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Question by Indi: How to find out how much is still owed on a property in foreclosure? Is this at all “public information”? There’s a house for sale that we are interested in & it’s a foreclosure. The deed holder is the FEDERAL NATIONAL MORTGAGE ASSOCIATION. (Fannie Mae) The realtor does not know how much is left to pay on the property. Would like to know if I have any right to find out myself BEFORE making an offer……thanks! Best answer: Answer by falsi fiableIt’s not very hard to GUESSTIMATE. Find out the date and amount of the last sale and use a mortgage financial calculator to estimate the balance based on prevailing interest rates. This isn’t rocket science. Add your own answer in the comments! Question by Shah: Where can I get the best mortgage rate with zero or low closing cost? I am a first time home buyer. I wonder how I can get the best mortgage rate? I am not thinking about buying points or anything. Instead I want to reduce my cost on getting the loan. Is there any websites listing different mortgage rate from different mortgage companies? Best answer: Answer by FaheemYou may want to try fha-rates-today.com. They are based on the same idea that lenders will submit bids to compete for your business. However, sildenafil be aware that lenders don’t work for free and you are going to pay for a refinance whether you pay closing costs or whether the lender charges you a higher than market interest rate to get their compensation. There is really no such thing as a “no-cost” refinance. A “no cost” mortgage can make a lot of sense if you aren’t planning on staying in the home long term. If you are planning on staying long term (maybe 5 years or more), treatment you might save more money in the long run by paying some closing costs and getting a lower rate. Just my two cents as someone in the industry. Give your answer to this question below! Question by TIM: How much can i be approved for a mortgage? I currently make $ 50k a year. I have no debt, more about no car payments, adiposity no student loans. I have money saved for a down payment. What mortgage if any could i be approved for? Best answer: Answer by Pandas4meyou need to go to a bank and get pre-approved, nobody here can answer that. Know better? Leave your own answer in the comments! Some cool mansion images: Mansion Hotel Image by feldpress Mansion Hotel Grand Opening Could 12, visit web 2007 Katrina Chang, page Museum of Modern Art, Shanghai MOCA, Brigitte Wolff A lot more wonderful houses click right here… Question by JC: Will a past lay off affect my prospects of getting a home loan? My wife and I have excellent credit scores and history. We both work. No lateness’ with bills, information pills no outstanding balances. We have sufficient savings. Always lived within our means. The home we are looking at is affordable. I was laid off two years ago. I was able to find work in early 2011. No other issues that could prevent one from getting a home loan. We are being told by the mortgage company they may not give us a home loan because of this. What options are there, if any? Thank you. Best answer: Answer by HuntsmanFederal requirements specify that you must have 2 years worth of solid employment in order for your income to qualify. You could qualify, but only under your wife’s salary. In other words,...
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