Can I take out a home loan for land and a manufactured loan?

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Question by KNight31: What is the difference between VA, approved FHA, remedy Conventional?
I’m thinking of refinancing my home, I would like to know which insurance is better VA, FHA, Conventional? what’s the difference between each one. Which one should I go with ?

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Answer by Emmers
First of all, those are not insurance, they are loan programs. VA stands for Veteran’s Administration and that program can only be used if you are a veteran, so if you are not, you cannot use that loan program.

FHA stands for Federal Housing Administration and that is backed by the federal government and administered by Fannie Mae, Freddie Mac, and Ginnie Mae. It requires a private mortgage insurance with the monthly payment. Credit score requirement for this loan program is 620 or higher.

Conventional requires a 680 credit score or higher and carries mortgage insurance until you have 20% equity in your home or more. So, if you think you have more than 20% equity, I would go with conventional if you meet the credit score limit. Otherwise, you may want to go with FHA.

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Question by Jak K: Can I take out a home loan for land and a manufactured loan?
By home loan I mean a home loan and not a personal property loan like on a trailer home/manufactured home in a trailer court. I qualified for a home loan and I want to keep it cheap, sales so I want to purchase a piece of land and a manufactured home. Wil this work as a home loan if its on private land?
Wow, viagra approved there is quite the array of scams out there! Why would anyone take out a loan from the internet without talking to someone face to face?

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