making home affordable refinance plan question?

Posted on Oct 25, 2012 in Unique Loan Programs

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Question by Serendipity: making home affordable refinance plan question?
I am trying to find out more information. I believe i would qualify because online it says this particular program is for those who haven’t missed a payment and have never been late but want to take advantage of lower interest rates. I called my bank and they have no clue what they are saying. Each person i get transferred to has a different answer and it is like black and white. I was told that i need to fill out an application for the program and then they would decide what is right for me. I am scared to do that because what if i do it and they somehow change my loan terms or something without me agreeing. I don’t want to change anything unless it is better for me? one girl said that they don’t have information to start the next girl says oh ya apply today, ampoule i am so confused?
my current loan is fha! so how is that an answer?

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