Any No Doc, Stated Income Commercial loans out there?
Some cool mansion images: Mansion Image by kahunapulej However one more mansion. Can you picture cleaning it? Or paying to heat it? If you would like to see far more houses click right here… A vermiculated sailfin catfish – A pesky burrowing fish …item 2..Armored catfish chewing up South Florida lakes, pill nibbling at homeowners’ wallets (April 20, 2012) .. Image by marsmet471 "If we do nothing, I think eventually we’re going to end up with a sinkhole," said Susanne Ury, president of the Royal Lakes Homeowners Association. ……..***** All images are copyrighted by their respective authors …….. Photo credits .. A vermiculated sailfin catfish. (U.S. Army Corps of Engineers/Courtesy / April 21, 2012) . …………………………………………………………………………………………………………………………………………………………………………. . …..item 1)…. The TF&G Report … Texas Fish & Game … Outdoor News from Around Texas and the World. Invasive Armored Catfish Wreaking Havoc on Florida Waters April 22, 2012 By Robert Gillock – Web News Editor www.fishgame.com/newsblog.php?p=8079#.T5caP7PZIvk An invasive burrowing catfish with no natural predators is wreaking havoc in South Florida–and they are in Texas waters, too. . ………………………………… img code photo … Andrew Cumberland www.fishgame.com/blogs/news/wp-content/uploads/2012/04/ar… Andrew Cumberland with an armored catfish caught from the Guadalupe River near his home on July 12, 2011. …………………………………. . . The armored catfish eats away at local lakes, contributing to erosion that can steal more than 10 feet off the water’s edge. Someone even tried spearfishing in a desperate effort to eliminate them, according to one resident of the Royal Lakes community west of Boynton Beach. “There are some people who get totally upset, and I can understand why,” said Ralph LaPrairie, a fisheries biologist with the Florida Fish and Wildlife Conservation Commission. There are some quick fixes, including installing wire mesh or spike rush, a dense aquatic plant. “But that’s not 100 percent foolproof,” LaPrairie warned. More Here… www.sun-sentinel.com/news/palm-beach/boynton-beach/fl-arm… Related Stories Armored Catfish Threatening Texas Waterways Invasive Species Attacking Texas Scientists Study Exotic Species Invasions . . ……………………………………………………………………………………………………………………………………………………………………… . …..item 2)…. Sun Sentinel … www.sun-sentinel.com/news … Home > News > Boynton Beach Palm Beach County, Boca Raton and now the Treasure Coast Armored catfish chewing up South Florida lakes, nibbling at homeowners’ wallets Repairs can cost million, contractor says By Ben Wolford, Sun Sentinel 6:20 p.m. EDT, April 20, 2012 www.sun-sentinel.com/news/palm-beach/boynton-beach/fl-arm… WEST BOYNTON — A pesky burrowing fish that has no natural predator is wreaking havoc in South Florida. The armored catfish eats away at local lakes, contributing to erosion that can steal more than 10 feet off the water’s edge. Someone even tried spearfishing in a desperate effort to eliminate them, according to one resident of the Royal Lakes community west of Boynton Beach. Surveillance Video: Check out these videos of crimes caught on camera "There are some people who get totally upset, and I can understand why," said Ralph LaPrairie, a fisheries biologist with the Florida Fish and Wildlife Conservation Commission. There are some quick fixes, including installing wire mesh or spike rush, a dense aquatic plant. "But that’s not 100 percent foolproof," LaPrairie warned. There are more reasons than one to take on this fish fight. "One, it’s a safety issue. Two, it’s a curb-appeal issue," said Chip Sollins, owner of Lake Erosion Restoration, a contractor in Boca Raton. Any permanent solution carries a hefty pricetag, as the small community of Royal Lakes is discovering. Hiring a contractor would cost as much as 0,000, and an assessment to pay for it likely would spark controversy. "If we do nothing, I think eventually we’re going to end up with a sinkhole," said Susanne Ury, president of the Royal Lakes Homeowners Association....
Read More[ F1 News: ] Commercial Loan Mortgage refinance Clear information about commercial loans
of The Holy Hand Grenade! Loan refinance mortgage register trade-Clear information about commercial loans Articles by Sudarsan Chhetri For more informaiton please visit here … More Stated Income Commercial loans...
Read More[F1 News:]What You Should Know Before You Apply for a Commercial Loan
by telwink What You Should Know Before You Apply for a Commercial Loan Article by Sandeep Thakur For more informaiton please visit here…
Read More[ F1 News: ] Commercial Loan Modifications – Never been easier
by cindy47452 Commercial Loan Modifications – Never been easier article by Walter Sigmore more informaiton please visit here … www.finance1online.com We offer unique Private Mortgage Banking and Hard Money Loan capital costs for borrowers and properties that are not conventional underwriting guidelines. Our lending solutions include: low income and no doc loans given to M, there price interest only loans, hospital nurse make-sense gross income qualifying, cheapest high debt ratio loans to 55% DTI, 2nd Mortgages / HELOCs and low private / hard money goes 0K + for commercial and residential construction loans to M residential hogger for commercial, ultra jumbo loans to 0M + for special financing solutions … continue our private mortgage banking list of solutions and more. Visit www.finance1online.com for more information more great property information, click here...
Read MoreReverse Mortgage BanksStated Income Commercial Loan For Your Commercial Property
Stated Income Loan Refinance Stat?d income mortgage loans are making ? slow comeback and it is ? good thing. The lending regulations ?n our opinion were over-tightened. Now, pilule y?u have legitimate ?elf employed borrowers who cannot get ? loan. That ?s a problem which needs to be fixed. If ?ou are not ?oing to bring ?tated income loans back in full force, pilule then the full documentation guidelines need to change for self employed borrowers. They should use the gross ?ncome (or somewhere ?bove the net) ?n the tax returns for qualification ?urposes. Salaried borrowers ?re showing gross ?ncome before tax ?eductions and so should self employed borr?wers. A problem presented it?elf because loan modifi?ation companies were charging homeowners upfront f?es to begin working on these modific?tions. The fact ?s that too m?ny consumers were ?n financial distress and requesting modifications and certain loan modification companies did n?t have enough personnel on staff to handle all ?f their clients. As a result, th?y were unable to complete as many modifications as there were requests f?r modifications. The governm?nt of California step?ed in and wrote new loan modification regulations that stat?d it would be unlawful to char?e upfront fees ?f anyone in foreclosure requesting to chan?e the terms ?f their loan Stated income mortgage ?oans – A ?tated income mortgage ?oan was designed for borrowers who ?an’t verify their ?ncome with traditional ?ncome documentation, typically these borrowers are ?elf-employed or work for tips have s?asonal employment or work on commission. A stated income m?rtgage loan is ? good Stated Income Loans option ?f you would have difficulty proving ?our income The income that you state on the m?rtgage application must be average in ?our occupation and a?sets are generally verified. This means that if you ?re a waitress ?nd you say ?ou make $10,000 ? month it may raise some e?ebrows in underwriting. 100% LTV – r?duced documentation programs were designed by “profiling” borrower types. The t?pical profile of ? stated income a?plicant was a b?rrower with irregular income because he/she e?rned seasonal or c?mmission income, and was typically self-employed. Appl?cants were qualified u?ing their “stated “ annual income for the previous two years. Loans were underwritten and closed under this honor sy?tem, as lenders typ?cally did not verify a borrower’s st?ted earnings with the IRS. Stated in?ome was also ext?nded to wage earners at 100% LTV with FICO min?mums set as ?ow as 580. Primary, se?ond, and non-owner residence?. In Florida, you ne?d to find ju?t the right pers?n who knows h?w to get the best stated income self employed loans possible. If y?u are a self-empl?yed borrower in Flor?da then you wi?l have your own set of issu?s getting a mortg?ge that other peop?e may not have. One of ?ur professional Florida mortgage specialists can help you with ?our stated income ?oan and get ?ou the house that you have ?our eye on. Don’t let the fact that you ?on’t have a W2 job and that your loan will be paid ?ff using self ?mployment fund stop ?ou from getting ?nto the home ?f your dreams. Who are stated income mortgage loans m?ant for? For the most part, this loan is for the self em?loyed borrower who c?nnot document all ?f the income ?r shows a v?ry low net income on the tax return. In ad?ition, a stated income mortgage loan ?s great for ? person who e?rns some salary but also cash that is not docum?nted anywhere. An example would be ? waiter, bar ten?er, valet parking atten?ant, limo driver, etc One other t?pe of borrower who may opt...
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