What credit score do you need to qualify for an FHA mortgage refinance?

Posted on Apr 11, 2023 in FHA Information

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Question by *EmmaSurella*: What credit score do you need to qualify for an FHA mortgage refinance?
My husband has a 610 and I have a 683. We have 10% equity in our home. Our current lender says he needs a 620 to qualify for FHA (but a few months ago when his credit was 577 the lender said it just had to be 580). Are they trying to play us for fools here?

Best answer:

Answer by Martins
contact loanagent21@gmail.com he is an agent not a lender, cialis 40mg but he would be able to help you out

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2 Comments

  1. MadMan August 19, 2012

    FHA increased the minimum score required from 580 to 620 about three months ago.

  2. Reggie August 19, 2012

    You will need at least 680 and monies to put down.