I want to take a home loan for saving income tax in india?
Question by Subhash Chandra: I want to take a home loan for saving income tax in india? I am a saried person. working in india. I want to take maximum rebate in income tax form home loan. Please answar me that how emi +intrest may take rebate in income tax? how much rebate from loan for construction? Best answer: Answer by Jessy RSee if this helps. http://www.loanforbadcredits.com/ Thanks. What do you think? Answer below!
Read MoreIs Debit consoildation worth it for me?
Question by Brandi: Is Debit consoildation worth it for me? My family was just turn down for a home loan due to our credit score we have a total family debit of $ 3700 (already months overdue). Due to the poor spending habits we have vs our low income and rent it seems as though we owe millions. What my question is debit consolidation worth it? What can I expect to hear? Best answer: Answer by Ginger RIf the consolidation will lower your payments so you can afford to make them , unhealthy it could be a good thing. But remember, pills you can’t run up anymore debt. The worse thing is to consolidate and not change your bad spending habits…you’ll end up even deeper in debt! Also be careful and check out the lender ( remember, if it’s to good to be true..it usually isn’t!!) Before you sign on the dotted line, be sure that the costs of the new, bundled loan will truly be less than what you’re already paying various creditors. For many consolidation-loan candidates, their current credit woes mean they won’t get the lowest-available interest rate. Plus, when there is nothing to secure the loan (such as your home), expect the lender to bump up the rate. Calculate interest and fees on all your existing accounts to determine the total of the payments you now make. Then compare those amounts with the consolidation loan numbers to make sure it truly is a better choice And, as with any product, shop around. The bank down the street may offer an attractive loan rate, but a check of your local credit union could turn up better terms, “Credit unions also tend to be more lenient than the banks,” Add your own answer in the...
Read MoreHow much longer should I have to wait?
Question by Cat: How do you get out of a house that you can no longer afford? Loan written on unimproved land, tadalafil more about so there was a 5, order 000shortage in escrow, so payment almost doubled. We refinanced, but payment still went up a bunch. Market crash, house no longer worth what it was when we moved in, so we are upside down.. electric bill is crazy! Our credit has been destroyed as we struggle to keep our heads above the water. We have already done the Home Affordable Program. This has helped but we are still not making ends meet. Best answer: Answer by Michael PI’m not expert on this, but your best bet is to call an agent that is CDPE (Certified Distressed Property Expert). Basically if you can, Short Sell it is the best option, but a lot of people can’t get the banks to agree on this but a CDPE would be able to help you with this. It would have the least affect on your credit. The next would be a deed in liu foreclosure. Essentially telling the bank, here’s the keys, I’m not gonna trash the place, or have anything drug out in paperwork process I’m just walking away. A bit less of a hit on your credit than a foreclosure. I spoke with this guy: http://www.zillow.com/profile/Kris-Chun/ He was absolutely outstanding in the amount of free time and information he gave me. He’s based out of Napa CA not sure where you are, but he would probably have a website or name of someone in your area you could talk to. Best of luck with all this. What do you think? Answer below! A handful of great apartment developing pictures I located: “The Wilmary Apartment Developing, ed Anderson, S.C.” Image by Particular Collections at Wofford College If you would like to see more residences click right here… Question by Nikki: How much longer should I have to wait? I put in my application for a home loan through USDA a week ago last Thursday. They said Friday that they had got my credit report and rent verification, more about they said they are now waiting on my income verification from my 2 employers. How much longer should it be before I know I am approved? I know I can call, side effects but all they tell me is they have 30 days to approve me. I just want to know how long you had to wait from when you put the application in? Best answer: Answer by Jeremy RIt’s not a big deal to call and ask how the application is progressing. It won’t make a difference either way. Know better? Leave your own answer in the...
Read MoreWhat happens if I cancel a check in nevada for a payday loan?
Some cool apartment developing images: Apartment Constructing 1 Image by Bill Ward’s Brickpile Apartment developing by Dan Farmer. Taken on Sunday, this web visit this March 29, sildenafil 2009 at BrickFest in Portland, OR by Bill Ward. See also BrickFest Photo Roundup on my blog. If you would like to see more residences click right here… Deforest Image by -Marlith- What a name for an Apartment Developing. If you would like to see far more residences click here… by icantcu Question by robin: What happens if I cancel a check in nevada for a payday loan? I have several payday loans holding checks as well as a couple unsecured loans with OUTRAGEOUS interest rates and I can longer afford to pay the extensions that never pay off the loans. What will happen to me in Nevada if I cancel the checks and close my checking account. I don’t want to go jail, link but I have to support my family. Best answer: Answer by Steve DFirst, diagnosis you will have to pay a stop order fee to stop payments on the checks ($ 20 or more usually). Second, stop payment orders expire after 6 months – if the pay day lender is smart, he will hold on to the check and then try to cash it, meaning you will have to pay another $ 20 to re-issue the stop payment (if you remember). If you close the account that could be considered fraud or at best (for you) issuing a bad check. Then, of course, the lender will report the past due account to the credit bureaus, ruining your credit. After that, the debt may get turned over/sold to a collection agency who will obviously come calling trying to collect. In a worst case scenario, the lender or agency can go to court for a judgment, which is a court order for you to pay the debt. If you fail to pay the debt at this point, the lender/agency can return to court and ask that your wages be garnished or assets attached or taken. Give your answer to this question...
Read MoreQ&A: Will it hurt my credit on my preapproved home mortgage if I apply for a consolidation for my credit cards?
Question by beachcchs: Will it hurt my credit on my preapproved home mortgage if I apply for a consolidation for my credit cards? I have been pre-approved for a home loan. I have not found a house yet. I want to consolidate my credit card and personal loans into one loan. I didn’t want to exonerate my home loan approval. Best answer: Answer by muffdiver69no it will not What do you think? Answer below!
Read MoreWhat is the difference between a mortgage and a home equity loan?
Question by BC: What is the difference between a mortgage and a home equity loan? I own a home that is paid off but would like to take out a loan to fund some home improvements as well as help my parents pay off their home equity loan. Given this scenario can I take out a mortgage since mortgage rates are lower or am I limited to a home equity loan. I’m not interested in HELOC’s. Best answer: Answer by Mr. KnowitallYou can easily get a fixed rate first mortgage and get cash out (equity) for your scenario. Check with your local bank or mortgage company. You are not required to take out a HELOC. What do you think? Answer...
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