Q&A: Can I get a mortgage for a condo or house with less than perfect credit?

Posted on Apr 8, 2013 in FHA Information

Question by blah: Can I get a mortgage for a condo or house with less than perfect credit?

Best answer:

Answer by juliesunit
NO MORTGAGE JUST CASH DEALS

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2 Comments

  1. msts1976 April 8, 2013

    If you find out let me know. Thanks and good luck

  2. jgmeier93592001 April 8, 2013

    Depends on your definition of less than perfect credit. If you have judgments or charge offs, you need to address them. Most lenders will require that you address those concerns. Once you have paid them, you need to secure a letter from the creditors stating that those accounts are paid. You will need this if they fail to update your account in a timely manner. You going to want to research FHA and state bond programs. Normally, those will be more forgiving on credit issues as long as you have paid the debt and re-established your credit. Going that route is a little more work for you, however you will get a better interest rate with a lower score than a sub prime lender. Hope this helps…