what are some government programs to help refinance a house?

Posted on Oct 31, 2012 in HARP Refinance

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Question by Monkey dust: what are some government programs to help refinance a house?
I live in Pennsylvania

Best answer:

Answer by Judy
This isn’t help to re-fi, more about but it is help to prevent foreclosure and re-negotiate your loan.
This may not be what you need- but you look into it.
Hopenow.com – set up by the feds (HUD).
Heard about it in Oprah a couple of years ago – still going strong.
(not oprah – the program)
This service will help you prevent foreclosure – just in case you are in trouble.
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One Comment

  1. There’s only one program…HARP (Home Affordable Refinance Program.) Your current loan has to be with either Fannie or Freddie and you can’t be paying PMI on the current loan. In addition, the LTV can’t exceed 105%, though some lenders are finally starting to go to 125%.

    Go to this website http://makinghomeaffordable.gov/loan_lookup.html and see if your current loan is with Fannie or Freddie. It’s the Making Home Affordable site. If your loan is, then contact your current servicer and maybe 2-3 other lenders for numbers.