Unique Loan Programs

Stated Income, No Doc, IO, FN…Unique Loan Programs!

Unique Loan Programs Nationwide

Finance One now offers unique loan programs like Stated Income Home Loans (Stated Income Loans limited to CA, GA, NJ, NY, MA, TX, PA…other states case by case), no doc loans, foreign national loans, high ratio loans, etc. We have established private mortgage banking relationships with several institutions to bring unique loan programs to our clients. Example: stated income 3yr Arm, Owner Occupied, stated income loan, 60%+ LTV to $1M, 55% LTV to $3M!…

The Unique Loan Programs…Stated Income Loan and No Doc Loan:

● States: CA, MA, GA, NJ, NY, TX and WA
● Purchase 60%+ LTV to $2M; Refi 50% to $2M
● Self Employed and W2 income accepted
● Residential: OO, NOO, Investment, 1-4 Units
● No Doc Option Available
● C/O Refi max OK; No C/O in TX
● Min FICO min w/ no derogatory history
● OO ARM: 3/1 & 5/1; NOO 3/1, 5/1, 7/1, 30/15 yr
● Months PITI Required Liquid, 3 Months Seasoned
● Foreign Nationals, Trusts, Coprs and LLCs allowed
● Max number of properties finance: 15 total
● Non-Occupant Co-Borrower Allowed

*** Unique loan programs  are offered nationwide case by case! With a 400K loan amt and above average assets required! ***

* Note: This unique loan program is not VOE. No banking relationship necessary for loans $3M and under in most cases. Min 30 day close. Stated Income Loan not in al states.

View our program flyer by Clicking Here

Hard Money Starting @ 7.99% Residential; 8.99% Commercial…unique loan programs!

● No Asset, No Income, No FICO option available.Cash-Out on Investment Properties w/o Seasoning
● Construction: Residential and commercial to 65% Cost to Build
● Residential: OO & NOO, 75% LTV, SFR & 1- 4 Unit Only
● Commercial, Residential & Land
● $50K to $30M (rates will vary)
● Purchase/Refinance/Restructure
● Minimal Paperwork – Fast! One Week Funding!
● First, seconds and HELOCs available!
● No Prepayment Penalty Options
● Solid Exit Strategy Required
● Six to Thirty-Six Month ARMs

View our program flyer by Clicking Here

Other Hot Unique Loan Programs !

● Full Doc Suner and Ultra Jumbo Bank Loans on SFR up to $10M+
● 580+ FICO Full Doc Program: Non-FHA!
● JV programs $1M and up!
● 401K and Non-Recourse Loans available!
● Stated Income Loan is available!
●Cross Collateral Programs Available!
● We can lend conventional and private money Nationwide including FHA!

View our program flyer by Clicking Here , Stated Income Loans Information Click Here

You can help us understand more about your needs by contacting us or submitting an Executive Summary. View our program flyer by Click Here

Please contact us with your questions regarding Stated Income Loans or other programs at 1-786-248-1283 , or by email at info@finance1online.com.

The Stated Income Loan and No Doc Loan is not available all states. Call for more unique loan programs details!