Lastest Obama Refinance News

Question by Sam: Fha Loan question…….?
Where do I apply for this loan? Can I go to mortgage brokers or do I have to apply through the mail?

Best answer:

Answer by Boomn4x4
Almost any bank or mortgage lender would be able to get you an FHA loan.

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Tony Boselli: Players know the risks, adiposity shouldn't sue the NFL
No one made me do them. I wanted to be on the field. Was there pressure to be on the field? Sure, help it's a job – just like the guy who's waking up this morning, there's pressure to go perform at his job so he can provide for his family. The biggest …
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Editorial: Storage plan for N-waste is one big boondoggle
The U.S. Department of Energy last week finally conceded the obvious: The United States has no plan for the permanent storage of spent fuel from the nation's 100 civilian nuclear generating plants. The department had maintained the fiction there would …
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Why the Miami Heat's big success has meant little profit for Miami-Dade County
But the county received only one profit-sharing check during that time period. The amount: $ 257, order 134.12 — a … The original terms make it hard to forecast financial performance at the arena, rx since much depends not only on Miami's often fickle …
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Mortgage Rates Fall To 11-Month Low; Homeownership Opportunities Extend …
Conventional mortgage rates are available below four percent with some lenders; and VA loans and FHA loans are increasingly priced below four percent as well. Low mortgage … The index attempts to quantify the "opportunity" for a median-income-earning …
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Are you naive or purple?
Many of us are below average, adiposity pay check to pay check, loan to loan, we are living but not LIVING. … We cannot read this article as we do not own a computer, we eat scraps, we share a tin toilet with hundred of our neighbours, and we watch the purple …
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Question by Springstorm: Should I refinance my mortgage interest rate?
Should I refinance my interest rate on my home mortgage? I have been in my home for 9 years and an employee from Chase finance (Chase is my current lender) said for me not to refinance since I have paid off a good portion of the interest. Is this true? Should I refinance? My Chase mortgage interest rate is 6.5 fixed.

Best answer:

Answer by stargrow
Dear Springstun, visit this

Let us look at it this way. Firstly no institution gives out a loan and does not require the interest on the loan because that is their profit on which the wheel of the business is oiled. No profit, dosage no business.

You would always be required to PAY BACK WHAT YOU OWE.

Now this is the other side of it. You must have signed documents and agreements when you were about to take the loan. It is possible, and it happens sometimes, that an incentive is placed in the agreement you signed, that stipulates that if you are able to pay consistently according to the payment terms(without defaulting) or that you were able to pay a particular percentage within a particular period or before a stipulated date, etc. It is possible that you could be rewarded with a waver of the rest portion of the interest.

I would advise you to look at your payment agreements again.maybe the employee is very familiar with you documents and knows that you are supposed to be enjoying this incentive for your prompt payments.
It could also be a company policy which may not have been written but the employees know of it.

This is what you will do.

1. Check you agreements and all the documents you signed and used for the loans and see if there is any incentive what soever pointing to what that employee has said.
2. Look within your local area or country or where you stay and see if there is a law by the government on issues like this that has given you the right for a waving off of the rest of the interest at this stage of your payments.
3. then go and see the employee’s boss or the man in authority, the final authority on these issues in their office and confirm if the employee’s claims are true. This is if there is no legislation that gives you that right.

But you need to know that what you signed is sacrosanct and binding on you both. it is a very long shot, depending on you experience on these kind of issues before you took the loan.

Do a little more research, I wish I could have been there with you so you could know all you should do as the events unfold.

You can only do what you have signed to do. This waver can only be authenticated if and only if by the federal or local law you are entitled to the waver or the lenders decide that by exgratia they will allow you not to pay the remaining interest that they have such a policy and it was not captured in the agreement and as such they will give it to you.

Do a little more research on the links I will provide you below, take you time there, there are a ton of info behind those links and let me know if my answer was helpful.

Remember all loans and interests are meant to be paid unless as stated above.

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Current Mortgage Interest Rates at TD Bank on May 14, page 2014
For the troubled customers, the bank now offers its FHA backed 30 year fixed rate mortgage loans at an interest rate of 4.375% and an annual percentage yield of 4.879%. In the short term lending section, the 15 year counterparts of the 30 year FHA …
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Current Mortgage Interest Rates at US Bank Corp on May 9, 2014
The potential home buyers, who are facing issues in securing standard home loans due to their poor credit scores of their past, or are inability to service heavy down payments, can benefit from the FHA backed 30 year fixed rate mortgage loans, which …
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Mortgage Interest Rates Today: BB&T Fixed, VA and FHA Mortgage Rates for …
… in interest since the beginning of the week. With regards to the 30-year VA mortgage, it has been holding steady at 3.625%. More information on BB&T's home purchase mortgage rates, as well as details on current refinance rates can be found below.
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Summary of Current Mortgage Interest Rates at US Bank Corp on May 5, 2014
The potential customers, who cannot secure standard home loans due to their poor credit score or inability to deal with heavy down payment conditions, can opt for the FHA insured 30 year fixed rate mortgage home loans, which are now coming out at an …
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Question by Mya Stafford: Question about Income Verification and Loans?
So, cost I recently quit my job after 2 years in May 2011 while working at the company I am currently employed at as of May 2011. I applied for a loan and they want income verification, which includes a recent paystub (which I will receive tomorrow), Federal Tax Returns, and 2009/2010 W-2’s. I have all this information (besides the paystub, which I am receiving from my new job). Would this be a problem? Seeing as I’m providing a paystub for a completely different company (Although I did write on my application my current place of hire), than the company whose Tax returns and W-2’s I have?
I have all that information for my OLD job, not my NEW job. I only have the paystub for my NEW job.
I’m earning 2 dollars more than that job, but it’s food service. I was a pharmacy technician before.

Best answer:

Answer by Charlie Tuna
My understanding is that it shouldn’t be a problem if:
– you are earning at least the same amount of money than on your previous job
– You are working on the same line of business

I think lenders don’t want to see instability in your employment, which represents a risk for them to collect in the future. It also depends on the type of loan and the amount.

In the end, being honest and open will serve you best.

Give your answer to this question below!
Question by Alex the great: FHA Home loan question?
I am applying for an FHA home loan and my middle credit score is 618. The new FHA guidelines require a minimum score of 620, visit this site is there any exceptions that could get this pushed through?

Best answer:

Answer by loanmasterone
The FHA score of 620 is mostly a guideline, online there might be things found in you credit report or other items that might allow a lender to accept the responsibility of doing a mortgage loan for you.

In order to find out the type of loan programs you are qualified for you will have to fill out a loan application, with a mortgage broker, which you can find one in your local telephone book.

Make sure this mortgage broker or mortgage banker is able to do government loans such as FHA and VA loans if you qualify for one.

He will fill out this application, which takes awhile so grab your favorite beverage and sit down. Once you have completed the application, he will run your credit report which will have your credit scores. These credit scores will determine your interest rate.

The amount of your monthly debt payments you are required to pay as per your credit report and the amount of mortgage you can take on based on your income will determine the amount of house you will be able to purchase.

When you speak with the mortgage broker you will need the following documents to complete the loan application, there will be others, but this will get you started.

#1 One month of pay stubs for each person that will be on the mortgage.

#2 Six months bank statements from each bank in which you bank as well as statements from any 401K from you place of employment.

#3 Two years of federal income tax along with the W-2 that match.

Once he has all that he need to do he can then issue you a pre-approval letter so you can purchase a home. In this pre-approval letter will be the amount of house you are qualified to purchased.

Once he gives you this pre-approval you may now find a real estate agent to find yourself a home or he might have a referral.

Now make sure before you get your pre-approval you and your mortgage broker go over all your options as to the mortgage programs you qualify for, the interest rate, monthly payments.

If you are getting a FHA, fixed rate, two loans to eliminate PMI like an 80/20 or one loan, if you are qualified for and approved for a 100% loan.

You should select the loan that best suit your financial condition at the time. That could be an adjustable rate loan. It could be a fixed rate loan for 5 or 10 years and then adjust. Some adjustable rate mortgages only adjust once.

Make sure your mortgage broker explain all your options so you may make an intelligent decision.

What might be good for one person might not be good for you, in other words just because your friends and all your real estate buddies are telling you about the great fixed rate they got, your financial situation might call for something else.

So select the best option for you and your financial situation.

You should also get a Good Faith Estimate (GFE) which will indicate the cost you will have to pay for getting this loan. It will also indicate the amount of your down payment.

Once you have found a home the real estate agent will then prepare a contract for you and the seller to sign.

Your mortgage broker will now order an appraisal to show proof of the property value.

The mortgage broker might ask for additional information or documentation, don’t get all up tight this is normal, just supply the information or find the documents needed.

After the appraisal has been completed you will be called by your mortgage broker to sign your loan docs so you can take possession of your new home.

Before signing any loan docs make sure they say exactly what you and your mortgage broker went over when you decided on what mortgage program was best for you.

I hope this has been of some use to you, good luck

“FIGHT ON”

Give your answer to this question below!
Why London's house prices are soaring
The average home in the capital costs more than £450, check 000 ($ 760, look 000); in some neighbourhoods the average house price is more than ten times the average income. What explains this dramatic … Since then, find partly thanks to government subsidies, 95% loan …
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Cleantech Solutions International (CLNT) Q1 2014 Results – Earnings Call …
A few years ago, local governments in our home province of Jiangsu, put policies in place that encourage textile manufactures to reduce pollution from the dyeing process. The result … Net income was $ 2.4 million, or $ 0.68 per basic and diluted share …
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Question by Meatwad: First time mortgage information?
Hi, order I’m currently getting ready to start moving on a mortgage and was wondering if I could get some advice on what to look out for, medicine and certain places that lenders, page sellers, and brokers try to ‘get you’. Any honest information will definitely be put to use and thanks in advance for any answers provided.

Best answer:

Answer by RT
Read the documents carefully – if there is anything you don’t understand – ask until you do understand – if you don’t understand it – don’t sign it.
Understand all fees, prepayment penalties, interest rate and if it can go up or is it fixed (hopefully), no PMI – mortgage insurance (hopefully).

Give your answer to this question below!
Americans Shut Out of Housing as FHA Fees Jump: Mortgages
The FHA, information pills which was created by President Franklin Delano Roosevelt in 1934 during the Great Depression, drug got a $ 1.7 billion cash infusion last year — the first in its history. The agency needed the bailout after more than a quarter of the mortgages it …
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Question by wigberto.serpa: Can someone explain the housing mortgage bust to the layman?

Best answer:

Answer by AM-NM centaur
Lenders wrote mortgages on toilet paper (metaphorically) using no underwriting standards. The going joke was that if a human could fog a mirror (meaning if someone was alive and breathing) they were eligible for a mortgage, story regardless of income because we weren’t going to verify that.

Borrowers could not afford the interest rates that came after the initial teaser rates expired. Investors in securities backed by those mortgages lost much of their investment. Lenders and their investors (source of lenders’ money) are now reluctant to lend any money for new mortgages.

The whole problem essentially comes down to a complete lack of underwriting standards.

Give your answer to this question below!
Question by King Kofo36: no doc mortgage loan ?
i would like to know name of banks in ny have no doc mortgage

Best answer:

Answer by A Hunch
There use to be mortgages called “no doc” loans these were never “NO” document loans. They were low document or few document loans. They still exist. To be qualified for a low doc loan, buy information pills you need valid tax returns, high down payment, and your credit will be checked although your credit score may not be considered.

Call any reputiable mortgage broker. If they don’t do low doc loans, they will probably be able to refer you to someone that does.

The mortgage rate on a low doc loan is typically 2-4% higher than a conventional loan.

Add your own answer in the comments!

Texas Stated Income Loan!

80% Stated Income Loans In Texas – No Income, web Asset or FICO!

Texas Stated Income Loans up to 80% LTV (see our no doc loan program for no income, no asset home loans) with low competitive conventional rates! Stated income loans limited to Texas (other states case by case)! Counties include Anderson, Andrews, Gonzales, etc. Cities include Houston, Dallas, Ft. Worth, etc.

New Stated Income Loans Guidelines

The New 80% Stated Income Loans is limited to Texas (other states case by case). Our banking contacts at several lending institutions have given us a new unique stated income loans product to offer to our borrowers. Example: 30yr & 15yr. True stated income program specifics:

Texas Stated Income Loan Program General Guidelines:

* Note: There are no Stated Income Loan county restrictions. A stated income loans banking relationship may be necessary. Additional requirements may apply in some cases for alt states or super jumbo stated income loans.

About Stated Income Loans

After the mortgage crash stated income loans became very scarce, even non existent. Now, through our immense banking network we have established several banking institutions who will lend to qualified borrowers stated income.

Even though the stated income loan is a Texas SIVA loan (Stared Income Verified Assets), in some cases, qualifying criteria may be considered No Income/No Asset. (NINA). Each stated income loans borrower is looked at individually and case by case.

Stated Income Loans for purchasing property requires a 35% down payment. A refinance with no cash out requires 35% equity position in the property and a cash out refinance requires 40% equity position in a property. Stated income loans for Foreign Nationals are available and are welcome to apply, same LTV and guidelines. This is not a government loan.

Examples of stated income loans we have completed are as follows: 680 FICO 50% LTV the lender close a loan of $1M with cash in hand in CA; 720 fico, 50% LTV 12 months liquid assets, $589K loan in NY; 50% LTV, 700 FICO, investment property, $210K loan amount in Tx. List goes on and on. Stated income loans are here and we are closing them.

Types of Stated Income Loans:

Currently Stated Income Verified Asset (SISA), Stated Income Stated Asset (SIVA) and No Doc, Asset, Income, FICO loans (NINA) loans are available.

Program many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find program guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

Texas Stated Income Loan Cities:

– A –
Cities in Texas that begin with the letter “A”.
Abbott, TX
Abernathy, TX
Abilene, TX
Ace, TX
Ackerly, TX
Addison, TX
Adkins, TX
Adrian, TX
Afton, TX
Agua Dulce, TX
Aiken, TX
Alamo, TX
Alanreed, TX
Alba, TX
Albany, TX
Aledo, TX
Alice, TX
Alief, TX
Allen, TX
Alleyton, TX
Allison, TX
Alpine, TX
Altair, TX
Alto, TX
Alvarado, TX
Alvin, TX
Alvord, TX
Amarillo, TX
Amherst, TX
Anahuac, TX
Anderson, TX
Andrews, TX
Angleton, TX
Angus, TX
Anna, TX
Annona, TX
Anson, TX
Anthony, TX
Anton, TX
Apple Springs, TX
Aquilla, TX
Aransas Pass, TX
Archer City, TX
Argyle, TX
Arlington, TX
Armstrong, TX
Arp, TX
Art, TX
Artesia Wells, TX
Arthur City, TX
Asherton, TX
Aspermont, TX
Atascosa, TX
Athens, TX
Atlanta, TX
Aubrey, TX
Austin, TX
Austwell, TX
Avalon, TX
Avery, TX
Avinger, TX
Avoca, TX
Axtell, TX
Azle, TX

– B –
Cities in Texas that begin with the letter “B”.
Bacliff, TX
Bagwell, TX
Bailey, TX
Baird, TX
Ballinger, TX
Balmorhea, TX
Bandera, TX
Bangs, TX
Banquete, TX
Bardwell, TX
Barker, TX
Barksdale, TX
Barnhart, TX
Barry, TX
Barstow, TX
Bartlett, TX
Bastrop, TX
Batesville, TX
Batson, TX
Bay City, TX
Bayside, TX
Baytown, TX
Beasley, TX
Beaumont, TX
Bebe, TX
Beckville, TX
Bedford, TX
Bedias, TX
Beeville, TX
Bellaire, TX
Bellevue, TX
Bells, TX
Bellville, TX
Belmont, TX
Belton, TX
Ben Bolt, TX
Ben Franklin, TX
Ben Wheeler, TX
Benavides, TX
Bend, TX
Benjamin, TX
Berclair, TX
Bergheim, TX
Bertram, TX
Big Bend National Park, TX
Big Lake, TX
Big Sandy, TX
Big Spring, TX
Big Wells, TX
Bigfoot, TX
Bishop, TX
Bivins, TX
Blackwell, TX
Blanco, TX
Blanket, TX
Bledsoe, TX
Bleiblerville, TX
Blessing, TX
Bloomburg, TX
Blooming Grove, TX
Bloomington, TX
Blossom, TX
Blue Ridge, TX
Bluegrove, TX
Bluff Dale, TX
Bluffton, TX
Blum, TX
Boerne, TX
Bogata, TX
Boling, TX
Bon Wier, TX
Bonham, TX
Booker, TX
Borger, TX
Bovina, TX
Bowie, TX
Boyd, TX
Boys Ranch, TX
Brackettville, TX
Brady, TX
Brandon, TX
Brashear, TX
Brazoria, TX
Breckenridge, TX
Bremond, TX
Brenham, TX
Bridge City, TX
Bridgeport, TX
Briggs, TX
Briscoe, TX
Broaddus, TX
Bronson, TX
Bronte, TX
Brookeland, TX
Brookesmith, TX
Brookshire, TX
Brookston, TX
Brownfield, TX
Brownsboro, TX
Brownsville, TX
Brownwood, TX
Bruceville, TX
Bruni, TX
Bryan, TX
Bryson, TX
Buchanan Dam, TX
Buckholts, TX
Buda, TX
Buffalo, TX
Buffalo Gap, TX
Bula, TX
Bullard, TX
Bulverde, TX
Buna, TX
Burkburnett, TX
Burkett, TX
Burkeville, TX
Burleson, TX
Burlington, TX
Burnet, TX
Burton, TX
Bushland, TX
Byers, TX
Bynum, TX

– C –
Cities in Texas that begin with the letter “C”.
Cactus, TX
Caddo, TX
Caddo Mills, TX
Caldwell, TX
Call, TX
Calliham, TX
Calvert, TX
Camden, TX
Cameron, TX
Camp Wood, TX
Campbell, TX
Campbellton, TX
Canadian, TX
Canton, TX
Canutillo, TX
Canyon, TX
Canyon Lake, TX
Carbon, TX
Carey, TX
Carlsbad, TX
Carlton, TX
Carmine, TX
Carrizo Springs, TX
Carrollton, TX
Carthage, TX
Cason, TX
Castell, TX
Castroville, TX
Cat Spring, TX
Catarina, TX
Cayuga, TX
Cedar Creek, TX
Cedar Hill, TX
Cedar Lane, TX
Cedar Park, TX
Cee Vee, TX
Celeste, TX
Celina, TX
Center, TX
Center Point, TX
Centerville, TX
Centralia, TX
Chalk, TX
Chandler, TX
Channelview, TX
Channing, TX
Chapman Ranch, TX
Chappell Hill, TX
Charlotte, TX
Chatfield, TX
Cherokee, TX
Chester, TX
Chico, TX
Chicota, TX
Childress, TX
Chillicothe, TX
Chilton, TX
China, TX
China Spring, TX
Chireno, TX
Chriesman, TX
Christine, TX
Christoval, TX
Cibolo, TX
Cisco, TX
Clarendon, TX
Clarksville, TX
Claude, TX
Clay, TX
Clayton, TX
Cleburne, TX
Cleveland, TX
Clifton, TX
Clint, TX
Clute, TX
Clyde, TX
Coahoma, TX
Coldspring, TX
Coleman, TX
College Station, TX
Collegeport, TX
Colleyville, TX
Collinsville, TX
Colmesneil, TX
Colorado City, TX
Columbus, TX
Comanche, TX
Combes, TX
Comfort, TX
Commerce, TX
Como, TX
Comstock, TX
Concan, TX
Concepcion, TX
Concord, TX
Conroe, TX
Converse, TX
Cookville, TX
Coolidge, TX
Cooper, TX
Copeville, TX
Coppell, TX
Copperas Cove, TX
Corinth, TX
Corpus Christi, TX
Corrigan, TX
Corsicana, TX
Cost, TX
Cotton Center, TX
Cotulla, TX
Coupland, TX
Covington, TX
Coyanosa, TX
Crandall, TX
Crane, TX
Cranfills Gap, TX
Crawford, TX
Cresson, TX
Crockett, TX
Crosby, TX
Crosbyton, TX
Cross Plains, TX
Crowell, TX
Crowley, TX
Crystal City, TX
Cuero, TX
Cumby, TX
Cuney, TX
Cunningham, TX
Cushing, TX
Cypress, TX

– D –
Cities in Texas that begin with the letter “D”.
D Hanis, TX
Daingerfield, TX
Daisetta, TX
Dale, TX
Dalhart, TX
Dallardsville, TX
Dallas, TX
Damon, TX
Danbury, TX
Danciger, TX
Danevang, TX
Darrouzett, TX
Davilla, TX
Dawn, TX
Dawson, TX
Dayton, TX
De Berry, TX
De Kalb, TX
De Leon, TX
Deanville, TX
Decatur, TX
Deer Park, TX
Del Rio, TX
Del Valle, TX
Dell City, TX
Delmita, TX
Denison, TX
Dennis, TX
Denton, TX
Denver City, TX
Deport, TX
Desdemona, TX
Desoto, TX
Detroit, TX
Devers, TX
Devine, TX
Deweyville, TX
Diana, TX
Diboll, TX
Dickens, TX
Dickinson, TX
Dike, TX
Dilley, TX
Dime Box, TX
Dimmitt, TX
Dinero, TX
Dobbin, TX
Dodd City, TX
Dodge, TX
Dodson, TX
Donie, TX
Donna, TX
Doole, TX
Doss, TX
Doucette, TX
Dougherty, TX
Douglass, TX
Douglassville, TX
Driftwood, TX
Dripping Springs, TX
Driscoll, TX
Dryden, TX
Dublin, TX
Dumas, TX
Dumont, TX
Duncanville, TX
Dunn, TX
Dyess AFB, TX

– E –
Cities in Texas that begin with the letter “E”.
Eagle Lake, TX
Eagle Pass, TX
Early, TX
Earth, TX
East Bernard, TX
Eastland, TX
Easton, TX
Ecleto, TX
Ector, TX
Edcouch, TX
Eddy, TX
Eden, TX
Edgewood, TX
Edinburg, TX
Edmonson, TX
Edna, TX
Edroy, TX
Egypt, TX
El Campo, TX
El Indio, TX
El Paso, TX
Eldorado, TX
Electra, TX
Elgin, TX
Elkhart, TX
Ellinger, TX
Elm Mott, TX
Elmaton, TX
Elmendorf, TX
Elmo, TX
Elsa, TX
Elysian Fields, TX
Emory, TX
Encinal, TX
Encino, TX
Energy, TX
Enloe, TX
Ennis, TX
Enochs, TX
Eola, TX
Era, TX
Estelline, TX
Etoile, TX
Euless, TX
Eustace, TX
Evadale, TX
Evant, TX

– F –
Cities in Texas that begin with the letter “F”.
Fabens, TX
Fairfield, TX
Falcon Heights, TX
Falfurrias, TX
Falls City, TX
Fannin, TX
Farmersville, TX
Farnsworth, TX
Farwell, TX
Fate, TX
Fayetteville, TX
Fentress, TX
Ferris, TX
Fieldton, TX
Fischer, TX
Flat, TX
Flatonia, TX
Flint, TX
Flomot, TX
Florence, TX
Floresville, TX
Flower Mound, TX
Floydada, TX
Fluvanna, TX
Flynn, TX
Follett, TX
Forestburg, TX
Forney, TX
Forreston, TX
Forsan, TX
Fort Davis, TX
Fort Hancock, TX
Fort McKavett, TX
Fort Stockton, TX
Fort Worth, TX
Fowlerton, TX
Francitas, TX
Franklin, TX
Frankston, TX
Fred, TX
Fredericksburg, TX
Fredonia, TX
Freeport, TX
Freer, TX
Fresno, TX
Friendswood, TX
Friona, TX
Frisco, TX
Fritch, TX
Frost, TX
Fruitvale, TX
Fulshear, TX
Fulton, TX

– G –
Cities in Texas that begin with the letter “G”.
Gail, TX
Gainesville, TX
Galena Park, TX
Gallatin, TX
Galveston, TX
Ganado, TX
Garciasville, TX
Garden City, TX
Gardendale, TX
Garland, TX
Garrison, TX
Garwood, TX
Gary, TX
Gatesville, TX
Gause, TX
Geneva, TX
George West, TX
Georgetown, TX
Geronimo, TX
Giddings, TX
Gilchrist, TX
Gillett, TX
Gilmer, TX
Girard, TX
Girvin, TX
Gladewater, TX
Glen Flora, TX
Glen Rose, TX
Glidden, TX
Gober, TX
Godley, TX
Golden, TX
Goldsboro, TX
Goldsmith, TX
Goldthwaite, TX
Goliad, TX
Gonzales, TX
Goodfellow AFB, TX
Goodrich, TX
Gordon, TX
Gordonville, TX
Goree, TX
Gorman, TX
Gouldbusk, TX
Graford, TX
Graham, TX
Granbury, TX
Grand Prairie, TX
Grand Saline, TX
Grandfalls, TX
Grandview, TX
Granger, TX
Grapeland, TX
Grapevine, TX
Greenville, TX
Greenwood, TX
Gregory, TX
Groesbeck, TX
Groom, TX
Groves, TX
Groveton, TX
Grulla, TX
Gruver, TX
Guerra, TX
Gun Barrel City, TX
Gunter, TX
Gustine, TX
Guthrie, TX
Guy, TX

– H –
Cities in Texas that begin with the letter “H”.
Hale Center, TX
Hallettsville, TX
Hallsville, TX
Haltom City, TX
Hamilton, TX
Hamlin, TX
Hamshire, TX
Hankamer, TX
Happy, TX
Hardin, TX
Hargill, TX
Harker Heights, TX
Harleton, TX
Harlingen, TX
Harper, TX
Harrold, TX
Hart, TX
Hartley, TX
Harwood, TX
Haskell, TX
Haslet, TX
Hawkins, TX
Hawley, TX
Hearne, TX
Hebbronville, TX
Hedley, TX
Heidenheimer, TX
Helotes, TX
Hemphill, TX
Hempstead, TX
Henderson, TX
Henrietta, TX
Hereford, TX
Hermleigh, TX
Hewitt, TX
Hext, TX
Hico, TX
Hidalgo, TX
Higgins, TX
High Island, TX
Highlands, TX
Hillister, TX
Hillsboro, TX
Hitchcock, TX
Hobson, TX
Hochheim, TX
Hockley, TX
Holland, TX
Holliday, TX
Hondo, TX
Honey Grove, TX
Hooks, TX
Houston, TX
Howe, TX
Hubbard, TX
Huffman, TX
Hufsmith, TX
Hughes Springs, TX
Hull, TX
Humble, TX
Hungerford, TX
Hunt, TX
Huntington, TX
Huntsville, TX
Hurst, TX
Hutchins, TX
Hutto, TX
Hye, TX

– I –
Cities in Texas that begin with the letter “I”.
Idalou, TX
Imperial, TX
Industry, TX
Inez, TX
Ingleside, TX
Ingram, TX
Iola, TX
Iowa Park, TX
Ira, TX
Iraan, TX
Iredell, TX
Irene, TX
Irving, TX
Italy, TX
Itasca, TX
Ivanhoe, TX

– J –
Cities in Texas that begin with the letter “J”.
Jacksboro, TX
Jacksonville, TX
Jarrell, TX
Jasper, TX
Jayton, TX
Jefferson, TX
Jermyn, TX
Jewett, TX
Joaquin, TX
Johnson City, TX
Joinerville, TX
Jonesboro, TX
Jonesville, TX
Josephine, TX
Joshua, TX
Jourdanton, TX
Judson, TX
Junction, TX
Justiceburg, TX
Justin, TX

– K –
Cities in Texas that begin with the letter “K”.
Kamay, TX
Karnack, TX
Karnes City, TX
Katy, TX
Kaufman, TX
Keene, TX
Keller, TX
Kemah, TX
Kemp, TX
Kempner, TX
Kendalia, TX
Kendleton, TX
Kenedy, TX
Kennard, TX
Kennedale, TX
Kenney, TX
Kerens, TX
Kermit, TX
Kerrville, TX
Kildare, TX
Kilgore, TX
Killeen, TX
Kingsbury, TX
Kingsland, TX
Kingsville, TX
Kirbyville, TX
Kirkland, TX
Kirvin, TX
Klondike, TX
Knickerbocker, TX
Knippa, TX
Knott, TX
Knox City, TX
Kopperl, TX
Kosse, TX
Kountze, TX
Kress, TX
Krum, TX
Kurten, TX
Kyle, TX

– L –
Cities in Texas that begin with the letter “L”.
La Blanca, TX
La Coste, TX
La Feria, TX
La Grange, TX
La Joya, TX
La Marque, TX
La Porte, TX
La Pryor, TX
La Salle, TX
La Vernia, TX
La Victoria, TX
La Villa, TX
La Ward, TX
Ladonia, TX
Laguna Park, TX
Laird Hill, TX
Lake Creek, TX
Lake Dallas, TX
Lake Jackson, TX
Lakeview, TX
Lamesa, TX
Lampasas, TX
Lancaster, TX
Lane City, TX
Laneville, TX
Langtry, TX
Laredo, TX
Larue, TX
Lasara, TX
Latexo, TX
Laughlin A F B, TX
Lavon, TX
Lawn, TX
Lazbuddie, TX
League City, TX
Leakey, TX
Leander, TX
Ledbetter, TX
Leesburg, TX
Leesville, TX
Lefors, TX
Leggett, TX
Lelia Lake, TX
Leming, TX
Lenorah, TX
Leon Junction, TX
Leona, TX
Leonard, TX
Leroy, TX
Levelland, TX
Lewisville, TX
Lexington, TX
Liberty, TX
Liberty Hill, TX
Lillian, TX
Lincoln, TX
Lindale, TX
Linden, TX
Lindsay, TX
Lingleville, TX
Linn, TX
Lipan, TX
Lipscomb, TX
Lissie, TX
Little Elm, TX
Little River, TX
Littlefield, TX
Liverpool, TX
Livingston, TX
Llano, TX
Lockhart, TX
Lockney, TX
Lodi, TX
Lohn, TX
Lolita, TX
Lometa, TX
London, TX
Lone Oak, TX
Lone Star, TX
Long Branch, TX
Long Mott, TX
Longview, TX
Loop, TX
Lopeno, TX
Loraine, TX
Lorena, TX
Lorenzo, TX
Los Ebanos, TX
Los Fresnos, TX
Los Indios, TX
Lott, TX
Louise, TX
Lovelady, TX
Loving, TX
Lowake, TX
Lozano, TX
Lubbock, TX
Lueders, TX
Lufkin, TX
Luling, TX
Lumberton, TX
Lyford, TX
Lyons, TX
Lytle, TX

– M –
Cities in Texas that begin with the letter “M”.
Mabank, TX
Macdona, TX
Madisonville, TX
Magnolia, TX
Malakoff, TX
Malone, TX
Manchaca, TX
Manor, TX
Mansfield, TX
Manvel, TX
Maple, TX
Marathon, TX
Marble Falls, TX
Marfa, TX
Marietta, TX
Marion, TX
Markham, TX
Marlin, TX
Marquez, TX
Marshall, TX
Mart, TX
Martindale, TX
Martinsville, TX
Maryneal, TX
Mason, TX
Masterson, TX
Matador, TX
Matagorda, TX
Mathis, TX
Maud, TX
Mauriceville, TX
Maxwell, TX
May, TX
Maydelle, TX
Maypearl, TX
Maysfield, TX
Mcadoo, TX
McAllen, TX
McCamey, TX
McCaulley, TX
McCoy, TX
McDade, TX
Mcfaddin, TX
McGregor, TX
McKinney, TX
Mclean, TX
McLeod, TX
McNeil, TX
McQueeney, TX
Meadow, TX
Medina, TX
Megargel, TX
Melissa, TX
Melvin, TX
Memphis, TX
Menard, TX
Mentone, TX
Mercedes, TX
Mereta, TX
Meridian, TX
Merit, TX
Merkel, TX
Mertens, TX
Mertzon, TX
Mesquite, TX
Mexia, TX
Meyersville, TX
Miami, TX
Mico, TX
Midfield, TX
Midkiff, TX
Midland, TX
Midlothian, TX
Midway, TX
Milam, TX
Milano, TX
Miles, TX
Milford, TX
Millersview, TX
Millican, TX
Millsap, TX
Minden, TX
Mineola, TX
Mineral, TX
Mineral Wells, TX
Mingus, TX
Mirando City, TX
Mission, TX
Missouri City, TX
Mobeetie, TX
Monahans, TX
Mont Belvieu, TX
Montague, TX
Montalba, TX
Montgomery, TX
Moody, TX
Moore, TX
Moran, TX
Morgan, TX
Morgan Mill, TX
Morse, TX
Morton, TX
Moscow, TX
Moulton, TX
Mound, TX
Mount Calm, TX
Mount Enterprise, TX
Mount Pleasant, TX
Mount Vernon, TX
Mountain Home, TX
Muenster, TX
Muldoon, TX
Muleshoe, TX
Mullin, TX
Mumford, TX
Munday, TX
Murchison, TX
Myra, TX

– N –
Cities in Texas that begin with the letter “N”.
Nacogdoches, TX
Nada, TX
Naples, TX
Nash, TX
Natalia, TX
Naval Air Station/ Jrb, TX
Navasota, TX
Nazareth, TX
Neches, TX
Nederland, TX
Needville, TX
Nemo, TX
Nevada, TX
New Baden, TX
New Boston, TX
New Braunfels, TX
New Caney, TX
New Deal, TX
New Home, TX
New London, TX
New Summerfield, TX
New Ulm, TX
New Waverly, TX
Newark, TX
Newcastle, TX
Newgulf, TX
Newton, TX
Nixon, TX
Nocona, TX
Nolan, TX
Nolanville, TX
Nome, TX
Nordheim, TX
Normangee, TX
Normanna, TX
North Houston, TX
North Richland Hills, TX
North Zulch, TX
Norton, TX
Notrees, TX
Novice, TX
Nursery, TX

– O –
Cities in Texas that begin with the letter “O”.
O Brien, TX
Oakhurst, TX
Oakland, TX
Oakville, TX
Oakwood, TX
Odell, TX
Odem, TX
Odessa, TX
Odonnell, TX
Oglesby, TX
Oilton, TX
Oklaunion, TX
Old Glory, TX
Old Ocean, TX
Olden, TX
Olmito, TX
Olney, TX
Olton, TX
Omaha, TX
Onalaska, TX
Orange, TX
Orange Grove, TX
Orangefield, TX
Orchard, TX
Ore City, TX
Orla, TX
Ottine, TX
Otto, TX
Ovalo, TX
Overton, TX
Ozona, TX

– P –
Cities in Texas that begin with the letter “P”.
Paducah, TX
Paige, TX
Paint Rock, TX
Palacios, TX
Palestine, TX
Palmer, TX
Palo Pinto, TX
Paluxy, TX
Pampa, TX
Pandora, TX
Panhandle, TX
Panna Maria, TX
Panola, TX
Paradise, TX
Paris, TX
Pasadena, TX
Pattison, TX
Pattonville, TX
Pawnee, TX
Pear Valley, TX
Pearland, TX
Pearsall, TX
Peaster, TX
Pecan Gap, TX
Pecos, TX
Peggy, TX
Pendleton, TX
Penelope, TX
Penitas, TX
Pennington, TX
Penwell, TX
Pep, TX
Perrin, TX
Perry, TX
Perryton, TX
Petersburg, TX
Petrolia, TX
Pettus, TX
Petty, TX
Pflugerville, TX
Pharr, TX
Pickton, TX
Pierce, TX
Pilot Point, TX
Pinehurst, TX
Pineland, TX
Pipe Creek, TX
Pittsburg, TX
Placedo, TX
Plains, TX
Plainview, TX
Plano, TX
Plantersville, TX
Pleasanton, TX
Pledger, TX
Plum, TX
Point, TX
Point Comfort, TX
Pointblank, TX
Pollok, TX
Ponder, TX
Pontotoc, TX
Poolville, TX
Port Aransas, TX
Port Arthur, TX
Port Bolivar, TX
Port Isabel, TX
Port Lavaca, TX
Port Mansfield, TX
Port Neches, TX
Port O Connor, TX
Porter, TX
Portland, TX
Post, TX
Poteet, TX
Poth, TX
Pottsboro, TX
Pottsville, TX
Powderly, TX
Powell, TX
Poynor, TX
Prairie Hill, TX
Prairie Lea, TX
Prairie View, TX
Premont, TX
Presidio, TX
Price, TX
Priddy, TX
Princeton, TX
Proctor, TX
Progreso, TX
Prosper, TX
Purdon, TX
Purmela, TX
Putnam, TX
Pyote, TX

– Q –
Cities in Texas that begin with the letter “Q”.
Quail, TX
Quanah, TX
Queen City, TX
Quemado, TX
Quinlan, TX
Quitaque, TX
Quitman, TX

– R –
Cities in Texas that begin with the letter “R”.
Rainbow, TX
Ralls, TX
Rancho Alegre, TX
Randolph, TX
Ranger, TX
Rankin, TX
Ransom Canyon, TX
Ratcliff, TX
Ravenna, TX
Raymondville, TX
Raywood, TX
Reagan, TX
Realitos, TX
Red Oak, TX
Red Rock, TX
Redford, TX
Redwater, TX
Refugio, TX
Reklaw, TX
Rhome, TX
Rice, TX
Richards, TX
Richardson, TX
Richland, TX
Richland Springs, TX
Richmond, TX
Riesel, TX
Ringgold, TX
Rio Frio, TX
Rio Grande City, TX
Rio Hondo, TX
Rio Medina, TX
Rio Vista, TX
Rising Star, TX
Riverside, TX
Riviera, TX
Roanoke, TX
Roans Prairie, TX
Roaring Springs, TX
Robert Lee, TX
Robstown, TX
Roby, TX
Rochelle, TX
Rochester, TX
Rock Island, TX
Rockdale, TX
Rockport, TX
Rocksprings, TX
Rockwall, TX
Rockwood, TX
Rogers, TX
Roma, TX
Romayor, TX
Roosevelt, TX
Ropesville, TX
Rosanky, TX
Roscoe, TX
Rosebud, TX
Rosenberg, TX
Rosharon, TX
Ross, TX
Rosser, TX
Rosston, TX
Rotan, TX
Round Mountain, TX
Round Rock, TX
Round Top, TX
Rowena, TX
Rowlett, TX
Roxton, TX
Royalty, TX
Royse City, TX
Rule, TX
Runge, TX
Rusk, TX
Rye, TX

– S –
Cities in Texas that begin with the letter “S”.
Sabinal, TX
Sabine Pass, TX
Sacul, TX
Sadler, TX
Saint Hedwig, TX
Saint Jo, TX
Salado, TX
Salineno, TX
Salt Flat, TX
Saltillo, TX
Samnorwood, TX
San Angelo, TX
San Antonio, TX
San Augustine, TX
San Benito, TX
San Diego, TX
San Elizario, TX
San Felipe, TX
San Isidro, TX
San Juan, TX
San Leon, TX
San Marcos, TX
San Perlita, TX
San Saba, TX
San Ygnacio, TX
Sanderson, TX
Sandia, TX
Sandy, TX
Sanford, TX
Sanger, TX
Santa Anna, TX
Santa Elena, TX
Santa Fe, TX
Santa Maria, TX
Santa Rosa, TX
Santo, TX
Saragosa, TX
Saratoga, TX
Sarita, TX
Satin, TX
Savoy, TX
Schertz, TX
Schulenburg, TX
Schwertner, TX
Scotland, TX
Scottsville, TX
Scroggins, TX
Scurry, TX
Seabrook, TX
Seadrift, TX
Seagoville, TX
Seagraves, TX
Sealy, TX
Sebastian, TX
Seguin, TX
Selman City, TX
Seminole, TX
Seymour, TX
Shafter, TX
Shallowater, TX
Shamrock, TX
Sheffield, TX
Shelbyville, TX
Shepherd, TX
Sheppard AFB, TX
Sheridan, TX
Sherman, TX
Shiner, TX
Shiro, TX
Sidney, TX
Sienna Plantation, TX
Sierra Blanca, TX
Silsbee, TX
Silver, TX
Silverton, TX
Simms, TX
Simonton, TX
Sinton, TX
Skellytown, TX
Skidmore, TX
Slaton, TX
Slidell, TX
Smiley, TX
Smithville, TX
Smyer, TX
Snook, TX
Snyder, TX
Somerset, TX
Somerville, TX
Sonora, TX
Sour Lake, TX
South Bend, TX
South Houston, TX
South Padre Island, TX
South Plains, TX
Southlake, TX
Southmayd, TX
Spade, TX
Speaks, TX
Spearman, TX
Spicewood, TX
Splendora, TX
Spring, TX
Spring Branch, TX
Springlake, TX
Springtown, TX
Spur, TX
Spurger, TX
Stafford, TX
Stamford, TX
Stanton, TX
Staples, TX
Star, TX
Stephenville, TX
Sterling City, TX
Stinnett, TX
Stockdale, TX
Stonewall, TX
Stowell, TX
Stratford, TX
Strawn, TX
Streetman, TX
Sublime, TX
Sudan, TX
Sugar Land, TX
Sullivan City, TX
Sulphur Bluff, TX
Sulphur Springs, TX
Summerfield, TX
Sumner, TX
Sundown, TX
Sunnyvale, TX
Sunray, TX
Sunset, TX
Sutherland Springs, TX
Sweeny, TX
Sweet Home, TX
Sweetwater, TX
Sylvester, TX

– T –
Cities in Texas that begin with the letter “T”.
Taft, TX
Tahoka, TX
Talco, TX
Talpa, TX
Tarpley, TX
Tarzan, TX
Tatum, TX
Taylor, TX
Teague, TX
Tehuacana, TX
Telegraph, TX
Telephone, TX
Telferner, TX
Tell, TX
Temple, TX
Tenaha, TX
Tennessee Colony, TX
Tennyson, TX
Terlingua, TX
Terrell, TX
Texarkana, TX
Texas City, TX
Texline, TX
The Colony, TX
Thicket, TX
Thomaston, TX
Thompsons, TX
Thorndale, TX
Thornton, TX
Thrall, TX
Three Rivers, TX
Throckmorton, TX
Tilden, TX
Timpson, TX
Tioga, TX
Tivoli, TX
Tokio, TX
Tolar, TX
Tom Bean, TX
Tomball, TX
Tornillo, TX
Tow, TX
Toyah, TX
Toyahvale, TX
Trent, TX
Trenton, TX
Trinidad, TX
Trinity, TX
Troup, TX
Troy, TX
Tuleta, TX
Tulia, TX
Turkey, TX
Tuscola, TX
Tye, TX
Tyler, TX
Tynan, TX

– U –
Cities in Texas that begin with the letter “U”.
Umbarger, TX
Universal City, TX
Utopia, TX
Uvalde, TX

– V –
Cities in Texas that begin with the letter “V”.
Valentine, TX
Valera, TX
Valley Mills, TX
Valley Spring, TX
Valley View, TX
Van, TX
Van Alstyne, TX
Van Horn, TX
Van Vleck, TX
Vancourt, TX
Vanderbilt, TX
Vanderpool, TX
Vega, TX
Venus, TX
Veribest, TX
Vernon, TX
Victoria, TX
Vidor, TX
Village Mills, TX
Voca, TX
Von Ormy, TX
Voss, TX
Votaw, TX
Voth, TX

– W –
Cities in Texas that begin with the letter “W”.
Waco, TX
Wadsworth, TX
Waelder, TX
Waka, TX
Walburg, TX
Wall, TX
Waller, TX
Wallis, TX
Wallisville, TX
Walnut Springs, TX
Warda, TX
Waring, TX
Warren, TX
Washington, TX
Waskom, TX
Water Valley, TX
Waxahachie, TX
Wayside, TX
Weatherford, TX
Webster, TX
Weesatche, TX
Weimar, TX
Weinert, TX
Weir, TX
Welch, TX
Wellborn, TX
Wellington, TX
Wellman, TX
Wells, TX
Weslaco, TX
West, TX
West Columbia, TX
West Point, TX
Westbrook, TX
Westhoff, TX
Westminster, TX
Weston, TX
Wharton, TX
Wheeler, TX
Wheelock, TX
White Deer, TX
White Oak, TX
Whiteface, TX
Whitehouse, TX
Whitesboro, TX
Whitewright, TX
Whitharral, TX
Whitney, TX
Whitsett, TX
Whitt, TX
Wichita Falls, TX
Wickett, TX
Wiergate, TX
Wildorado, TX
Willis, TX
Willow City, TX
Wills Point, TX
Wilmer, TX
Wilson, TX
Wimberley, TX
Windom, TX
Windthorst, TX
Winfield, TX
Wingate, TX
Wink, TX
Winnie, TX
Winnsboro, TX
Winona, TX
Winters, TX
Woden, TX
Wolfe City, TX
Wolfforth, TX
Woodlake, TX
Woodlawn, TX
Woodsboro, TX
Woodson, TX
Woodville, TX
Woodway, TX
Wortham, TX
Wrightsboro, TX
Wylie, TX

– Y –
Cities in Texas that begin with the letter “Y”.
Yancey, TX
Yantis, TX
Yoakum, TX
Yorktown, TX

– Z –
Cities in Texas that begin with the letter “Z”.
Zapata, TX
Zavalla, TX
Zephyr, TX

Snapshot: The Battle of the Alamo, lasting nearly two weeks, ended on March 6, 1836, with the deaths of all its defenders (numbering about 190). The Mexican army of Santa Anna numbered 4,000 to 5,000 during its final charge. Among those killed were David Crockett, Jim Bowie and William B. Travis. A subsequent massacre of Texans who had surrendered at Goliad on March 27 led to the battle cry of Texas’ independence, “Remember the Alamo! Remember Goliad!” The Texas Declaration of Independence was enacted at Washington-on-the-Brazos on March 2, 1836. The Battle of San Jacinto was fought on April 21, 1836, near the present city of Houston. Santa Anna’s entire force of 1,600 men was killed or captured by Gen. Sam Houston’s army of 800 Texans; only nine Texans died. This decisive battle resulted in Texas’ independence from Mexico.

Stated income loans may bot be available in all states.
Would Senator Warren Hit Borrowers With a Hidden Fee in Her “Refinancing” Bill?
Photo: U.S. President Barack Obama walks from the Oval Office to the Rose Garden with (L-R) Elizabeth Warren, generic architect of the Consumer Financial Protection Bureau, case Treasury Secretary Tim Geithner and his nominee for Director of the Consumer Financial …
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Elizabeth Warren will be the X-factor in 2016 — even if she doesn't run for …
Her latest policy crusade is another political winner for Democrats — a Senate bill allowing people with high-interest student loans to refinance at a rate under 4 percent. Warren's impact is already apparent in a 2016 … President Obama raised $ 43.7 …
For more informaiton please visit here…