Posts Tagged "Approved"

Can I get approved for the new Obama loan modification program while my house is listed for sale?

on Feb 4, 2024 in HARP Refinance | 2 comments

Verify out these mansion photos: Mansion Perrier Dita Von Teese Image by cattias.images Mansion Perrier Dita Von Teese A lot more great homes click right here… Mansion Perrier Dita Von Teese Image by cattias.photos Mansion Perrier Dita Von Teese Much more excellent homes click here… by Chris Devers Question by Barry: Can I get approved for the new Obama loan modification program while my house is listed for sale? I will be applying for a wells fargo loan modification. I switched jobs about a year ago and make significantly less than when I purchased the home. Currently my monthly mortgage payment is much more than 31% of my gross income. Will I be denied because my house is listed for sale. The house is not in foreclosure. I know the question: “Is your house listed for sale or do you intend to sale your home?” is specifically asked in the wells fargo questionaire. What should I do? Best answer: Answer by sassy2You can’t lie. Your house is for sale. If you apply for the refi and a buyer comes along you are screwed. With a refi your principle, purchase property tax and homeowners insurance are not reduced. Just the interest and a longer term. You do not realize much savings. It only pays if the rate is 2 points. Know better? Leave your own answer in the...

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Just Approved: From FHA to a conventional loan in one easy step

on Jan 8, 2024 in FHA Information | Comments Off on Just Approved: From FHA to a conventional loan in one easy step

No new answers in Gardiner Sanitary saga “What happens if Gardiner Sanitary District defaults on the loan, drugs online ” he asked. “The contract says the DEQ will recover costs from Gardiner Sanitary District … but Gardiner Sanitary District has no income so what will DEQ do next? That is a great question. For more informaiton please visit here… Time's up: 5 tips to tackle student loan debt … save money, sick it's not always in your best interest to consolidate, page " Josuweit said. In addition, you will no longer be able to take advantage of some of the perks built into federal loans, such as deferment options and the variety of income-based … More informaiton please visit here… Wendy Davis said Greg Abbott cleared "unlimited" fees for politically generous … For this fact check, we gauged whether Abbott piled up hundreds of thousands of dollars in campaign donations and then issued a ruling favorable to payday lenders, which offer low-dollar, high-interest short-term loans targeting low-income people who … For more informaiton please visit here… Just Approved: From FHA to a conventional loan in one easy step Backstory: Stevens' client purchased a home in Hayward in the summer of 2013 using the FHA loan program. The FHA program allowed him to purchase the property with only a 3.5 percent down payment. The upfront mortgage insurance premium of $ 7, viagra buy 875 … If you would like more informaiton please visit here… VA Loans: The Lowest Rates & No Mortgage Insurance Required FHA loans require a minimum 3.5 percent down payment and the program collects both an upfront mortgage insurance premium as well as an annual premium. The upfront portion is added to your loan balance, while the annual fee is typically spread across … More informaiton please visit here… Low Down Payments Are Coming Back Loans sold to Fannie Mae and Freddie Mac can carry a down payment of less than 20% only if the borrower pays for mortgage insurance, which protects the lender against the risk of default. Due to higher FHA fees, a low-down-payment mortgage with private … More informaiton please visit...

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Q&A: does my credit score have to be in the mid 600’s to get approved fha with a mortgage company?

on Nov 12, 2023 in FHA Information | 3 comments

A handful of nice chateau photos I identified: Château de Fléville (France – Lorraine – 54) Image by michellefouineur Vue sur le parc du château. If you would like to see much more homes click here… Château de Fléville (France – Lorraine – 54) Image by michellefouineur Vue sur le parc du château. If you would like to see a lot more houses click right here… Château du Taureau Image by monmimoun Château du Taureau – Baie de Morlaix – Carantec If you would like to see far more properties click here… Question by : does my credit score have to be in the mid 600’s to get approved fha with a mortgage company? if so, price what are the options I have? How do I get around the mortgage company. Do I go directly to fha lender.. Can somebody help with these questions.Thanks chatsplas, cheapest I have more than 20% to put down, yes my credit maybe poor right now but I’ll say about 6 months from now I maybe able to pay it off… The house that is. Best answer: Answer by chatsplasNO, that’s too low for FHA. Your options are PAY CASH, then there’s no lender to worry about, and your poor credit doesn’t matter. Another choice, PUT DOWN 20% and avoid substantial extra costs of PMI, and lender will be willing to overlook your poor credit. WAIT until you have repaired your credit. You do this the same way you destroyed it, one month, one payment at a time. SAVE money for down payment. More you put down, the less you pay in interest over the life of the loan. What do you think? Answer...

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If your approved for a FHA loan and your mortgage lender is using the Genesis program is there any more help?

on Jun 15, 2023 in FHA Information | 1 comment

Question by Bobbie F: If your approved for a FHA loan and your mortgage lender is using the Genesis program is there any more help? I need more help for closing costs and downpayment. The home is in Oklahoma. I’m a single mom and 1st time homebuyer. Best answer: Answer by Chris MFHA is not theonly way to go. what is your reason for going FHA? maybe you should shop your mortgage broker. I’m sure you shopped for your home. your mortgage will end up costing you 10 times more than your home over the next 30 years. Good luck and congrats on your new home! Know better? Leave your own answer in the...

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How hard is it to get approved for a housing FHA loan?

on Feb 3, 2023 in FHA Information | 2 comments

Question by kmsca5: How hard is it to get approved for a housing FHA loan? With the housing market right now the way it is. Is this even possible because it seems like you have to have perfect credit. This would be for a first time buyer that is looking at a house that is around 350k. Is this even possible? The credit history is excellent but the score is low. That’s due to only having one credit card and have never been late and the card is currently paid off. Thanks ahead of time! Best answer: Answer by Anthonyall depends on the lender you choose http://www.yescredit.org Give your answer to this question...

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