Unique Home Loans

Unique Loan Programs

 

Stated Income, No Doc, IO, FN…Unique Loan Programs!

 

Unique Loan Programs Nationwide

Finance One now offers unique loan programs like Stated Income Home Loans (Stated Income Loans available nationwide, some states case by case), no doc loans, foreign national loans, high ratio loans, etc. We have established private mortgage banking relationships with several institutions to bring unique loan programs to our clients. Example: stated income 3yr Arm, Owner Occupied, stated income loan, 80%+ LTV to $1M, 80% LTV to $3M!…

The Unique Loan Programs…Stated Income Loan and No Doc Loan:

States: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY (same states case by case).
● Purchase 80%+ LTV to $2M; Refi 80% to $2M
Self Employed and W2 income accepted
Residential: OO, NOO, Investment, 1-4 Units
● No Doc Option Available
C/O Refi max OK; No C/O in TX
Min FICO min w/ no derogatory history
OO ARM: 3/1 & 5/1; NOO 3/1, 5/1, 7/1, 30/15 yr
Months PITI Required Liquid, 3 Months Seasoned
Foreign Nationals, Trusts, Coprs and LLCs allowed
Max number of properties finance: 15 total
Non-Occupant Co-Borrower Allowed

*** Unique loan programs  are offered nationwide case by case! With a 400K loan amt and above average assets required! ***

* Note: This unique loan program is not VOE. No banking relationship necessary for loans $3M and under in most cases. Min 30 day close. Stated Income Loan not in al states.

Hard Money Starting @ 6% Residential; 8% Commercial…unique loan programs!

● No Asset, No Income, No FICO option available.Cash-Out on Investment Properties w/o Seasoning
● Construction: Residential and commercial to 65% Cost to Build
● Residential: OO & NOO, 75% LTV, SFR & 1- 4 Unit Only
● Commercial, Residential & Land
● $50K to $30M (rates will vary)
● Purchase/Refinance/Restructure
● Minimal Paperwork – Fast! One Week Funding!
● First, seconds and HELOCs available!
● No Prepayment Penalty Options
● Solid Exit Strategy Required
● Six to Thirty-Six Month ARMs

Other Hot Unique Loan Programs !

● Full Doc Suner and Ultra Jumbo Bank Loans on SFR up to $10M+
● 580+ FICO Full Doc Program: Non-FHA!
● JV programs $1M and up!
● 401K and Non-Recourse Loans available!
Stated Income Loan is available!
●Cross Collateral Programs Available!
● We can lend conventional and private money Nationwide including FHA!

Program many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find program guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

Please contact us with your questions regarding Stated Income Loans or other programs.

The Stated Income Loan and No Doc Loan available in all states case by case. Call for more unique loan programs details!

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