Posts Tagged "Companies"

Q&A: What is the best way to get a home loan with bad credit? Are there any reputable credit repair companies?

on Nov 27, 2012 in FHA Information | 5 comments

Question by cac: What is the best way to get a home loan with bad credit? Are there any reputable credit repair companies? Best answer: Answer by girlRead some tips and articles on credit and more on this site to help you with it Know better? Leave your own answer in the comments! Q&A: What is the best way to get a home loan with bad credit? Are there any reputable credit repair...

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What are the risks associated with refinancing home loan with a local lender instead of the big companies?

on Nov 26, 2012 in HARP Refinance | 2 comments

by marsmet526 Question by MJ: What are the risks associated with refinancing home loan with a local lender instead of the big companies? we are in the process of refinancing our home & i recently submitted my contact info online & i’m receiving calls from many of the local lenders, clinic here Can anybody let me know if there are any risks associated with the small companies instead of going with big banks like Wells fargo , about it BOA or WaMu .. Thank u in advance … Best answer: Answer by BrennaIt’s extremely important to understand that with a little time and the right approach getting the absolute best mortgage refinancing is not a huge problem.Companies/businesses that arrange financial products of this natureenter into some research and groundwork on your own because the Internet can equip you with an absolute pot of gold of very helpful data when it is essential that you get the best mortgage refinancing. Add your own answer in the comments! What are the risks associated with refinancing home loan with a local lender instead of the big...

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what mortgage companies in washington state will approve you for a home loan with a recent bankruptcy?

on Nov 23, 2012 in FHA Information | 1 comment

Question by swaroop: Can I claim Income Tax for home loan which(flat) is under construction? Can I claim Income Tax for home loan which(flat) is under construction. Do I need to occupy the house for claiming the Income Tax. What is the criteria for claiming and how much I can claim. Best answer: Answer by Himanshu GoyalAs per indian income tax act 1961, erectile cost you can claim deduction for repayment of home loan(principal amount) for home which is ready and not under construction. this deduction is available under section 80c upto maximum of rs. 1 lac. also u can claim interest deduction under section 24 after the completion of house and the interest for the period of construction can be claimed after construction in 5 years. Add your own answer in the comments! Question by In the Kitchen: What kinds of things does FHA look for when inspecting a home for sale? What structural items are they looking at when a buyer applies for an FHA loan? Best answer: Answer by Lisa LFHA does not do an inspection. An FHA appraiser does the appraisal. FHA has cut back on the rigid rules of a few years ago. That is why you should have an inspection done. The appraiser will look in the attic for possible leaks or damage. S/he will go into crawl space. Be sure there is a vapor barrier in the crawl space. Broken glass is a problem but cracked glass is no longer a problem. That was a big surprise to me. The house should be safe, sildenafil sound & sanitary. A raised deck with no railing would be an issue as well as open stairs with no handrails if more than 3 steps. Peeling paint outside is an issue, more about possibly inside if house was built before 1978. The appraiser is not an inspector. Unless it is glaring it probably will not be an issue. I repeat, get an inspection. What do you think? Answer below! FHA Home Loan Modification Online Explained All About How to Get It FHA Home Loan Modification Online Explained All About How to Get It. Now, remedy many borrowers can reduce their mortgage payments and get their finances back on the proper tack by applying for FHA home loan modification online and qualifying for it. However … For more informaiton please visit here… FHA looks to tweak some mortgage requirements To increase revenue streams long term, FHA is also abandoning its practice of allowing borrowers to cancel their annual mortgage insurance premium payments when their loan balance drops to 78 percent of the property value. In effect, this will mean … For more informaiton please visit here… Mortgage Rates Today: Bank of America, Wells Fargo and BB&T Refinance … Those seeking for a long-term FHA-insured mortgage loan, will see BB&T Bank's 30-year fixed FHA deal being advertised at a rate of 3.000% plus an APR of 3.420% as of Friday. Please, see lenders' websites for more information on current mortgage loan … If you would like more informaiton please visit here… FHA to Raise Mortgage Insurance Premium To try to head-off a request for taxpayer funds, viagra sale FHA says it will raise insurance premiums on FHA loans by one percent. The agency will also require those mortgage insurance policies to remain in effect, there even after the borrower has accumulated more … For more informaiton please visit here… FHA looks to tweak some mortgage requirements To increase revenue streams long term, healing FHA is also abandoning its practice of allowing borrowers to cancel their annual mortgage insurance...

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Q&A: How do I find out what discounts hospitals offer insurance companies?

on Nov 23, 2012 in Stated Income Loans | 2 comments

Question by Tweetie: Who do I contact about restructuring my mortgage? We are looking to refinance but I don’t know weather to stay with our current mortgage company or if I should contact a government program. Best answer: Answer by Megan Cthe mortgage company you have Give your answer to this question below! by the|G|™ Question by kkazb: Where do you see the mortgage interest rate going in next 2 months? What do you feel about the mortgage interest rate in next 2 months? I will be closing on a house in October end? So I will be able to lock the rate in 2nd or 3rd week of September. Any suggestions? Best answer: Answer by WRwell, about it Ben Bernake will keep interest rate low by the end of December. If you were buying car or house at this time. Right now is the time to lock in rate. Good luck Give your answer to this question below! Question by jesskanurse: Do you have to use the same appraisal when switching to a diff. lender in the middle of an FHA loan? I am close to closing using a certain broker, approved but my current mortgage company offered me a better rate/closing fee. I paid for an appraisal for the initial broker. The new lender says by law, the old appraisal MUST be used since there has already been an FHA case # opened. Is this true? Best answer: Answer by Big daddysorry to answer a question with a question, but how was the appraisal paid for. did you pay for it at the door or was the cost going to be rolled into closing costs. There could be a hang up if it’s rolled in since the broker is on the hook, they may not have to release it as they paid for it. If you paid for it, you should be able to use it, but the appraiser will have to put it in the new lenders name and that will probably cost you. Also, make sure the appraiser is licensed with the new bank, if not, they will want the appraisers license. Last, as far as the new offer goes, make sure you know all the facts, especially the term. Rate isn’t everything. While the rate may be lower with the bank, is the term longer, is it adjustable. Know everything you can about each program, compare the TIL’s from both. Which one costs more in the end? If the banks TIL has higher finance charges than the brokers, is that really a better deal? Does the lower rate really matter if your paying 50k more in the end? Check it all, then make the best decision that allows your family to meet their goals and dreams. good luck Give your answer to this question below! A handful of nice chateau pictures I identified: Château de Chenonceau Image by *S A N D E E P* Château de Chenonceau is one of the most stunning chateaux in the Loire Valley, viagra 100mg France. A lot more wonderful houses click here… Château de Saint-Germain en Laye Image by ecololo Château de Saint-Germain en Laye Far more great homes click right here… Question by Miss Letty: What is the process and charges (if any) for applying for a forclosure home loan? I’ts been a while since I apply for any home loans, ed but I don’t know if forclosure loans are different? Are there any initial or process fees involved, and a limit on the application loan? Best answer: Answer by Age of ReasonThe same as applying...

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Q&A: Why did banks and Mortgage companies give loans to people without checking thir ability to pay them back?

on Nov 10, 2012 in Stated Income Loans | 4 comments

Question by ds: Why did banks and Mortgage companies give loans to people without checking thir ability to pay them back? No doc loans? Home loans that do not include taxes or Insurance given to people who have NEVER held a job in their life? Why did they do it? Best answer: Answer by Michael MGreed. Add your own answer in the comments! Q&A: Why did banks and Mortgage companies give loans to people without checking thir ability to pay them...

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