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Posted on Aug 17, 2012 in Stated Income Loans

Question by Brad F: What if I signed an intent to occupy on an FHA mortgage, visit this page and didn’t end up moving into the property?
My mortgage broker didn’t mention I signed an intent to occupy on my mortgage. My intention was to use the property as a rental property. What happens if I do not occupy the property??

Best answer:

Answer by Patrick
If you signed the paperwork saying you would live there and you do not live there then it would be considered mortgage fraud. I’d try to get this corrected because if they find out on their own that you rented the place out they may call the mortgage due immediately.

Also most “intent to occupy” clauses only last for 1 to 2 years. Check the document you signed to see what the time you must occupy is.

Good Luck!

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