Posts Tagged "Companies"

Home loan companies that have programs for exceptions on income verification?

on May 31, 2014 in Stated Income Loans | 1 comment

Cant find what your looking for? Enter city or state here… Despite Falling Mortgage Rates, approved March 2014 HARP Loan Closings Lowest … In late-2011, the Home Affordable Refinance Program (HARP) was made available to U.S. homeowners whose mortgages were "severely underwater". The program was a hit, and help homeowners to refinance. At its peak, HARP loans for which … More informaiton please visit here… Florida Stated Income Loan The Only Florida Stated Income Loan Available! Florida Stated Income Loan from $600K to $10M in Miami-Dade, find Palm Beach, stuff Broward and Monroe (other counties considered). Our private mortgage banking relationships in Florida enable us to bring the Florida Stated Income Loan opportunity to our clients. See guidelines below… Super Jumbo Stated Income Loans guidelines are as follows: Florida Stated Income Loan Amounts $600K to $10M Only (higher case by case). Foreign Nationals, this Trusts, Non-Permanent Resident Aliens ok! ARM: 3yr & 5yr (OO & Inv)-20 yr Amortization Fixed: 15, 20 & 30 Year Loans (Inv only) 15 yr & 20 yr HELOCs (first position only) Construction Take-Out Loans Okay!! Florida Stated Income Loan Purchase or Refi: OO/NOO, PUD, Investment, 1-4 Units Condotel and Non-Warrantable Condos Okay!! Self Employed and W2 Allowed! Purchase: 90% LTV to $10M (larger case by case) Refinance: 75% LTV to $10M (larger case by case) No Seasoning Restrictions For Free & Clear Property Florida Stated Income Loan Up to 4 Properties Financed Okay! Low Competitive Rates, Not Hard Money! 36 months PITI Needed This is the 1st Stated Income Loan Florida has seen in a few years.  Lender specifics are stringent.  If you are a high net worth individual or institution the Florida Stated Income Loan was build for you.  Florida Stated Income Loan are jumbo only.  No loans under $600K will be considered.  If you are self employed and may be able to qualify from business gross receipts you may qualify with a limited doc program (different from the Florida Stated Income Loan).  Call or email with your loan details to discuss. Note: Florida Stated Income Loan county limitations apply. Banking relationship case by cases. Min 45 day close. Rates and program details can change without notice. Program many not be available in all states (case by case). Programs and guidelines subject to change without notice. Find program guidelines for your your city or state: Affiliations: NAMB | NBA | NAMP | GM Find your city below for eligibility: – A – Cities in Florida that begin with the letter “A”. Alachua, FL Alford, FL Altamonte Springs, FL Altha, FL Altoona, FL Alturas, FL Alva, FL Anna Maria, FL Anthony, FL Apalachicola, FL Apollo Beach, FL Apopka, FL Arcadia, FL Archer, FL Argyle, FL Aripeka, FL Astatula, FL Astor, FL Atlantic Beach, FL Auburndale, FL Avon Park, FL – B – Cities in Florida that begin with the letter “B”. Babson Park, FL Bagdad, FL Baker, FL Balm, FL Barberville, FL Bartow, FL Bascom, FL Bay Pines, FL Bell, FL Belle Glade, FL Belleair Beach, FL Belleview, FL Beverly Hills, FL Big Pine Key, FL Blountstown, FL Boca Grande, FL Boca Raton, FL Bokeelia, FL Bonifay, FL Bonita Springs, FL Bostwick, FL Bowling Green, FL Boynton Beach, FL Bradenton, FL Bradenton Beach, FL Bradley, FL Brandon, FL Branford, FL Bristol, FL Bronson, FL Brooker, FL Brooksville, FL Bryant, FL Bryceville, FL Bunnell, FL Bushnell, FL – C – Cities in Florida that begin with the letter “C”. Callahan, FL Campbellton, FL Canal Point, FL Candler, FL Cantonment, FL Cape Canaveral, FL Cape Coral, FL Captiva, FL Carrabelle, FL Caryville, FL Cassadaga, FL Casselberry, FL...

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Kroll on Non-Bank Mortgage Companies; Free-For-All in Servicing Market

on May 30, 2014 in Stated Income Loans | Comments Off on Kroll on Non-Bank Mortgage Companies; Free-For-All in Servicing Market

First Trust Deed Investing Information Finance One First Trust Deed Investing Trust Deed Investing Unlike other private money lenders, ambulance patient Finance One compensates our Trust Deed Investing investors with origination points at close of each transaction…we are a true partner to our investors! Call 1-888-814-8406 , or email info@finance1online.com for details! Finance One Trust Deed Investmenting can offer high returns with low risk. Trust deeds are similar in function to traditional mortgages. The primary Trust Deed Investing difference is that while mortgages involve only two parties, a borrower and a lender, trust deeds involve three: a borrower, a lender and a trustee. The Trust Deed Investing trustee is a third party who holds legal title to the property in question on behalf of the lender until the loan is paid in full. In the event of default, the lender can take possession of the property. Trust Deed Investing investors can invest in trust deeds either by directly making a loan or by purchasing an existing promissory note. If you are looking for Trust Deed Investing higher rates of return than other fixed rate investments, or want less volatility than stock investments, then you should be Trust Deed Investing with us! Typical returns are 9% to 15% annually. Trust Deed investing requires a minimum investment of $50,000. You can also invest your IRA funds using a Self Directed IRA. Qualifications: We sell Trust Deed Investing real estate notes and trust deed investments to qualified investors who have a net worth of over $250,000, and who have experience in Trust Deed Investing or real estate and/or buying real estate notes and trust deeds. Improve Your Investment Portfolio…Short and Long Term, High Yield Trust Deed. Single Notes: •Trust Deed Investing investors can purchase single whole notes secured by real property. The investor owns the entire note and the borrower pays the investor monthly mortgage payments which are collected by a servicing agent and distributed to the investor every month. Property Types Loaned Against: •Single Family Residential and 1 – 4 units, both owner-occupied and investment properties •5-unit to 100-unit apartment buildings •Income Producing Commercial: office, retail, manufacturing, warehousing •Residential and commercial construction lending High Yield Trust Deed Investing Notes: •Short or Long Term Interest Bearing •Fixed Rates •Earn 9% to 11% interest annually (can earn more if they are paid off early) •Vary in size between $50,000 to $1,000,000 You Will Receive in Your Possession: •Trust Deed Investing Promissory Note •Trust Deed Investing Recorded Deed of Trust – giving you a secured lien against the property •A Policy of Title Insurance/Endorsement insuring your position as Beneficiary •A Fire Insurance Policy Endorsement insuring your investment against fire Our Loan Service Benefits: •Professional management of each account •All necessary collection functions •Collection of borrower’s monthly payments •Disbursement of payments to you within days of receipt •ACH deposits available •Assistance with payoffs and any other service related issues Benefits as an Investor: •Earn a high rate of interest on your investment (secured by real estate) •Automated, full service Loan Servicing at a minimal charge •Amortized schedule on those notes that require one •Very little time is required by you when we handle your loan servicing If you would like to become an investor, and you meet the qualifications above, contact us at info@finance1online.com. First Trust Deed Investing Information can change at any time. Find investment opportunities by city or state: Affiliations: NAMB | NBA | NAMP | GM Pennsylvania Stated Income Loan! 80% Stated Income Loans In Pennsylvania – No Income, order Asset or FICO! Pennsylvania Stated Income Loans up to 80% LTV (see our no...

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how do i compare mortgage companies rate without each of them pulling my credit?

on Jan 2, 2013 in Unique Loan Programs | 2 comments

Some cool mansion photos: Mansion Hotel Image by feldpress Mansion Hotel Grand Opening Could 12, ampoule illness 2007 For more homes click right here… Question by peeboo6es2003: how do i compare mortgage companies rate without each of them pulling my credit? I want to compare different mortgage lenders rates for me but I don’t want them all pulling my credit & lowering my score. My credit score is 739, doctor and a place told me 6.5% yesterday. What is the average rate for good credit?? Can I get a better rate from my bank or a mortgage company? Best answer: Answer by Mythogical BeastMost places can give you a quote by just hearing your average annual income, buy how much a property is worth, how much you want to borrow, and what your credit rating is, and how much outstanding debt you already have. They’ll just take your word for it, knowing that it would be a preliminary rate that would have to be adjusted when more facts (like the condition of the property) are known. Nonetheless, it’s a number that would allow you to compare rates. When comparing rates, you need to pick a specific loan period (30 years is typical, but go for 15 if you can afford it), and nail them down about the number of points. You can get a lower rate if you take a shorter period, and an increase in points can also decrease your rate. Give your answer to this question below! how do i compare mortgage companies rate without each of them pulling my...

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Reputable mortgage companies?

on Dec 17, 2012 in HARP Refinance | 1 comment

Some cool condominium photos: Fotoloco The Alexandra Condominium Halloween Celebration by Ortigas and Company 077 Image by FOTOLOCO! Fotoloco photo booth photographs @ The Alexandra Condominium Halloween Celebration | Ortigas &amp Firm | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth For a lot more residences click right here… Fotoloco The Alexandra Condominium Halloween Party by Ortigas and Business 071 Image by FOTOLOCO! Fotoloco photo booth photos @ The Alexandra Condominium Halloween Celebration | Ortigas &amp Firm | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth If you would like to see more residences click here… Fotoloco The Alexandra Condominium Halloween Celebration by Ortigas and Business 065 Image by FOTOLOCO! Fotoloco photo booth photographs @ The Alexandra Condominium Halloween Celebration | Ortigas &amp Organization | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth For much more residences click right here… Question by Wildflower: Reputable mortgage companies? There must be some reputable mortgage companies out there. We are upside down on our mortgage, help we owe more than the house is worth. We keep getting offers in the mail to refinance and they’re for people who are in our situation. The offers say bad credit doesn’t matter, no equity is okay etc. etc but I’m always afraid they are scammers. Can anyone help me? Best answer: Answer by ToniBe careful of anything offered to you. Consider any calls, mail, etc, to be scams. You must find the company yourself ! You can call the federally sponsored program and they will help you find a list of lenders. It’s the Making Home Affordable Program . gov http://makinghomeaffordable.gov/ Surprised to see a new update on the page. A paragraph on how to avoid re-fi scams (read it). The government is trying to avoid foreclosures – these people have a sincere concern to help you. Or you can go to bankrate.com and click on mortgages… Give your answer to this question below! Reputable mortgage...

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Can I get a home loan with short-term W2 income from various companies?

on Dec 13, 2012 in Stated Income Loans | Comments Off on Can I get a home loan with short-term W2 income from various companies?

by Vietnam Plants & America plants Question by jellofosho: how likely would you be audited if you apply for a low doc loan? in todays market (july 2008) what percentage of low doc loans are audited? Best answer: Answer by Bridget HAudited by who? I am assuming low doc means low loan amout also. Regulators? Not very likely. Internal audit? Probably just as likely as any other. What do you think? Answer below! Arkansas HARP Refinancing Specialist Uses New HARP 2.0 Program to Help … North Little Rock, ambulance AR — (SBWIRE) — 12/05/2012 — In October 2011, case Fannie Mae and Freddie Mac along with the Federal Housing Finance Agency (FHFA) announced modifications to the Home Affordable Refinance Program to make it easier for lenders to … If you would like more informaiton please visit here… Another Asterisk for Asset Purchases The federal government encourages mortgage companies to refinance borrowers whose debts exceed 80 percent of the value of their homes by instructing Fannie Mae and Freddie Mac to buy the new loans and to relax some of their usual conditions and … For more informaiton please visit here… Foreclosure Assistance Ads Unveiled Federal officials are launching a new ad campaign to raise awareness of the assistance that may be available to financially stressed homeowners through the Making Home Affordable Program (MHA). The Treasury … MHA has two major components, the Home … If you would like more informaiton please visit here… Question by Jackie N: Can I use a second mortgage to finance a new mortgage in California? My husband and I are considering taking out a small second (approx $ 10, ambulance 000) on our condo to pay the 3% downpayment required for a second home. We plan on using the FHA loan. Are we able to do this? We live in California, and lending rules are becoming very strict. Thank you in advance. Best answer: Answer by Dale HYou cannot use the FHA programs to finance a 2nd home purchase. If what you meant is that you are taking a 2nd mortgage against a condo you own to buy a new home in California to use as your primary residence, that should be okay provided you don’t have an FHA loan on your condo. Good luck and you are right. The whole landscape of lending has changed. Let me know if you have any other questions. Add your own answer in the comments! by Tomathon Question by logank1469: How low do you think mortgage rates will fall in the next 6 to 8 months? I live in Raleigh, cure NC . I’m wanting to buy a house some time this summer. I have a FICO score of 700+. I’m looking for 170K to 200K house with a 5% downpayment. what kind of interest rate can I expect for a standard 30 year fixed mortgage? Best answer: Answer by Thomas HThe mortgage rates right now are 5.63% for a 30-year fixed and 5.08% for a 15-year fixed. There is really no way of knowing if the rates will continue to fall. They can change daily! However, viagra you may be able to get more for your money. Raleigh/Cary had an increase of 122% of foreclosures last year. There are going to be more people looking to sell quickly, which is good news to the buyer! Give your answer to this question below! by marsmet462 Question by parker_sellers: Can I get a home loan with short-term W2 income from various companies? My fiance and I are trying to get pre-approved for a home loan, dosage and the...

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