Q&A: In a HARP loan is it a requirement to have an Escrow account (taxes and Insurance)?
Question by LM: In a HARP loan is it a requirement to have an Escrow account (taxes and Insurance)? I’m refinancing to a HARP loan and my lender is telling me it is a requirement that my taxes and insurance need to be added to an Escrow account. I don’t want an Escrow account (and don’t have it on my current loan). I’m in California. Does that link still apply? I think that is just NJ. Best answer: Answer by mbrcatzYes. HARP refinancing requires that taxes and insurance are escrowed. Add your own answer in the...
Read MoreCan we get a FHA loan if we just now opened a bank account?
Question by mommy23girlys: Can we get a FHA loan if we just now opened a bank account? We have just opened a bank account. One of the requirements for the FHA loan is 3 months bank statements. Is this going to be a problem? Best answer: Answer by foreclosurefish_comThis will most likely depend on a couple other factors – for instance what assets and liabilities you may have when applying. As long as you have some banking history I dont think that should be your biggest hurdle. FHA loans are more and more popular but there are more guidelines that will be necessary to follow in order to get approved. Add your own answer in the...
Read MoreWhat websites can i go to to get a loan without a bank account ?
Some cool apartment developing images: Apartment Constructing 1 Image by Bill Ward’s Brickpile Apartment developing by Dan Farmer. Taken on Sunday, this web visit this March 29, sildenafil 2009 at BrickFest in Portland, OR by Bill Ward. See also BrickFest Photo Roundup on my blog. If you would like to see more residences click right here… Deforest Image by -Marlith- What a name for an Apartment Developing. If you would like to see far more residences click here… by icantcu Question by robin: What happens if I cancel a check in nevada for a payday loan? I have several payday loans holding checks as well as a couple unsecured loans with OUTRAGEOUS interest rates and I can longer afford to pay the extensions that never pay off the loans. What will happen to me in Nevada if I cancel the checks and close my checking account. I don’t want to go jail, link but I have to support my family. Best answer: Answer by Steve DFirst, diagnosis you will have to pay a stop order fee to stop payments on the checks ($ 20 or more usually). Second, stop payment orders expire after 6 months – if the pay day lender is smart, he will hold on to the check and then try to cash it, meaning you will have to pay another $ 20 to re-issue the stop payment (if you remember). If you close the account that could be considered fraud or at best (for you) issuing a bad check. Then, of course, the lender will report the past due account to the credit bureaus, ruining your credit. After that, the debt may get turned over/sold to a collection agency who will obviously come calling trying to collect. In a worst case scenario, the lender or agency can go to court for a judgment, which is a court order for you to pay the debt. If you fail to pay the debt at this point, the lender/agency can return to court and ask that your wages be garnished or assets attached or taken. Give your answer to this question below! Question by angelajock: Mortgage Question? I have been Pre Approved for a FHA 130, nurse 000 loan at 6.75 percent. My credit union highest rate for a mortgage is 6.60. Will it really make a difference if I go with the credit union at 6.60? Or will it not make that much of a difference? Best answer: Answer by D CI’m not sure who is more confused here. I would go with the 6.60% because the payment would be about $ 20 less a month than the 6.75% rate. Give your answer to this question below! by eyewashdesign: A. Golden Question by Angel: What websites can i go to to get a loan without a bank account ? I am in need of a 200 dollar loan. my income is from the state but it’s just a little more than I want to borrow, buy more about I get $ 359.00 every 2nd of every month is there a website that will give me a loan if I am in cheksystems, illness i cant get a bank account– or how would I get a loan if i cant get a bank account because of my cheksystems issue??? Best answer: Answer by La LaWellsfargo will give you an “opportunity” account if you are in check systems. I don know of any way for you to get a lone other wise. Good luck! What do you think? Answer...
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