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What I have to be careful if I use HARP through my bank to refinance my house?

on Oct 17, 2012 in HARP Refinance | 1 comment

Question by Private: Stated Income Home Loan? Where can I find one for the state of FL. It seems like NO ONE offers them anymore. We have a house and a closing date so we need a loan by MONDAY or we lose the house. Thanks! We had a pre-approval letter from HSBC and apparently the loan “expired” because we got a phone call Tuesday (11/4) from the loan officer saying that the loan had expired on Friday (10/31) but he wasn’t aware of it. Then he went on to say there was nothing he could do. Best answer: Answer by SOUTH LAKEI did a stated Income home loan with Countrywide in Texas . I don’t know if they are still offering them . What do you think? Answer below! Check out these huge property photos: Wide angle of the Huge Property Image by larrysphatpage 1 of the initial major tests of my new Sigma 10-20mm f/3.five super-wide lens, rx this is a shot of as much of Michigan Stadium as I could get in at 10mm. For a lot more properties click here… entering The Large Residence Image by Mel Sharlene University of Michigan 2012 Commencement If you would like to see a lot more residences click right here… Question by Anabela: What I have to be careful if I use HARP through my bank to refinance my house? By the way, page all my previous answer were really great and helpfull. I want to do a nice research before I refinance. My fixed rate is until next year and I want to reduce my monthly mortgage of $ 1, viagra 100mg 870.00. Basically all my pay check goes to mortgage and I can’t sell it. The price of the house went down 100,000.00. Thank you Best answer: Answer by JefWell, you still need to qualify for the loan. While HARP has looser qualifying thresholds than most conventional refinace options, it does have guidelines for income and debt ratios. If your liabilities eat most of your income, you might now qualify. However, starting an application is usually cheap — $ 10-$ 50 for a lender to grab your credit score and at least look at what might be going on. Know better? Leave your own answer in the comments! What I have to be careful if I use HARP through my bank to refinance my...

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