Question by Sweethoney: I plan on filing income taxes for 2007 year? if you owe loans to like check n go places and credit cards will they take your income tax check? Best answer: Answer by Serge MIf you mean will creditors take your income tax refund, they can do so only after proper legal procedures. They would have to have a judgment against you for your debts and may be able to use it to claim your tax refund to satisfy the debt. Know better? Leave your own answer in the comments! I plan on filing income taxes for 2007...Read More
Q&A: If I filed a bankruptcy back in July 2007 and I had applied for a mortgage from a credit union?
Question by Rob I: If I filed a bankruptcy back in July 2007 and I had applied for a mortgage from a credit union? What do you think my rate and monthly payment would be if I only put 5% down of say for a mortgage of $ 90000 dollars? If you don’t have a lot to put down, what are my other options? Best answer: Answer by Glenn SYou should be able to get an FHA loan with only 3.5% down since your BK was over 2 years ago. You will need a FICO score above 580, but more likely above 620. Most credit unions don’t make FHA loans. Your interest rate will not be effected by your BK. Expect to pay 3.5%-4.5% range. What do you think? Answer below! Q&A: If I filed a bankruptcy back in July 2007 and I had applied for a mortgage from a credit...Read More