House debates bill averting government shutdown
F1 Unique Real Estate Loans Blog New Stated Income Loans Program! Stated Income Loans – No Income, this Asset or FICO! Stated Income Loans up to 65% LTV NO FICO, NO ASSETS (also see our no doc loan program) with low competitive conventional rates! Stated income loans limited to CA, GA, MA, NY, TX and WA (other states case by case)! New Stated Income Loans Guidelines Unique programs: The New Stated Income Loans is limited to CA, GA, MA, NY, TX and WA (other states case by case). Our banking contacts at several lending institutions have given us a new unique stated income loans product to offer to our borrowers. Example: 3yr & 5yr ARM. True stated income program specifics: New Stated Income Loans Program General Guidelines: NO Min FICO min w/ combined collections above $5K, no litigation in the last 5 yrs; BK and prior foreclosure considered NO Required Liquid Assets NO cash out cap, no explanation needed to 50%. 6 months seasoning required Residential: OO, NOO, Investment, 1-4 Units Purchase, R/T Refinance no seasoning required Self Employed and W2 accepted Purchase 65% to 400K, 60% to $2M; refinance 50% LTV OO/NOO ARM: 3/1 &… Unique Loan Programs Stated Income, shop No Doc, IO, FN…Unique Loan Programs! Unique Loan Programs Nationwide Finance One now offers unique loan programs like Stated Income Home Loans (Stated Income Loans limited to CA, GA, NJ, NY, MA, TX, PA…other states case by case), no doc loans, foreign national loans, high ratio loans, etc. We have established private mortgage banking relationships with several institutions to bring unique loan programs to our clients. Example: stated income 3yr Arm, Owner Occupied, stated income loan, 60%+ LTV to $1M, 55% LTV to $3M!… The Unique Loan Programs…Stated Income Loan and No Doc Loan: ? States: CA, MA, GA, NJ, NY, TX and WA ? Purchase 60%+ LTV to $2M; Refi 50% to $2M ? Self Employed and W2 income accepted ? Residential: OO, NOO, Investment, 1-4 Units ? No Doc Option Available ? C/O Refi max OK; No C/O in TX ? Min FICO min w/ no derogatory history ? OO ARM: 3/1 & 5/1; NOO 3/1, 5/1, 7/1, 30/15 yr ? Months PITI Required Liquid, 3 Months Seasoned ? Foreign Nationals, Trusts, Coprs and LLCs allowed ? Max number of properties finance: 15 total ? Non-Occupant Co-Borrower Allowed *** Unique loan programs are offered nationwide… Finance One – Private Mortgage Banking #1 Private Mortgage Banking Solution Finance One private mortgage banking provides solutions to otherwise solution-less lending. We offer unique Private Mortgage Banking and Hard Money Loan capital for borrowers and/or properties that do not meet conventional underwriting guidelines. Our lending solutions include: low rate stated income and no doc loans to $2M, cialis 40mg interest only loans, make-sense gross income qualifying, high debt ratio loans to 55% DTI, 2nd mortgages/HELOCs and low rate Private/Hard money $150K+ for commercial and residential, construction loans to $5M residential hogger for commercial, ultra jumbo loans to $100M+ for specialty financing solutions…our private mortgage banking list of solutions goes on and on. The team at Finance One have been providing private mortgage banking and portfolio loan products since 1999. As a respectable private mortgage banking lender and originator, our private mortgage banking loan solutions provide financing liquidity for conforming and non-conforming property and owners who cannot qualify conventionally. By incorporating private mortgage banking experience and autonomy, we can ensure each transaction is successfully completed in a timely manner. We provide solutions to otherwise solution-less lending! You can help us understand more about your private mortgage banking needs by contacting us or… by...
Read More