Posts Tagged "been"

Seattle Has Quietly Been Building Affordable Housing In Your Neighborhood

on Sep 13, 2015 in HARP Refinance | Comments Off on Seattle Has Quietly Been Building Affordable Housing In Your Neighborhood

Money Pros: With interest rates low, clinic buy is it a good time to refinance a home? … this a good time to refinance my home? A. Interest rates on 30-year fixed-rate mortgages have dropped to levels near all-time lows — they fell to below 4% and have now risen to just above that level. … It's not a boom, but there has been an … For more informaiton please visit here… New Report Shows States Where Mortgage Rates Are Highest, Lowest Good news for home buyers and refinancing households — today's mortgage rates remain firmly south of 4%. According to Freddie … VA mortgage rates and FHA mortgage rates are typically lower than conventional ones by 25 basis points (0.25%), at least. For more informaiton please visit here… The Many Pitfalls of Private Student Loans Unlike federal loans, viagra 40mg which typically have built-in protections for distressed borrowers, this site including income-based repayment and forgiveness programs, private loan borrowers are at the mercy of their lenders, whose terms for relief may be opaque or … If you would like more informaiton please visit here… Clinton unveils plan for no–loan college tuition Democratic presidential candidate Hillary Clinton unveiled a plan on Monday to address the burden of student debt and make higher education more affordable, largely through federal incentives to make so-called no-loan tuition available at public … For more informaiton please visit here… 5 ways to avoid predatory student loan scams The Federal Trade Commission (FTC) has found that some private lenders try to misrepresent themselves by using names, symptoms seals and logos that give the impression they are affiliated with the federal government's student loan programs. However, ask the … If you would like more informaiton please visit here… Making college more expensive: One view Despite rapidly rising sums that the federal government has devoted to loans and grants, viagra American college students and recent graduates are wallowing in debt. At last count, they owed $ 1.2 trillion. Not surprisingly, the leading … It would also allow … More informaiton please visit here… MI Update; Upcoming Events; Company Earnings Speak to Housing/Mortgage Market … Other highlights of the report suggest that 65 percent of respondents believe it will take anywhere from one to three years for the FHA to meet its required capital levels due to having reduced their premiums. Whereas 53 percent of senior executive … If you would like more informaiton please visit here… FHA Annual Mortgage Insurance Premiums (MIP) for 2015 At a glance: The FHA annual mortgage insurance premium for 2015 is being reduced. This change takes effect on January 26, salve 2015. The new annual MIP for most FHA borrowers will be 0.85% of the base loan amount. This change only applies to 30-year … More informaiton please visit here… Student debt: More college, ampoule university students across Valley take on loan … According to a recent Government Accountability Office report, federal student loan debt more than doubled between 2005 and 2013, from $ 400 billion to more than $ 1 trillion, and the increase was felt even among adults over the age of 65. In the 2012 … If you would like more informaiton please visit here… Two Fort Worth Nonprofits Awarded K in Grants to Support Housing and … HOFW will use the funds to increase and improve its capacity to better serve clients with homebuyer education, housing counseling, and reverse-equity mortgage counseling. The Fort Worth BAC was founded in 1999 by … and executive director of the Fort … If you would like more informaiton please visit here… Rules for...

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Has anyone been able to get a Fannie Mae loan modification?

on Feb 25, 2013 in HARP Refinance | 1 comment

Question by Penny76: Has anyone been able to get a Fannie Mae loan modification? My mortgage is current and always has been. I believe I meet all the requirements for a loan mod. I have applied through my credit union twice and have been turned down twice. Obama made it sound like everyone that met making home affordable requirements could get one! Do I need to skip a payment? I’m barely making it from paycheck to paycheck! Best answer: Answer by RebeccaThen you are over extending and need to sell and buy a home you CAN afford. The Credit Union surely gave you a reason for the denial for TWICE already. Don’t ruin your credit by skipping payments then finding out you still do NOT qualify. Know better? Leave your own answer in the...

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Does anyone know of any programs out there to save a home that has already been in foreclosure for a week?

on Feb 9, 2013 in Stated Income Loans | 3 comments

Question by Jeff S: Can my mortgage broker foreclose on me? In march I did a FHA refi. the mortgage broker messed up big time on my escrow and put me in a big bind. FHA kicked the loan back and is not insuranable so the broker wants me to sign a modification agreement. I refused to sign it till they correct their mistake. They then told me that they can forelcose. Is this possible? Best answer: Answer by golferwhoworksnot the broker– FHA Know better? Leave your own answer in the comments! Question by Sana: What I need to do about my 2nd lender? I can qualify under Modification Program but I also need to lower my2nd? I can refinance my 1st loan but how I can refinance my 2nd loan? In this program is saying that you can do only 1st one? Best answer: Answer by debijs~~Contact the lender who owns your second. Tell them of your financial hardship. If it is through a bank, visit they are suppose to send you information for a loan modification also. Good luck~~ Know better? Leave your own answer in the comments! FHA Streamline Refinance Without Credit History Known as a quick and easy process, more about the FHA streamline refinance is available without the need of a credit history. The FHA streamline refinance is available to homeowners who want to refinance their existing FHA loan. Because FHA wants homeowners to … For more informaiton please visit here… How do I handle a short sale and FHA loan? With FHA short sales, the usual process you must go through involves two levels of negotiators to get approval from the U.S. Department of Housing and Urban Development (HUD). From my experience, it always seems like each level of the negotiation phase … For more informaiton please visit here… Finance Committee Chair Suggests FHA Could be Next Countrywide In its current form FHA is clearly an impediment to such a system. " The Chairman said FHA had strayed far from its original purpose and no longer focuses on low and moderate income Americans but rather caters to a risky market with high loan limits … If you would like more informaiton please visit here… Question by sam: Does anyone know of any programs out there to save a home that has already been in foreclosure for a week? The type of the loan is FHA and I have few months left and unable to get help on any government programs out there. Your feedback is greately appreciated. Best answer: Answer by BeckyThere are all kinds of programs out there — but, approved you have to Qualify for the assistance. To do this there has to be a hardship but there also has to be an income. The investor is not going to modify the loan if there is no income or not enough income to support a monthly payment. The first thing you need to do is gather your general monthly expenses. List all of those on a sheet of paper. By *general* I mean utilities, groceries, cell phone/cable, credit card, tuition, personal loans, car payments, etc. Also add in your mortgage payment. Subtract all that expense from your monthly income.. Is there a deficit or surplus? If there is a deficit that is more than $ 100 what is it and what unnecessary expense can go away to bring you to a surplus situation? Is there a car payment somewhere? Are you paying high monthly payments for credit cards? Maybe BK is the way to go for those types of expenses, but...

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Q&A: Can I refinance my home loan since I have been laid off from my job?

on Jan 23, 2013 in HARP Refinance | 5 comments

Check out these mansion pictures: Mansion House Image by Terry Hassan Mansion Home on Mansion Property Street close to Bank junction. If you would like to see far more houses click right here… Question by uatafoya: Does anyone know any wholesale lenders that do 100%? I am looking for wholesale lenders that do 100% financing SIVA/SISA and Full Doc in California. Best answer: Answer by network marketing helperI saw a banner at http://www.mygalaxyproducts.com for dropship wholsalers, medications the products seemed good as did the prices i was looking into it, doctor im sure that would work good for you.. Tyler.. Executive Director Automatic Builder Create passive income from home http://www.workathomefree.ws What do you think? Answer below! Question by Saul S: Can I get a home loan without a 2 year work history and a bachelors degree? I graduated in May 2011 with a bachelors degree in Criminology. It was hard to get a job, for sale but in July 2012 I stated working in county jail. I been working there for the last 5 months, order my gross income is approximately close to $ 13,000. My credit score is around 720. I have 2 credit cards with a total balance for both of $ 1,500. I never been late with my payments. I have around $ 8,000 in my savings account. I applied directly with Wells Fargo. Since I didn’t automatically qualified for the loan due to work history, they had to send some paperwork to the underwriter. I have to wait 4-6 days for notification. What are my chances of getting a home loan? Thank you Best answer: Answer by AriareadNO. You must have full time employment for 2 yrs. The lender requires you to provide your tax returns. The regulations will NOT be waived just because you have a degree Add your own answer in the comments! Question by Random_Girl: When buying a new home, price can we finance fix-up money in? If we’re looking at a house valued at around $ 98K, but selling for 81K, would we be able to finance an extra 10K into the purchase for repairs and such, and if so, would we face a higher interest rate or a different type of financing? Thanks! We’re in Dallas/Irving TX Best answer: Answer by HenryYou would basically get a home equity loan for the difference. You can do whatever you want with that money, usually. Good luck! Add your own answer in the comments! by planspark Question by Drum Wiz: Can I refinance my home loan since I have been laid off from my job? I was laid off from my job a few months ago, rx and my current home loan is current with no late payments. Things are starting to get tight on our finances. Are there programs or companies that will provide refinancing when someone has been laid off? Best answer: Answer by JudyNo. Don’t even tell your credit card companies that you are unemployed. They will report any changes in your employment status to your credit report. Other creditors, approved when they monthly check your reports will notice that check mark. This may cause a snowball effect. Credit cards will call you risky and raise your rates, and cut your limits on all the cards. / What do you think? Answer...

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Has anyone been thru the Florida Mortgage Modification Program? What can one expect?

on Jan 20, 2013 in HARP Refinance | 1 comment

Question by paul h: If Bank Of America turns me down for a home loan, pilule pills should I seek a bank overseas? Europe or China? This will be my third home purchase on stated income?. I understand thr banks have given out too many bad loans recentely, more about but are there some that still have confidence with good buyers? Best answer: Answer by ieatcrayonsI think you should try a mortgage broker first. They have access to numerous lenders. Look for one that does its underwriting in house. I’d never seek out a loan overseas, personally. It looks like every other answer on here was a scammer. Please don’t fall for that! What do you think? Answer below! Question by Surely I’m happy..: Has anyone been thru the Florida Mortgage Modification Program? What can one expect? Considering Florida Mortgage Modification Program, online but fear my expenses maybe too high to qualify. Best answer: Answer by jakeAll mortgages will be paid with invisible money. Add your own answer in the...

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