Reputable mortgage companies?

Posted on Dec 17, 2012 in HARP Refinance

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Question by Wildflower: Reputable mortgage companies?
There must be some reputable mortgage companies out there. We are upside down on our mortgage, help we owe more than the house is worth. We keep getting offers in the mail to refinance and they’re for people who are in our situation. The offers say bad credit doesn’t matter, no equity is okay etc. etc but I’m always afraid they are scammers.
Can anyone help me?

Best answer:

Answer by Toni
Be careful of anything offered to you.
Consider any calls, mail, etc, to be scams.

You must find the company yourself !
You can call the federally sponsored program and they will help you find a list of lenders.
It’s the Making Home Affordable Program . gov
http://makinghomeaffordable.gov/
Surprised to see a new update on the page.
A paragraph on how to avoid re-fi scams (read it).
The government is trying to avoid foreclosures – these people have a sincere concern to help you.

Or you can go to bankrate.com and click on mortgages…

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One Comment

  1. Unfortunately no lender will refinance a home that is underwater. If they claim they will or that bad credit is ok, it is a scam.

    Your only chance is to try to get a loan modification with your current lender but even that possibility is slim.