? b?nh spru (?a ch?y vùng nhi?t ??i). ? Philippin, lá và r? s?c ch?a ho, ch?a ?au m?t h?t m?n tính. R? dùng thay Cam th?o vì có tính làm d?u. H?t dùng ?? t?y nh?ng ??c nên không dùng nhi?u. ? ?n ??, ng??i ta dùng h?t làm thu?c t?y, gây nôn và kích d?c, dùng trong nh?ng r?i lo?n th?n kinh và ng? ??c c?a súc v?t. Ng??i ta c?ng dùng b?t làm thu?c ??n gây s?y thai. R? c?ng dùng gây nôn và ch?ng ??c.

Công d?ng: Ng??i ta th??ng dùng dây lá Cam th?o dây ?? ?i?u hoà các v? thu?c khác, dùng ch?a ho, gi?i c?m, tr? hoàng ??n do viêm gan siêu vi trùng. Có th? dùng thay Cam th?o b?c. Th??ng ph?i h?p v?i các v? thu?c khác. Ng??i ta còn dùng lá Cam th?o dây nhai v?i mu?i và nu?t n??c ?? ch?a ch?ng ?ánh tr?ng ng?c. H?t ch? dùng ngoài ?? sát trùng, tiêu viêm, làm m?n nh?t chóng v? m? (giã nh? ??p); t?t nh?t là tr? vú s?ng ?au do t?c tia s?a: ng??i ta l?y m?t l??ng v?a ??, giã nát, nghi?n thành b?t, tr?n v?i d?u mè bôi và ??p ngoài.

Cách dùng, li?u l??ng: Ngày dùng 8 – 16g s?c u?ng, dùng ph?i h?p v?i các v? thu?c khác.

Ghi chú: H?t cam th?o dây r?t ??c. Ch?t ??c ?ó là abrin, tan ???c trong n??c. N?u ?em h?t giã nh?, hòa v?i n??c u?ng s? b? ng? ??c v?i tri?u ch?ng bi?ng ?n, ?n m?t ngon, m?t m?i, ?au ??u d? d?i, huy?t áp h?, m?t th?ng b?ng c? th?, chân tay run r?y, nôn m?a, tiêu ch?y. Th?i k? ti?n ng? ??c kéo dài ít nh?t vài gi? tr??c khi xu?t hi?n tri?u ch?ng ng? ??c. N?a h?t cam th?o dây nhai nu?t c?ng ?? gây ??c cho ng??i. N??c ngâm h?t cam th?o dây bôi vào ch? da b? x??c s? gây loét t?i ch?, nh? vào m?t s? gây phù t?y k?t m?c d?n ??n h?ng giác m?c.

****… XIN NH?P VÀO ???NG LINK ?? ??C THÊM THÔNG TIN , c?m ?n b?n.
H?t có khi làm vòng ?eo hay làm tràng h?t, do ?ó có n?i g?i “dây c??m c??m”. R? có v? ng?t c?a cam th?o, th??ng ???c dùng thay cam th?o nh?ng kém ng?t, mùi không th?m và v? ??ng. Lá c?ng có ch?t ng?t. Dây lá ph?i khô dùng s?ng ho?c sao qua làm thu?c ?? ?i?u hòa các v? thu?c khác, dùng tr? ho, gi?i c?m, tr? hoàng ??n do viêm gan siêu vi trùng. H?t ch?a lo?i albumin ??c là abrin, nên ch? ???c dùng ngoài ?? sát trùng, tiêu viêm, làm m?n nh?t chóng v? m? (giã nh? ??p); t?t nh?t là tr? vú s?ng ?au do t?c tia s?a: ng??i ta l?y m?t l??ng v?a ??, giã nát, nghi?n thành b?t tr?n v?i d?u mè bôi và ??p ngoài.
? ?ông Phi, có n?i dùng lá tr? r?n ??c c?n. ? In?ônêxia, ng??i ta dùng dây lá làm thu?c ch?a ?au b?ng, tr? b?nh spru (tiêu ch?y vùng nhi?t ??i). ? Philippin, lá và r? s?c ch?a ho, ch?a ?au m?t h?t m?n tính. R? dùng thay Cam th?o vì có tính làm d?u. H?t dùng ?? t?y nh?ng ??c nên không dùng nhi?u.
? ?n ??, ng??i ta dùng h?t làm thu?c t?y, gây nôn và kích d?c, dùng trong nh?ng r?i lo?n th?n kinh và ng? ??c c?a súc v?t. Ng??i ta c?ng dùng b?t h?t làm thu?c ??n gây s?y thai. R? c?ng dùng gây nôn và ch?ng ??c.
? Vân Nam (Trung Qu?c), r?, thân, lá ???c dùng tr? tr? em cam tích, viêm nhánh khí qu?n, c?m m?o phát s?t, h?u h?ng s?ng ?au, viêm gan và dùng ngoài tr? viêm da; h?t ???c dùng tr? gh? n?m vì l?.



Abrus precatorius, known commonly as Jequirity, Crab’s Eye, Rosary Pea, John Crow Bead, Precatory bean, Indian Licorice, Akar Saga, Giddee Giddee or Jumbie Bead in Trinidad & Tobago,[1] is a slender, perennial climber that twines around trees, shrubs, and hedges. It is a legume with long, pinnate-leafleted leaves. It is also known as Gunja in Sanskrit and some Indian languages and Ratti in Hindi. The plant is best known for its seeds, which are used as beads and in percussion instruments, and which are toxic due to the presence of abrin. The plant is native to Indonesia and grows in tropical and subtropical areas of the world where it has been introduced. It has a tendency to become weedy and invasive where it has been introduced.


The toxin abrin is a dimer consisting of two protein subunits, termed A and B. The B chain facilitates abrin’s entry into a cell by bonding to certain transport proteins on cell membranes, which then transport the toxin into the cell. Once inside the cell, the A chain prevents protein synthesis by inactivating the 26S subunit of the ribosome. One molecule of abrin will inactivate up to 1,500 ribosomes per second. Symptoms are identical to those of ricin, except abrin is more toxic by almost two orders of magnitude; the fatal dose of abrin is approximately 75 times smaller than the fatal dose of ricin. Abrin can kill with a circulating amount of less than 3 micrograms.[citation needed]
Abrus precatorius, called kudri mani in Tamil and guru ginja in Telugu, has been used in Siddha medicine for centuries. The Tamil Siddhars knew about the toxic effects in plants and suggested various methods which is called "suththi seythal" or purification. This is done by boiling the seeds in milk and then drying them. The protein is denatured when subjected to high temperatures which removes it toxicity.[citation needed][dubious – discuss]
This plant is also poisonous to horses.


White variety
The seeds of Abrus precatorius are much valued in native jewelry for their bright coloration. Most beans are black and red, suggesting a ladybug, though other colors are available. Jewelry-making with jequirity seeds is dangerous, and there have been cases of death by a finger-prick while boring the seeds for beadwork. However, it has long been a symbol of love in China, and its name in Chinese is xiang si dou (Chinese: ???), or "mutual love bean". In Trinidad in the West Indies the brightly coloured seeds are strung into bracelets and worn around the wrist or ankle to ward off jumbies or evil spirits and "mal-yeux" – the evil eye. The Tamils use Abrus seeds of different colors. The red variety with black eye is the most common, but there are black, white and green varieties as well.
The seeds of Abrus precatorius are very similar in weight. In Older times Indians used to measure using these seeds and the measure was called as Ratti this was used to generally measure gold and 1 Tola (11.6 Grams) = 12 Masha; 1 Masha = 8 Ratti
A tea is made from the leaves and used to treat fevers, coughs and colds.[2] In Siddha medicine the white variety is used to prepare oil that is used as an aphrodisiac.

& Actions:
Abortifacient, Anodyne, Aphrodisiac, Antimicrobial, Diuretic, Emetic, Expectorant, Febrifuge, Hemostat, Laxative, Purgative, Refrigerant, Sedative, Vermifuge
(+)-abrine, Abraline, Abrasine, Abricin, Abrin, Abrisin, Abrusgenic-acid, Abrusgenic-acid-methyl-ester, Abruslactone, Abrussic-acid, Anthocyanins, Ash, Calcium, Campesterol, Choline, Cycloartenol, Delphinidin, Gallic-acid,, Glycyrrhizin, Hypaphorine, N,n-dimethyl-tryptophan, N,n-dimethyl-tryptophan-metho-cation-methyl-ester, P-coumaroylgalloyl-glucodelphinidin, Pectin, Pentosans, Phosphorus, Picatorine, Polygalacturonic-acids, Precasine, Precatorine, Protein Trigonelline
Abortifacient, Ache(Head), Anodynem, Antidote, Aphrodisiac, Bilious, Bite(Snake,) Bladder, Blennorrhagia, Boil, Cancer, Chest, CNS-Sedative, Cold, Colic, Collyrium, Conjunctivitis, Consumption, Contraceptive, Convulsion, Cough, Diarrhea, Diuretic, Dysuria, Emetic, Emollient, Enteritis, Epithelioma, Expectorant, Expectorant, Eye Fatal, Fatality, Febrifuge, Fever, Fracture(Veterinary), Freckle, Gastritis, Gingivitis, Gonorrhea, Gravel, Heart, Hemostat, Hoarseness, Homicide, Hookworms, Insomnia, Jaundice, Kidney, Laxative, Loin, Malaria, Masticatory, Myalgia, Night-Blindness, Ophthalmia, Ordeal, Pectoral, Poison, Puerperium, Purgative, Refrigerant, Rheumatism, Sedative, Skin, Sprue, Stomach, Styptic, Sweetener, Throat, Trachoma, Urogenital, Venereal, Vermifuge

The plant is a slender twiner with alternately placed compound leaves. Each leaf has about 20 pairs of narrow, oblong leaflets, looking like a delicate feather. The rose to purple flowers are crowded at the end of a stalk. Fruits are short, inflated pods, splitting open when mature to reveal the round, hard and shiny seeds which are scarlet but black at the base. The plant is native to the tropics. It grows by the seashore among the undergrowth and in hedges. Seeds when broken or chewed or when the external coat is removed are toxic. The highly attractive seeds are sought after by children for beads. They are sometimes made into necklaces and rosaries. Seeds are extremely poisonous if cracked; a single one, if swallowed can be fatal.


From Medicinal Plants Information of Orissa (India):
Local Names: Kaincha (Oriya), Kawa (Santal), Runja
Description of the Plant: Climber. Flowering in October. Fruiting in November. Seeds of four different colours (black, grey, white and red) are found in nature. Occurs in hilly region.
Plant Parts Used: Root / Leaf / Seed.
Healthcare Properties:
Abdominal discomfort: Grind the root of Abrus precatorius to make a paste of it. Administer 5 g of the paste as a single dose. A single dose cures abdominal tumour also. (G-12) [OR-1-3-385]
Abortion: Collect the root of Abrus precatorius on any Saturday and grind it with water to a fine paste. Take 5 ml to 10 ml of this paste orally as a single dose once only. (T-1) [OR-2-1-1222]
Contraceptive: Peel off seed coats of two seeds of Abrus precatorius. Insert the seeds in a ripe banana. After menstruation, take bath and eat the banana as one dose in a day. Follow this treatment for 3 days. (B-34) [OR-2-2-1324] (or) Peel off seed coats of three seeds of Abrus precatorius. Take the three seeds as a single dose on the third day of the menstruation. This acts as a contraceptive for three years. (S-16) [OR-1-1-100]
Cough: Grind the roots of Abrus precatorius. Take 5 g of this paste with pure ghee (made from cow’s milk) thrice a day for four days. Precaution: Don’t take any non-vegetarian food during the course of this treatment. (F-1) [OR-3-3-169]
Evil spirit: Grind the root of Abrus precatorius with 3 to 5 number. of black pepper and 5 g of dried ginger to make a paste. Take this paste orally to get rid of evil spirits or black magic. Also, tie a piece of root on the arm to get immediate result. (G-12) [OR-1-3-386]
Greying of hair: Grind the leaves and seeds of Abrus precatorius. Extract juice from the paste. Apply the juice on hair as oil once a day one hour before taking bath. Apply for 3-4 days. (B-5) [OR-4-2-314]
Liquid purging due to griping: Grind the root of Abrus precatorius and make a paste. Take 5 g of this paste with water only once. Also smear a little of this paste on the body. (J-6) [OR-4-2-112]
Spermatorrhoea: Bring fresh water and keep it for one day in a pot. Grind half of one Abrus precatorius seed with a little water from the pot. Administer this as one dose a day orally. Take 21 doses in 21 days. (D-E) [OR-2-1-1206]
Worm infection: Grind the dry seeds of Abrus precatorius to make powder. Take one teaspoonful of this powder once a day for two days. (B-3) [OR-3-2-80]
Wound: Grind the roots of Abrus precatorius with fresh rhizome of Curcuma longa. Apply the paste on the wound until it cures. (J-5) [OR-5-1-50]

† The statements contained herein have not been evaluated by the Food and Drug Administration. The information contained in this plant database file is intended for education, entertainment and information purposes only. This information is not intended to be used to diagnose, prescribe or replace proper medical care. The plant described herein is not intended to treat, cure, diagnose, mitigate or prevent any disease. Please refer to our Conditions of Use for using this plant database file and web site.


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