Posts Tagged "company"

how in depth does the mortgage company get with verification?

on Mar 10, 2024 in FHA Information | 1 comment

Some cool mansion images: Mansion Image by kahunapulej However one more mansion. Can you picture cleaning it? Or paying to heat it? If you would like to see far more houses click right here… A vermiculated sailfin catfish – A pesky burrowing fish …item 2..Armored catfish chewing up South Florida lakes, pill nibbling at homeowners’ wallets (April 20, 2012) .. Image by marsmet471 "If we do nothing, I think eventually we’re going to end up with a sinkhole," said Susanne Ury, president of the Royal Lakes Homeowners Association. ……..***** All images are copyrighted by their respective authors …….. Photo credits .. A vermiculated sailfin catfish. (U.S. Army Corps of Engineers/Courtesy / April 21, 2012) . …………………………………………………………………………………………………………………………………………………………………………. . …..item 1)…. The TF&G Report … Texas Fish & Game … Outdoor News from Around Texas and the World. Invasive Armored Catfish Wreaking Havoc on Florida Waters April 22, 2012 By Robert Gillock – Web News Editor www.fishgame.com/newsblog.php?p=8079#.T5caP7PZIvk An invasive burrowing catfish with no natural predators is wreaking havoc in South Florida–and they are in Texas waters, too. . ………………………………… img code photo … Andrew Cumberland www.fishgame.com/blogs/news/wp-content/uploads/2012/04/ar… Andrew Cumberland with an armored catfish caught from the Guadalupe River near his home on July 12, 2011. …………………………………. . . The armored catfish eats away at local lakes, contributing to erosion that can steal more than 10 feet off the water’s edge. Someone even tried spearfishing in a desperate effort to eliminate them, according to one resident of the Royal Lakes community west of Boynton Beach. “There are some people who get totally upset, and I can understand why,” said Ralph LaPrairie, a fisheries biologist with the Florida Fish and Wildlife Conservation Commission. There are some quick fixes, including installing wire mesh or spike rush, a dense aquatic plant. “But that’s not 100 percent foolproof,” LaPrairie warned. More Here… www.sun-sentinel.com/news/palm-beach/boynton-beach/fl-arm… Related Stories Armored Catfish Threatening Texas Waterways Invasive Species Attacking Texas Scientists Study Exotic Species Invasions . . ……………………………………………………………………………………………………………………………………………………………………… . …..item 2)…. Sun Sentinel … www.sun-sentinel.com/news … Home > News > Boynton Beach Palm Beach County, Boca Raton and now the Treasure Coast Armored catfish chewing up South Florida lakes, nibbling at homeowners’ wallets Repairs can cost million, contractor says By Ben Wolford, Sun Sentinel 6:20 p.m. EDT, April 20, 2012 www.sun-sentinel.com/news/palm-beach/boynton-beach/fl-arm… WEST BOYNTON — A pesky burrowing fish that has no natural predator is wreaking havoc in South Florida. The armored catfish eats away at local lakes, contributing to erosion that can steal more than 10 feet off the water’s edge. Someone even tried spearfishing in a desperate effort to eliminate them, according to one resident of the Royal Lakes community west of Boynton Beach. Surveillance Video: Check out these videos of crimes caught on camera "There are some people who get totally upset, and I can understand why," said Ralph LaPrairie, a fisheries biologist with the Florida Fish and Wildlife Conservation Commission. There are some quick fixes, including installing wire mesh or spike rush, a dense aquatic plant. "But that’s not 100 percent foolproof," LaPrairie warned. There are more reasons than one to take on this fish fight. "One, it’s a safety issue. Two, it’s a curb-appeal issue," said Chip Sollins, owner of Lake Erosion Restoration, a contractor in Boca Raton. Any permanent solution carries a hefty pricetag, as the small community of Royal Lakes is discovering. Hiring a contractor would cost as much as 0,000, and an assessment to pay for it likely would spark controversy. "If we do nothing, I think eventually we’re going to end up with a sinkhole," said Susanne Ury, president of the Royal Lakes Homeowners Association....

Read More

Q&A: How do I get my mortgage company to forgive a portion of my loan and lower my interest rate?

on Mar 3, 2024 in FHA Information | 3 comments

Check out these apartment developing images: Tall Apartment Developing Image by colinwood0 If you would like to see a lot more homes click right here… Bloomfield Apartment Creating Image by joseph a This eye-catching apartment block is located close to Penn Ave in the leafy northern portion of Pittsburgh’s Bloomfield neighborhood. So several buildings in Pittsburgh appear to combine a range of stylistic components. If you would like to see more homes click right here… by eyewashdesign: A. Golden Question by Shawna Ryder: Im on top of the world right now! Do you think i will qualify for low income home loan?We really need it…? I just went down to casa de la sol realty and did all the paper work and every thing for the low income home loan.She said we were the we’re the perfect applicants we have 710 and 695 credit score, rx no credit cards, stuff we own all are cars/dirt bike/street bikes/trucks, site and we don’t pay rent. bills come to $ 470 a month that’s cell phones/utility bill/car insurance and a $ 1,000 personal loan (payed down to $ 800) .We make $ 35,000 – $ 40,000 a year.How much do you think the bank will give us if any thing at all? We found a house for $ 140,000 we love!!! Think we even have a chance or are we just dreaming…. they said we don’t have to put money down and the payments will be $ 300 or under. Best answer: Answer by HuntsmanIn my world – a mortgage should never be more than 2 times your annual income. More lose standards are 3 times your income. Max loan you’ll get is $ 105,000. That means a 35K down payment And this will not allow you to save for the future, things such as retirement and kids college. And cars for cash will be a thing of the past. You won’t be able to save for them – you’ll have to finance them What do you think? Answer below! Question by USA U: Obama Mortgage refinance program, information pills eligibility tool? I applied for refinancing with Obama’s plan back in March 2009. The financier, keeps telling me that the “TOOL” (system) used for “eligibility” is NOT up and running yet, and he cannot submit my file? He keeps saying he will submit it when it is? Does anyone know of problems with this system holding up refi’s? Or am I just getting the RUNAROUND? Best answer: Answer by Ryan MGetting the run around. What do you think? Answer below! Question by Bella B: How do I get my mortgage company to forgive a portion of my loan and lower my interest rate? My mortgage broker at the time convinced me not to use my VA loan or FHA!!! The property is located in Detroit, this MI. I purchased home in 2001 for $ 120K and it appraised for $ 145K…Today it appraises for $ 60K!!! Been trying to sell for 1-yr, information pills along with nine of my neighbors..asking price $ 75k….I lost my job with automotive industry and have since relocated for new job in D.C. where cost of living is 4X that of Detroit!! I cannot purchase home in new area due to income tied up in property. Keeping property is costing me 2700 a month!! I want to just tell mortgage company to take it. It’s my only bill and it’s consumes 1/2 monthly salary. HELP!!! Best answer: Answer by Etta PCall your mortgage company. Talk to the loss mitigation department and advise them you can’t afford the...

Read More

What are the best mortgage company to apply to for first time buyers?

on Feb 15, 2024 in FHA Information | 3 comments

Examine out these massive property photos: Construction at Michigan Stadium (the Huge House) – University of Michigan’s Football Stadium Image by cseeman Far more fantastic homes click right here… HARP 2.0: When Lender Says No, physician Keep Looking for HARP 2.0 Approval HARP 2.0 continues to be active and available for homeowners who meet the eligibility criteria. As a special refinance program for conventional loans, salve HARP 2.0 is strictly for those homeowners who have mortgages that were sold to Fannie Mae or Freddie … If you would like more informaiton please visit here… Throwing a Lifesaver to Underwater Borrowers The Report provides some statistical information, pharm most of which comes as no surprise to mortgage industry participants, while there are some tidbits of data that seem to be demonstrate the impact of the Home Affordable Refinance Program, known as HARP … More informaiton please visit here… HARP Refis Account for Nearly 25 Percent of All Q3 Refis ?In September, half of the loans refinanced through HARP had loan-to-value (LTV) ratios greater than 105 percent and one-fourth had LTVs greater than 125 percent. ?In September, 19 percent of HARP refinances for underwater borrowers were for … If you would like more informaiton please visit here… Question by LIDRENA B: What are the best mortgage company to apply to for first time buyers? we are first time buyers, viagra order what is a good mortgage company to apply? im trying to get a mortgage to get a house in las vegas nevada Best answer: Answer by pammyAbbey, as Santander are doing very well a the moment as they didn’t invest in America. Know better? Leave your own answer in the...

Read More

Is there any company that will give a person a home loan with good credit and student loans?

on Feb 12, 2024 in Stated Income Loans | 1 comment

Examine out these mansion photos: Mansion Image by Xerones The mansion is still the private residence of Sir John Ropner, viagra sale clinic owner of the Thorp Perrow estate. It is not open to the public. For a lot more houses click here… Mansion on Lough Erne Image by jimmyharris Mansion on Lough Erne For more properties click here… Question by funoburgmom: Is there any company that will give a person a home loan with good credit and student loans? Iam trying to buy a house. I have good credit. The only problem on my credit is my student loans. I am getting them consolidated. I have the paper work that shows that, shop but no one want to give me a loan. (DTI is the problem) Is there anyway around this? I am tried of renting. Best answer: Answer by Steve DTry again after you have had your loans consolidated and you have your new payment schedule. Until the debts are officially consolidated, ailment nothing is final and if the DTI is over the 39 to 41% (depending on lender) with mortgage payment, you won’t have any luck. Know better? Leave your own answer in the...

Read More

Does anyone know a mortgage company or broker that goes by FHA rules?

on Feb 3, 2024 in FHA Information | 4 comments

Check out these massive residence images: Construction at Michigan Stadium (the Big Residence) – University of Michigan’s Football Stadium Image by cseeman Massive rennovations at the Huge Home – Michigan Stadium – at the University of Michigan’s Ann Arbor Campus. If you would like to see more houses click right here… Hasty Loan Denials of HARP Refinance Applications Mislead Thousands of … National Mortgage Lender Network, abortion HARPMortgageLender.com (http://www.harpmortgagelender.com), drugs blames hasty loan application denials for the most recent report of low HARP Refinance numbers for severely underwater homeowners provided by the … If you would like more informaiton please visit here… Question by QandA: Is there an income limit on 203k renovation mortgage loans? I know theres limits on a regular FHA mortgage, cure was curious if the same standards apply. Best answer: Answer by glennThere is not an upper limit on income for an FHA 203 K or a more common FHA 203b. These are not subsidized loans. You do have to make enough money to qualify for the payments. a 203 K is to help with renovation. You have to come up with solid bills (not simply rough estimates) for the repairs and sometimes these can be pretty much impossible to come up with. But if the house works out and the lender knows what they are doing and the seller is willing to have patience and you as a buyer understand how this works- it can be done. What do you think? Answer below! Question by Phillissa: Does anyone know a mortgage company or broker that goes by FHA rules? I’m trying to get a mortgage loan but having a bit of trouble because I am paid commission. I’ve now have two years of commission on tax returns, treat but one year and a half was with one company and the other 7 months were with a different company in a different field. I called FHA and they said I would qualify for an FHA loan under there guidelines and that I don’t have to hold a certain position for a certain amount of time as long as I have two years commission on taxes. They even sent me an email with the rules on that to confirm. Some mortgage companies agree and some don’t even though they claim to do things the same. I found two companies that does things FHAs way but they are so busy they are taking a long time to get me a pre-approval. Is there anyone that is fast and on top of things that is okay with our situation? I’m in Austin, view TX. I wouldn’t mind going convential either if need be. Best answer: Answer by godgedThe FHA is a guarantee, they are not the lender. You are going to have to comply with the rules of the specific lenders and wait it out. Give your answer to this question...

Read More