Posts Tagged "California"

How do I become a mortgage broker or mortgage agent in California?

on Jan 16, 2024 in Unique Loan Programs | 2 comments

Some cool chateau pictures: Château de Boursheid Image by Marc Ben Fatma – check out Benymarc.com and like my FB Château de Boursheid (Castle of Boursheid ) If you would like to see a lot more properties click here… Question by Danielle: What’s the best place/way to apply for a home improvement loan? I inherited a home that seriously needs repairs. I don’t have great credit though and would like to apply for a low interest home improvement loan, sick but have no idea where to start. I do have access to a credit union. Thanks! Best answer: Answer by cafalldaviesBad credit is going to be your #1 problem, but if there is equity in the home you can borrow a Home Equity Line of Credit against it. Most commercial banks/credit unions will allow you to set up autopay on it so you don’t even have to think about making the payments… which is really good because if you don’t pay, you could lose the house. For most commercial banks you will need a minimum 680 FICO score or a cosigner with a higher score to get a home equity line, but credit unions often have lower standards, so you should check with your credit union. What do you think? Answer below! Question by Nelson: How do I become a mortgage broker or mortgage agent in California? I am fresh out of a college. Not just any college; a community college. And I need step by step how to become a mortgage broker or mortgage agent please. Thanks alot. Best answer: Answer by nostalgia80Get a job at the Mortgage Broker Office. at first, this site you’ll just answer phone calls and all, but eventually, you’ll either be a processor or agent. Know better? Leave your own answer in the...

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9 Marlis Anza California Real Estate News by Troy Sage

on Dec 29, 2023 in RE Finance | Comments Off on 9 Marlis Anza California Real Estate News by Troy Sage

by a Win a Win + tips for creating a good web site Realtors write-up by Payal Jain If you would like far more informaiton please check out here … Lovely 40 acre property is situated at 9 Marlis in Anza California, treat hosted by Troy Sage Actual Estate News video. Video Rating: 5 / five Other true estate new click right here...

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Home buying in California?

on Dec 29, 2023 in FHA Information | 1 comment

Question by jasonhpi: how do i get a no proof of income mortgage loan? what banks or lenders still do this? Best answer: Answer by DR + Mrs Bears faceThis sort of mortgage is very expensive and there are some loan sharks out there. Do take care if you decide to go that route. Add your own answer in the comments! More buyers choose conventional over FHA loans Mortgages were used to finance 68.9 percent of home purchase transactions in August, generic up from 67.5 percent in July. Significantly, diagnosis not all mortgage financing products saw the same gains in market share. FHA-financed transactions rose only slightly from … For more informaiton please visit here… Mortgages and the younger borrower You can also still get an FHA mortgage for as little as 3.5 percent down. FHA loans charge more for mortgage insurance than you would pay on a conforming mortgage, but the interest rates tend to be a bit better, so that helps. There are some … More informaiton please visit here… Democrats seek to bring on Republicans with revised refinance bill The revised bill seeks to help borrowers who are not underwater on their mortgage and have more than 20% equity in their homes to refinance employing the Obama administration program, viagra known as the Home Affordable Refinance Program, thumb or HARP. More informaiton please visit here… Home woes may scuttle your FHA mortgage After all, viagra sale 54% of first-time buyers between July 2010 and June 2011 used a low-down-payment FHA mortgage to finance their purchase, tadalafil according to National Association of Realtors research. And use of FHA mortgages for this buyer segment continues to be … For more informaiton please visit here… FHA eases condo rules, case but is it enough? Many borrowers who have tried to purchase a condo with an FHA mortgage in the past couple of years have bumped up against a frustrating dilemma: the condo they want to buy is not approved for FHA financing. FHA condo buyers face a double application … More informaiton please visit here… by DaveBleasdale Question by caitlin: How do I know which loan docs to use Full docs, and SISA/SIVA, No Ratio for financing or purchasing a house? I’m a new loan officer & need tips to analyze loan scenarios quickly & smartly. Best answer: Answer by Casey CYou need good training. check out loantoolbox.com. it’s great service to help you understand these things. Here’s some basic tips though. Full doc is for people that state what they make and can prove it with w-2’s and paystubs. SISA is for people that are generally in business for themselves and have a tought time showing income or assets. SIVA is for the same but can show money in the bank. NO ratio is good for people that have a job or business, but don’t make enough on a monthly basis to show they can cover the payment, but they have enough money in the bank to show they can make the payment one way or the other. It’s all about getting as much info as you can from your client and figuring out what fits them best. Know better? Leave your own answer in the comments! Question by Cindy A: Home buying in California? i plan on buying a home and offering $ 355K with 5% down. This is an FHA loan with a rate of 5%. I’m wondering what would be my total payments including mortgage insurance. How much out of pocket cash is this whole transaction going to cost me after down payment, store closing,...

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California refinancing Expert Explains New Home Affordable Refinance Program

on Oct 14, 2023 in HARP Refinance | 2 comments

Question by : Are FHA mortgage loans more difficult to obtain? Best answer: Answer by My Take on ItThey are less difficult than a conventional Depends on your circumstances What do you think? Answer below! Obama refinance program: Good incentive for borrowers and lenders article by John Mathew For more informaiton please visit here … offered an overview of the Home Affordable Refinancing Program (HARP) of Fannie Mae and Freddie Mac. We also have short power line to the new and updated FHA program, cost which is for 2012. If you want more houses here … More Refinance Harp article Question by rebelBodhi: Young couple with pretty good income, viagra but low down payment, can I buy a home? I’ve gotten through advanced calc and computational analysis courses, but navigating the world of finance and mortgages is still a bit daunting.. any help would be appreciated: I make $ 75-80k and my spouse makes about 40. We’ve been renting in the MD-DC-VA suburbs for 4+ years, with perfect rental history (paying about 1300/mo), and have average credit. We’d be first-time buyers. I know we could easily swing the monthly payments, it’s just the initial costs I’m not sure about. Anyway, given this income (total about 110k/year before taxes), and a small (say 3-5k) down payment. What options, if any, are there for buying a 250k-300k (town)home? (we’re 25 years old if that matters) I’m aware of FHA loans, but how/if they would help lower the inital costs is still a mystery. Thanks! fyi you did sound caustic, and the plan is to wait at least 4 months. I’m looking for some info and others’ experience. Best answer: Answer by ?I am a MESS?Down payments vary from state to state, in Ohio it’s 3.5% of the cost of the home. What do you think? Answer below! Examine out these mansion images: Mansion Betliar Image by Matus Kalisky Manison Betliar in south-east Slovakia constructed in 15th century and subsequesntly partially rebuilt in 17th and 18th century. It has a garden with fountain and english park. It was constructed and utilised mainly as hunting mansion. It serves as museum considering that 1949. Nice place to pay a visit to. _____ Tachihara 4×5, website like this Fujinon 125/5.six CM-W, this site Fuji Pro160S For more properties click here… Carnton Mansion Image by www78 Significant mansion just south of Franklin owned by the McGavock loved ones. In the course of the battle for the town, recipe Common William Loring’s brigade swept past the developing under artillery fire during the assault. Afterwards the bodies of four Confederate Generals had been laid on the back porch before their transport home. Blood stains still appear on the floor of the mansion. Right after the war, the McGavock’s donated land for a Confederate cemetery. Each the mansion and the cemetery are believed to be haunted. Franklin, Tennessee. For much more properties click right here… mansion on a hill Image by Stitch We could not have a mansion on a hill Mink coats and diamonds by the score But the things we have no man could ever take it Just the two of us now who could ask for more —&quotJust as long as we have really like&quot sung by The Spinners &amp Dionne Warwick If you would like to see a lot more houses click here… Question by Simply D: Home Finance? I’m 23 years old and would like to consider financing a home in the next 2-5 years, doctor I want to know what kind of things do I need to be concerned about with my credit?...

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When using a FHA loan does my husband have to show my information in a California?

on Aug 4, 2023 in FHA Information | Comments Off on When using a FHA loan does my husband have to show my information in a California?

Question by jiowda1: can a conventional mortgage be refinanced using the fha program? Best answer: Answer by mycornerofbrickheavenI don’t think so. FHA is for purchases only I believe but check with a loan officer who deals with the program. Give your answer to this question below! Pending Freddie Mac Relief Refinance Alterations to Assist Lenders Refinance … MCLEAN, drug Va., July 31, 2012 /PRNewswire/ — Freddie Mac (OTC:FMCC) announced plans to build on the success of its Relief Refinance Mortgage Program, which includes the Home Cost-effective Refinance Program (HARP two.), by aligning needs for mortgages … If you would like more informaiton please go to right here… VA Loan Processing Occasions Nonetheless Slow The residence loan timetables have also been drastically impacted by the U.S. bail out loans passed by President Obama called HARP (Residence Affordable Refinance System). HARP loans have generating hundreds to thousands of new applicants unable to refinance in … For far more informaiton please pay a visit to here… Wells Fargo says it worked for Mortgage Market Share “There was a time, and years ago, when Angelo Mozilo at Countrywide explained that his goal was to have 25 percent market share,” said Stevens, based on the company’s former CEO and co-founder. “Everyone dropped … Wells Fargo manager in the San Francisco … more informaiton please visit here … Toll Brothers reports FY 2012 3rd QTR and 9 month results This compares to $ 1480000000 and 2611 apartments in fiscal 2011. . “We want to provide preliminary guidance for FY 2013, when we announced our fourth quarter results in December 2012,” Robert I. Toll, executive chairman, said: “Housing is on the mend … We are. For more informaiton please visit here … Question by Renee C: When using a FHA loan does my husband have to show my information in a California? My husband wants to buy a house using FHA loan by himself do I need to show the mortgage company my credit and debts if he is not using my income? Best answer: Answer by quickmlsNo. Only the person whose name is on the loan needs to disclose their information. But you also will not be able to use your income to qualify, viagra approved so he’d have to qualify using only his earnings. Give your answer to this question...

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