Posts Tagged "able"

Scrutiny, assistance programs mean owners able to avoid financial problems

on Feb 22, 2016 in HARP Refinance | Comments Off on Scrutiny, assistance programs mean owners able to avoid financial problems

Thinking Refinance? Help From HARP, about it salve HAMP Ends This Year If you're a homeowner in that situation and struggling to make your monthly mortgage payment, see you probably feel like you're drowning. The good news is there are lifelines that can keep you afloat. Two government programs, page the Home Affordable Refinance … More informaiton please visit here… Judge OKs class action against Wells Fargo in dispute with California homeowners SAN FRANCISCO — Wells Fargo must defend itself against a class-action lawsuit brought by homeowners who accuse the banking giant of failing to modify mortgages that the residents sought to change amid the foreclosure crisis unleashed by the Great … For more informaiton please visit here… A Student's Guide to the Federal Work-Study Program You typically need other pieces — personal savings, drug grants, scholarships and student loans — to complete the full picture. But while work-study is only a small portion of the puzzle, it's beneficial for students who qualify. “Work experience at any … More informaiton please visit here… Burnt Out Caribbean Pirate Castle Taps Expanding China for Funds The former British colony is looking to China as an alternative source of financing because its status as a middle-income country doesn't qualify it for funding on preferential terms from international development organizations. It's not alone: figures … More informaiton please visit here… Understanding Your Tax Forms 2016: Form 1099-INT, Interest Income No matter how you plan to do your taxes this year, you likely don't know what all of the numbers, letters and other information on those forms mean. … A form 1099-INT, Interest Income, is used to report interest payments made or attributable to you … More informaiton please visit here… Barack Obama Net Worth: 5 Fast Facts You Need to Know President Barack Obama is not as wealthy as some businessmen and entertainers and he's not even close to being the richest president in history, stuff but if you add up his salary, book profits and the many perks that come with being the leader of the U.S … If you would like more informaiton please visit here… Gun stocks surge after Obama speech Guns also tend to get a boost after a mass shooting and whenever Obama starts talking about gun control, two events that tend to happen in quick succession. On Sunday, Obama asked Congress to make it harder for people who are on the government's … If you would like more informaiton please visit here… Home Equity Loan vs. Home Equity Line Of Credit: Is Either For You? NEW YORK (MainStreet) – A whole lot of U.S. homeowners are seeing their home equity recover from the housing crisis, order but does that mean a home equity loan is in order? Even with a stable housing market, pilule it depends on your circumstances. According to … For more informaiton please visit here… BofA earnings beat tempered by oil price worries Bank of America joined other lenders in expressing concern about weak oil prices after the No. 2 U.S. bank by assets reported better-than-expected quarterly earnings, drug helped by a drop in costs and revenue rises in most of its businesses. U.S. banks … More informaiton please visit here… Income doesn't have to stop home buy This is a collaboration of a housing counseling agency, lenders and the Federal Home Loan Bank of New York, which provides grants to qualifying first-time homebuyers. You have to make less than 80 percent of the area median income and be buying your … More informaiton please visit here… EPS Increase Expected for Federal Home Loan Mortgage Corp (FMCC) Wall...

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Keeping It Real: Underwater mortgage holders may be able to refinance

on Mar 19, 2013 in HARP Refinance | Comments Off on Keeping It Real: Underwater mortgage holders may be able to refinance

Keeping It Real: Underwater mortgage holders may be able to refinance The Home Affordable Refinance Program was announced in March 2009. It was designed by the government to help 5 million underwater or equity-challenged borrowers nationally. In October 2011, visit this discount in an effort to help more borrowers, story the loan-to-value … If you would like more informaiton please visit here… Wall Street Breakfast: Must-Know News … says mortgage-bond trader Patrick Ahn. The Federal Housing Finance Agency will show in a report today how more borrowers, particularly those who are in negative equity, are taking advantage of the government's Home Affordable Refinance Program, … If you would like more informaiton please visit here… US mortgage refinance program on the up The US government effort to help struggling homeowners under the home affordability refinance program (HARP) nearly doubled in 2012 from 2011. Harp helps borrowers stuck in loans backed from Fannie and Freddie Mac and which are in negative equity. For more informaiton please visit here… Keeping It Real: Underwater mortgage holders may be able to...

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Has anyone been able to get a Fannie Mae loan modification?

on Feb 25, 2013 in HARP Refinance | 1 comment

Question by Penny76: Has anyone been able to get a Fannie Mae loan modification? My mortgage is current and always has been. I believe I meet all the requirements for a loan mod. I have applied through my credit union twice and have been turned down twice. Obama made it sound like everyone that met making home affordable requirements could get one! Do I need to skip a payment? I’m barely making it from paycheck to paycheck! Best answer: Answer by RebeccaThen you are over extending and need to sell and buy a home you CAN afford. The Credit Union surely gave you a reason for the denial for TWICE already. Don’t ruin your credit by skipping payments then finding out you still do NOT qualify. Know better? Leave your own answer in the comments! Has anyone been able to get a Fannie Mae loan...

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When will I be able to qualify for a lower interest rate on my mortgage that has Private Mortgage Insurance?

on Feb 13, 2013 in HARP Refinance | 1 comment

Check out these chateau images: Château d’Edimbourg vu depuis la vieille ville Image by ecololo Château d’Edimbourg vu depuis la vieille ville If you would like to see far more homes click here… Pilot program announced to help underwater homeowners in Multnomah County … The program is similar to the federal Home Affordable Refinance Plan, viagra approved the Obama administration response to upside-down mortgages. But HARP is available only to homeowners whose loans are backed by government-sponsored Fannie and Freddie, doctor … For more informaiton please visit here… Obama: Minimum Wage Increase Will Boost 'Rising, discount Thriving Middle Class' An additional 8 million borrowers would qualify for the federal government's Home Affordable Refinance Program, or HARP, under the proposed legislation. Most significantly, the bill would allow underwater homeowners, those who owe more than their home … More informaiton please visit here… Question by needtoknow: when purchasing a home in Texas can you do 100% financing? Best answer: Answer by loanmasteroneThere are still a few lenders that will give a 100% mortgage. The requirements have changed and are a lot stricter. The credit score has increased and verifying employment and assests are required. In order to find out the type of loan programs you are qualified for you will have to fill out a loan application, information pills with a mortgage broker, visit web which you can find one in your local telephone book. He will fill out this application, which takes awhile so grab your favorite beverage and sit down. Once you have completed the application, he will run your credit report which will have your credit scores. These credit scores will determine your interest rate. The amount of your monthly debt payments you are required to pay as per your credit report and the amount of mortgage you can take on based on your income will determine the amount of house you will be able to purchase. When you speak with the mortgage broker you will need the following documents to complete the loan application, there will be others, but this will get you started. #1 One month of pay stubs for each person that will be on the mortgage. #2 Six months bank statements from each bank in which you bank as well as statements from any 401K from you place of employment. #3 Two years of federal income tax along with the W-2 that match. Once he has all that he need to do he can then issue you a pre-approval letter so you can purchase a home. In this pre-approval letter will be the amount of house you are qualified to purchased. Once he gives you this pre-approval you may now find a real estate agent to find yourself a home or he might have a referral. Now make sure before you get your pre-approval you and your mortgage broker go over all your options as to the mortgage programs you qualify for, the interest rate, monthly payments. If you are getting a FHA, fixed rate, two loans to eliminate PMI like an 80/20 or one loan, if you are qualified for and approved for a 100% loan. You should select the loan that best suit your financial condition at the time. That could be an adjustable rate loan. It could be a fixed rate loan for 5 or 10 years and then adjust. Some adjustable rate mortgages only adjust once. Make sure your mortgage broker explain all your options so you may make an intelligent decision. What might be good for one person might not be good for you, in other words just because...

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Is it possible to refinance a home equity loan to be able to get a lower rate?

on Feb 4, 2013 in Stated Income Loans | 1 comment

A couple of nice condominium images I found: Fotoloco The Alexandra Condominium Halloween Party by Ortigas and Organization 006 Image by FOTOLOCO! Fotoloco photo booth photos @ The Alexandra Condominium Halloween Party | Ortigas &amp Provider | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth If you would like to see alot more residences click right here… Question by CHRISTINA N: Is it possible to refinance a home equity loan to be able to get a lower rate? Just wondering if anyone had any information about being able to refinance a home equity loan to receive a lower rate and if so, advice how to go about doing that. Best answer: Answer by Answer GHi there, viagra order When it comes to refinancing a home equity loan you reall have to shop around to make sure you get the best deal. You your deciding on your option you make to make sure you get the following *Competive Rate *Lower you repayments * Great Customer Service You must not forget the last point, sales remember your the customer and the customer is always right !!!! Give these guys a go, I think you will be pleasantly supprised http://tinyurl.com/yqnx37 Add your own answer in the comments! Is it possible to refinance a home equity loan to be able to get a lower...

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