Some cool castle pictures:
Castle versus TrTr
Image by crises_crs
Castle rulz -)
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castle
Image by ~ Abdulhai A. Al-Abdulhai~
Tarout Castle which was befor much more than handured years ago….
Thanks to dear Hussain for editing…
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Question by Rosanne R: Does a cosigners signature from a past car loan affect a current buyers credit rating?
Credit rating of cosigner, about it or current debt of prior cosigner,-does it show up when the car buyer, who has now paid off car, applies for credit for home loan or other credit or loan?
Best answer:
Answer by SPIFIMAN1
The only thing that will show is the pay history on the loan. If it was paid as agreed then there will be no problem, if on the other hand if it was paid late or not at all, this will reflect on both signers credit report.
As far as current debt of the co-signer, unless you are on those loans also, this will not affect you at all.
Add your own answer in the comments!
Yes, if paid as agreed it will help your credit score. Current debt will hurt your debt to income ratio. If you plan to buy yourself a home don’t cosign for someone else of you may not have enough income to pay that loan and a mortgage..
The other person’s credit, good or bad, will not show up unless you have them on your new loan for the house or whatever you apply for. If they are not a co-applicant, they don’t exist.
If it was paid off and it was paid as agreed it does show on the credit bureau but because it has been paid off it will not impair the borrowing ability.