Posts Tagged "card"

payday loans, credit card debt also checking account overdraft?

on Jun 22, 2014 in Stated Income Loans | 3 comments

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When going thru foreclosure and late payment on mortgage, would my credit card company raise the interest rate

on May 11, 2014 in Unique Loan Programs | 3 comments

Consequential Obama forging a legacy back to the left In both the domestic and foreign spheres, decease unhealthy Obama has had transformational impact. And there is more to come. Reagan's great achievement at home was to shift the political spectrum to the right. People tend to forget … Obama's impact has been to bring … For more informaiton please visit here… HUD Commissioner Wrong About FHA Mortgage Insurance HUD Commissioner Carol Galante has raised the cost of FHA MIP (Mortgage Insurance Premiums), viagra past the common sense cost/benefit paradigm for most consumers, for sale who have responded by stepping back from the housing market. That is a fact, with interest … If you would like more informaiton please visit here… Americans Shut Out of Housing as FHA Fees Jump: Mortgages Kaufman, a dental hygienist, said she planned to purchase her first home with a mortgage backed by the Federal Housing Administration, whose mandate is to help lower-income buyers. Days later, she found out that the FHA since 2010 had more than … More informaiton please visit here… FHA Loans & FHA Mortgage Programs – HUD As the U.S. housing market recovers from last decade's downturn, today's home buyers aren't always flush with cash. For buyers with few funds for downpayment, loans via the Federal Housing Administration are a popular option. The FHA allows mortgage … For more informaiton please visit here… Question by RavensXXXV: Mortgage Loan? When my Fiance and I go for a mortgage loan will they look at both our incomes and credit score? And what are the determining factors for a loan officer to give you a loan? Best answer: Answer by ga_rei_guyIf you are both going to be on the loan, hospital then both incomes will count. Critereia for a mortgage is dependent on the following: * Credit Score – there are 3 credit bureaus and this thing called a FICO (Fair Issac) score. The closer your score is to 850 the easier the loan is to get and the better rate (lower interest) you will be offered. * Debt to income ratio. If you earn $ 1, side effects 000 a month and have $ 750 per month in bills to pay, this site it will be tougher. Banks/mortgage companies like debt to income to be less than 50%, and would prefer 30% area. * Don’t be getting new loans and don’t apply for new credit until after you have purchased your new home. These “inquiries” will bring down your credit score. Look up your credit online now. You can get it done very inexpensively and know where you stand. Hope that help Give your answer to this question below! Question by Kim: When going thru foreclosure and late payment on mortgage, sales would my credit card company raise the interest rate We are in the 1st month of late payment that we plan to short sale or deed in leiu of foreclosure on our house. My husband heard at work that someone heard on the news, information pills credit companies can raise interest rates for the folks who are going thru late payment on mortgage. Is this valid, more about true fact that is happening now or not? I’ve heard that credit card company wouldn’t do that as long as we make minimum payment on the credit account and are in good standing. ??? Ok, I see that “yes” is the answer to my question. Now how about auto loan? If I get a auto loan now, would the lender of the auto loan can raise interest rate too once they see our FICO drops? Best...

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We are preapproved for a home loan and have a credit card question?

on Feb 13, 2013 in Stated Income Loans | 3 comments

A few nice apartment building photos I found: 0804 | French Apartment Building | 2009 | East Side Image by Facility Records | MSU Physical Plant 0804 | French Apartment Creating | 2009 | East Side For far more residences click here… Many Find Mortgage Refinancing Difficult The Home Affordable Refinance Program (HARP) was supposed to make refinancing easier for millions of struggling homeowners, health but as many have found the HARP rules are structured in a way that makes it hard for borrowers to shop for better deals. It also … If you would like more informaiton please visit here… No signs of HARP burnout The resilience in Home Affordable Refinance Program speeds defies recent talk of a burnout, page said analysts at Bank of America… » New lending rules could dampen Florida's housing recovery. A new set of tighter mortgage rules designed to prevent the … For more informaiton please visit here… Question by BuzzBee: Can property lease payments be added back to cash flow in a commercial mortgage? If an established business exists on a leased property (and will be moving into the new property after closing), and can the lease payments be added back to the cash flow when determining the approval amount for loan? I will not renew my lease if I can find a nice piece of commercial property. I dont understand why not. To me it is like telling a renter interested in purchasing a home that their qualifying amount is based on their income AFTER they pay their rent. It doesnt make sense. The only difference is that the business owner can take that expense off their taxes. Best answer: Answer by Your #1 fanNo. Anything a lesse pays goes to the owner. You receive no benefit from it as the tenant. Maybe less tax as it is a business expense. Give your answer to this question below! Obama Makes Renewed Push for Lower Rates on Refinancing The Responsible Homeowners Act of 2013 would improve upon the government's current Home Affordable Refinance Program (HARP) by eliminating appraisal costs, visit this site reducing upfront fees on refinances, viagra ensuring consistent standards for all lenders and providing … More informaiton please visit here… Question by Jen M: We are looking for a lender who will finance on an FHA Streamlined 203K for purchase with a 580+ FICO.? We are currently preapproved for a traditional FHA loan, adiposity but the lender will not approve a Streamlined 203K with our credit score. Please don’t say find a different house. We simply want to know if anyone is aware of a lender who will finance the Streamlined 203k with a 580. Best answer: Answer by golferwhoworksno not now as you will need with most on a 203K streamline either purchase or refinance at least a 600 and with most a 620 score. You must work on that first. sorry not many will even do these loans If you do get one the rate will be Veryy high on this loan as the lender will charge more like 1.5%-2% over par because they are having a hard time securing these loans on the secondary market I am a mortgage banker in TN & KY Add your own answer in the comments! by Chris Devers Question by mom2abigsis: We are preapproved for a home loan and have a credit card question? Okay, this so we have gone through the process to buy a home…preapproved through a bank for a mortgage loan, found a home, did the offer, and the inspection was just finished Friday. Our closing day is...

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Pay off credit card with fixed home equity draw?

on Dec 30, 2012 in Stated Income Loans | Comments Off on Pay off credit card with fixed home equity draw?

by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: Add your own answer in the comments! Question by Tricia: DTI 35% calc before or...

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How do banks go about accepting credit card checks for a loan payment?

on Dec 23, 2012 in Stated Income Loans | 3 comments

by MANILA IMPERIAL MOTOR SALES . . . . Question by bama1362000: How do banks go about accepting credit card checks for a loan payment? Will they take a credit card check for a loan payment? I am going about selling something and the person wants to pay with a credit card check. It’s not my own credit card check. I just want to make sure they will accept it. I am going about selling something and the person wants to pay with a credit card check. It’s not my own credit card check. I just want to make sure they will accept it. Best answer: Answer by Age of ReasonSure. They do not care it is costing 30% interest to pay down a 6% loan Add your own answer in the comments! How do banks go about accepting credit card checks for a loan...

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