Posts made in December, 2012

Q&A: Is it Wisconsin state law to have both spouses on the home loan application?

on Dec 30, 2012 in Stated Income Loans | Comments Off on Q&A: Is it Wisconsin state law to have both spouses on the home loan application?

by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit here… Question by Tia: Is it Wisconsin state law to have both spouses on the home loan application? When applying for a home loan in Wisconsin, price is it state law that you and your spouse be on the home loan application. OR can you just apply using just you or your spouse? Best answer: Answer by AndrewATTN: Dear Client, page I am a private registered loan lending firm base in UK, approved We offer short and long term loan. We can be of help to you. if you are interested e-mail or call us now so we can proceed to the next level. Kindly get back to us with the loan amount need, loan duration period,sex,age,annual income, country and phone number. Note: Even if your bank have decided not to offer you a loan because of your bad credit score, we are willing to help you. Awaiting your prompt respond asap. Phone Number:+Tel: 447045713070. Fax Number:+447005931319. Mr Frank Smith. Email: giantloanagency@live.com Add your own answer in the...

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Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets

on Dec 30, 2012 in Unique Loan Programs | Comments Off on Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets

by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer below! Mortgage-Bond Sales Soar on Fed's Refinance Push: Credit Markets The Obama administration fueled additional opportunities for refinancing by pushing Fannie Mae and Freddie Mac at the end of 2011 to expand the Home Affordable Refinance Program, medical or HARP, for borrowers with little or no home equity. Almost 791,000 … If you would like more informaiton please visit here… Taking advantage of the lowest mortgage rates Q I keep hearing about these really low-rate refinance opportunities, but nobody seems to say which bank or mortgage broker is offering them. I have a 15-year fixed rate loan at 4.25 percent. I financed my loan under the Home Affordable Refinance … More informaiton please visit here… Diminished expectations: Oregon politicians try to repair economy, restore … A state agency will conduct a limited test of a program to buy back and refinance underwater mortgages. Still, the …. It's similar to the federal Home Affordable Refinance Plan, the Obama administration response to upside-down mortgages. But HARP is … More informaiton please visit here… Annaly Capital Vs. American Capital Going Into 2013 According to the latest statistics compiled by Mortgage Bankers Association and reported by Bloomberg, sale of Agency MBS reached a three-year high. This was a result of the direct actions from the Fed, which intends to make home ownership affordable. For more informaiton please visit...

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Q&A: How can I refinance from FHA to a conventional loan with little or no money down?

on Dec 30, 2012 in FHA Information | 2 comments

by marsmet526 Question by Brian: Educated guesses about when the FHA 30yr fixed rate will drop and how much? I’m a first time home buyer and I was just preapproved for an FHA loan with a 6.5% rate. Three months ago I was approved for a conventional loan at 6.25%. I’m just wondering when analysists are predicting rates to drop? Best answer: Answer by Natalianot soon the rates are going to go up for the next year unless the government lowers them again Add your own answer in the comments! Question by Cat: How can I refinance from FHA to a conventional loan with little or no money down? Just over 6 months ago, viagra dosage we bought a bank owned property. We’ve put at least 15 grand into fixing it up. I was told that we can switch to conventional with an appraisal that shows our property is worth 20% more as we don’t have cash for closing. Would we not have to pay mortgage insurance if we went conventional and why? I need a little guidance with this. Thanks! Best answer: Answer by MeJoin a credit union and work with them. What do you think? Answer...

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Can someone be charged taxes for the remaining balance of an unpaid loan?

on Dec 30, 2012 in Stated Income Loans | 3 comments

Examine out these chateau pictures: Saumur château and town, buy information pills physician France (panoramic shot) Image by Cathedral City Manual A panoramic shot of the historic town of Saumur in the Anjou area of France. The château (castle) of Saumur is on the left and the River Loire runs across the image. Cathedral City Manual visited Saumur on a day trip from the cathedral city of Angers. If you would like to see a lot more homes click right here… Question by nfl fan: Can someone be charged taxes for the remaining balance of an unpaid loan? Does the IRS tax outstanding balances on an unpaid loan as income. I had to claim a short term loss on my taxes since I was unable to get the money back from loan to a friend that was notarized by the bank with a promissory note. Will the IRS tax this person for the unpaid balance of the loan? Will they look as the unpaid balance as earned income? Best answer: Answer by Quick AnswersIt would never be earned income. Technically it is unearned income, story but since you are not a bank, viagra approved the IRS probably won’t add it to their total income. Know better? Leave your own answer in the...

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Saumur château and town, France (panoramic shot)

on Dec 30, 2012 in Real Estate News | Comments Off on Saumur château and town, France (panoramic shot)

Examine out these chateau pictures: Saumur château and town, buy information pills physician France (panoramic shot) Image by Cathedral City Manual A panoramic shot of the historic town of Saumur in the Anjou area of France. The château (castle) of Saumur is on the left and the River Loire runs across the image. Cathedral City Manual visited Saumur on a day trip from the cathedral city of Angers. If you would like to see a lot more homes click right...

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