The complex world of immigration law

Posted on Sep 10, 2012 in Stated Income Loans

by State Library of New South Wales collection

How to Set up an SMSF

Article by Kathy Richards

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15 year fha mortgage rates
by marsmet526

Question by : Can i get a 5 year mortgage plan?
Right now i have a 15 year plan (Wellsfargo) and now only have 6 years to go. I want to lower it to 5 years if i can. My interest rate is 6.5%. I saw online that i can on the Wellsfargo website or that it is offered but it says 5-year ARM & another with 5-year ARM FHA. What does that mean?

Best answer:

Answer by Bert
why bother with re-financing? Simply look up an amortization chart and increase your payments to cause the loan to fully amortize in five years instead of six. Trust me, cheapest it’ll cost you to re-finance.

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fha mortgage help
by SS&SS

Question by Iamme1979: Can I use this as some of our downpayment with an FHA mortgage loan?
My husband and I were both going to cash out a week’s vacation at our jobs. Almost $ 1500. This is to help us come up with cash for our down payment for our FHA mortgage. Is this allowable. I know they have to TRACK our income so they know where it’s coming from. Is that okay, about it or should we cash the money, and use it for some of our groceries and other expenditures so that it cannot be tracked.

Best answer:

Answer by nomo
They do not “track” your income, they verify it. As long as you can show your income is sufficient to make the payments plus normal living expenses and you have enough for the down payment, it does not matter if it is vacation money.

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The complex world of immigration law
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