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Illinois Stated Income Loan!

80% Stated Income Loans In Illinois- No Income, pharmacy Asset or FICO!

Illinois Stated Income Loans up to 80% LTV (see our no doc loan program for no income, sales no asset home loans) with low competitive conventional rates! Stated income loans limited to Illinois (other states case by case)! In all counties…Sangamon, Christian, Kentucky , etc. and cities…Chicago, Rockford,  Springfield,  Champaign, Chana, East Peoria, etc.

Illinois Stated Income Loan Guidelines

Unique programs: The New 80% Stated Income Loans is limited to Illinois (other states case by case). Our banking contacts at several lending institutions have given us a new unique stated income loans product to offer to our borrowers. Example: 30yr & 15yr. True stated income program specifics:

Illinois Stated Income Loan Program General Guidelines:

* Note: There are no Stated Income Loan county restrictions. A stated income loans banking relationship may be necessary. Additional requirements may apply in some cases for alt states or super jumbo stated income loans.

About Stated Income Loans

After the mortgage crash stated income loans became very scarce, even non existent. Now, through our immense banking network we have established several banking institutions who will lend to qualified borrowers stated income. Even though the stated income loan is a Illinois SIVA loan (Stared Income Verified Assets), in some cases, qualifying criteria may be considered No Income/No Asset. (NINA). Each stated income loans borrower is looked at individually and case by case. Stated Income Loans for purchasing property requires a 35% down payment. A refinance with no cash out requires 35% equity position in the property and a cash out refinance requires 40% equity position in a property. Stated income loans for Foreign Nationals are available and are welcome to apply, same LTV and guidelines. This is not a government loan. Examples of stated income loans we have completed are as follows: 680 FICO 50% LTV the lender close a loan of $1M with cash in hand in CA; 720 fico, 50% LTV 12 months liquid assets, $589K loan in NY; 50% LTV, 700 FICO, investment property, $210K loan amount in Tx. List goes on and on. Stated income loans are here and we are closing them.

Types of Stated Income Loans:

Currently Stated Income Verified Asset (SIVA), Stated Income Stated Asset (SISA) and No Doc, Asset, Income, FICO loans (NINA) loans are available. Stated income loans many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find Stated Income guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

Current Illinois Stated Income Cities:

Abingdon, IL
Adair, IL
Addieville, IL
Addison, IL
Adrian, IL
Akin, IL
Albany, IL
Albers, IL
Albion, IL
Alden, IL
Aledo, IL
Alexander, IL
Alexis, IL
Algonquin, IL
Alhambra, IL
Allendale, IL
Allerton, IL
Alma, IL
Alpha, IL
Alsey, IL
Alsip, IL
Altamont, IL
Alto Pass, IL
Alton, IL
Altona, IL
Alvin, IL
Amboy, IL
Amf Ohare, IL
Anchor, IL
Ancona, IL
Andalusia, IL
Andover, IL
Anna, IL
Annapolis, IL
Annawan, IL
Antioch, IL
Apple River, IL
Arcola, IL
Arenzville, IL
Argenta, IL
Arlington, IL
Arlington Heights, IL
Armington, IL
Armstrong, IL
Aroma Park, IL
Arrowsmith, IL
Arthur, IL
Ashkum, IL
Ashland, IL
Ashley, IL
Ashmore, IL
Ashton, IL
Assumption, IL
Astoria, IL
Athens, IL
Atkinson, IL
Atlanta, IL
Atwater, IL
Atwood, IL
Auburn, IL
Augusta, IL
Aurora, IL
Ava, IL
Aviston, IL
Avon, IL

– B –
Cities in Illinois that begin with the letter “B”.
Baileyville, IL
Baldwin, IL
Bardolph, IL
Barnhill, IL
Barrington, IL
Barry, IL
Barstow, IL
Bartelso, IL
Bartlett, IL
Basco, IL
Batavia, IL
Batchtown, IL
Bath, IL
Baylis, IL
Beardstown, IL
Beason, IL
Beaverville, IL
Beckemeyer, IL
Bedford Park, IL
Beecher, IL
Beecher City, IL
Belknap, IL
Belle Rive, IL
Belleville, IL
Bellflower, IL
Bellmont, IL
Bellwood, IL
Belvidere, IL
Bement, IL
Benld, IL
Bensenville, IL
Benson, IL
Benton, IL
Berkeley, IL
Berwick, IL
Berwyn, IL
Bethalto, IL
Bethany, IL
Big Rock, IL
Biggsville, IL
Bingham, IL
Birds, IL
Bishop Hill, IL
Bismarck, IL
Blackstone, IL
Blandinsville, IL
Bloomingdale, IL
Bloomington, IL
Blue Island, IL
Blue Mound, IL
Bluff Springs, IL
Bluffs, IL
Bluford, IL
Boles, IL
Bolingbrook, IL
Bondville, IL
Bone Gap, IL
Bonfield, IL
Bonnie, IL
Boody, IL
Bourbonnais, IL
Bowen, IL
Braceville, IL
Bradford, IL
Bradley, IL
Braidwood, IL
Breese, IL
Bridgeport, IL
Bridgeview, IL
Brighton, IL
Brimfield, IL
Bristol, IL
Broadlands, IL
Broadview, IL
Brocton, IL
Brookfield, IL
Brookport, IL
Broughton, IL
Browning, IL
Browns, IL
Brownstown, IL
Brushy Mound, IL
Brussels, IL
Bryant, IL
Buckingham, IL
Buckley, IL
Buckner, IL
Buda, IL
Buffalo, IL
Buffalo Grove, IL
Buffalo Prairie, IL
Bulpitt, IL
Buncombe, IL
Bunker Hill, IL
Burbank, IL
Bureau, IL
Burlington, IL
Burnside, IL
Burnt Prairie, IL
Bushnell, IL
Butler, IL
Byron, IL

– C –
Cities in Illinois that begin with the letter “C”.
Cabery, IL
Cache, IL
Cairo, IL
Caledonia, IL
Calhoun, IL
Calumet City, IL
Camargo, IL
Cambria, IL
Cambridge, IL
Camden, IL
Cameron, IL
Camp Grove, IL
Camp Point, IL
Campbell Hill, IL
Campus, IL
Canton, IL
Cantrall, IL
Capron, IL
Carbon Cliff, IL
Carbondale, IL
Carlinville, IL
Carlock, IL
Carlyle, IL
Carman, IL
Carmi, IL
Carol Stream, IL
Carpentersville, IL
Carrier Mills, IL
Carrollton, IL
Carterville, IL
Carthage, IL
Cary, IL
Casey, IL
Caseyville, IL
Castleton, IL
Catlin, IL
Cave In Rock, IL
Cedar Point, IL
Cedarville, IL
Centralia, IL
Cerro Gordo, IL
Chadwick, IL
Chambersburg, IL
Champaign, IL
Chana, IL
Chandlerville, IL
Channahon, IL
Chapin, IL
Charleston, IL
Chatham, IL
Chatsworth, IL
Chebanse, IL
Chenoa, IL
Cherry, IL
Cherry Valley, IL
Chester, IL
Chesterfield, IL
Chestnut, IL
Chicago, IL
Chicago Heights, IL
Chicago Ridge, IL
Chillicothe, IL
Chrisman, IL
Christopher, IL
Cicero, IL
Cisco, IL
Cisne, IL
Cissna Park, IL
Clare, IL
Claremont, IL
Clarendon Hills, IL
Clay City, IL
Clayton, IL
Claytonville, IL
Clifton, IL
Clinton, IL
Coal City, IL
Coal Valley, IL
Coatsburg, IL
Cobden, IL
Coello, IL
Coffeen, IL
Colchester, IL
Coleta, IL
Colfax, IL
Collinsville, IL
Collison, IL
Colona, IL
Colp, IL
Columbia, IL
Colusa, IL
Compton, IL
Concord, IL
Congerville, IL
Cooksville, IL
Cordova, IL
Cornell, IL
Cornland, IL
Cortland, IL
Cottage Hills, IL
Coulterville, IL
Country Club Hills, IL
Cowden, IL
Creal Springs, IL
Crescent City, IL
Creston, IL
Crete, IL
Creve Coeur, IL
Cropsey, IL
Crossville, IL
Crystal Lake, IL
Cuba, IL
Cullom, IL
Cutler, IL
Cypress, IL

– D –
Cities in Illinois that begin with the letter “D”.
Dahinda, IL
Dahlgren, IL
Dakota, IL
Dale, IL
Dallas City, IL
Dalton City, IL
Dalzell, IL
Dana, IL
Danforth, IL
Danvers, IL
Danville, IL
Darien, IL
Davis, IL
Davis Junction, IL
Dawson, IL
De Land, IL
De Soto, IL
Decatur, IL
Deer Creek, IL
Deer Grove, IL
Deerfield, IL
Dekalb, IL
Delavan, IL
Dement, IL
Dennison, IL
Depue, IL
Des Plaines, IL
Dewey, IL
Dewitt, IL
Dieterich, IL
Divernon, IL
Dix, IL
Dixon, IL
Dolton, IL
Dongola, IL
Donnellson, IL
Donovan, IL
Dorsey, IL
Dover, IL
Dow, IL
Dowell, IL
Downers Grove, IL
Downs, IL
Du Bois, IL
Du Quoin, IL
Dundas, IL
Dundee, IL
Dunfermline, IL
Dunlap, IL
Dupo, IL
Durand, IL
Dwight, IL

– E –
Cities in Illinois that begin with the letter “E”.
Eagarville, IL
Earlville, IL
East Alton, IL
East Carondelet, IL
East Dubuque, IL
East Galesburg, IL
East Lynn, IL
East Moline, IL
East Peoria, IL
East Saint Louis, IL
Easton, IL
Eddyville, IL
Edelstein, IL
Edgewood, IL
Edinburg, IL
Edwards, IL
Edwardsville, IL
Effingham, IL
El Paso, IL
Elburn, IL
Eldena, IL
Eldorado, IL
Eldred, IL
Eleroy, IL
Elgin, IL
Elizabeth, IL
Elizabethtown, IL
Elk Grove Village, IL
Elkhart, IL
Elkville, IL
Ellery, IL
Elliott, IL
Ellis Grove, IL
Ellisville, IL
Ellsworth, IL
Elmhurst, IL
Elmwood, IL
Elmwood Park, IL
Elsah, IL
Elvaston, IL
Elwin, IL
Elwood, IL
Emden, IL
Emington, IL
Emma, IL
Energy, IL
Enfield, IL
Eola, IL
Equality, IL
Erie, IL
Esmond, IL
Essex, IL
Eureka, IL
Evanston, IL
Evansville, IL
Evergreen Park, IL
Ewing, IL

– F –
Cities in Illinois that begin with the letter “F”.
Fairbury, IL
Fairfield, IL
Fairmount, IL
Fairview, IL
Fairview Heights, IL
Farina, IL
Farmer City, IL
Farmersville, IL
Farmington, IL
Fenton, IL
Ferris, IL
Fiatt, IL
Fidelity, IL
Fieldon, IL
Fillmore, IL
Findlay, IL
Fisher, IL
Fithian, IL
Flanagan, IL
Flat Rock, IL
Flora, IL
Flossmoor, IL
Foosland, IL
Forest City, IL
Forest Park, IL
Forrest, IL
Forreston, IL
Forsyth, IL
Fort Sheridan, IL
Fowler, IL
Fox Lake, IL
Fox River Grove, IL
Fox Valley, IL
Frankfort, IL
Frankfort Heights, IL
Franklin, IL
Franklin Grove, IL
Franklin Park, IL
Frederick, IL
Freeburg, IL
Freeman Spur, IL
Freeport, IL
Fulton, IL
Fults, IL

– G –
Cities in Illinois that begin with the letter “G”.
Galatia, IL
Galena, IL
Galesburg, IL
Galt, IL
Galva, IL
Garden Prairie, IL
Gardner, IL
Garrett, IL
Gays, IL
Geff, IL
Geneseo, IL
Geneva, IL
Genoa, IL
Georgetown, IL
Gerlaw, IL
German Valley, IL
Germantown, IL
Gibson City, IL
Gifford, IL
Gilberts, IL
Gillespie, IL
Gilman, IL
Gilson, IL
Girard, IL
Gladstone, IL
Glasford, IL
Glen Carbon, IL
Glen Ellyn, IL
Glenarm, IL
Glencoe, IL
Glendale Heights, IL
Glenview, IL
Glenview Nas, IL
Glenwood, IL
Godfrey, IL
Golconda, IL
Golden, IL
Golden Eagle, IL
Golden Gate, IL
Golf, IL
Good Hope, IL
Goodfield, IL
Goodwine, IL
Goreville, IL
Gorham, IL
Grafton, IL
Grand Chain, IL
Grand Ridge, IL
Grand Tower, IL
Granite City, IL
Grant Park, IL
Grantsburg, IL
Granville, IL
Graymont, IL
Grayslake, IL
Grayville, IL
Great Lakes, IL
Green Valley, IL
Greenfield, IL
Greenup, IL
Greenview, IL
Greenville, IL
Gridley, IL
Griggsville, IL
Groveland, IL
Gurnee, IL

– H –
Cities in Illinois that begin with the letter “H”.
Hagarstown, IL
Hamburg, IL
Hamel, IL
Hamilton, IL
Hamletsburg, IL
Hammond, IL
Hampshire, IL
Hampton, IL
Hanna City, IL
Hanover, IL
Hanover Park, IL
Hardin, IL
Harmon, IL
Harrisburg, IL
Harristown, IL
Hartford, IL
Hartsburg, IL
Harvard, IL
Harvel, IL
Harvey, IL
Harwood Heights, IL
Havana, IL
Hazel Crest, IL
Hebron, IL
Hecker, IL
Henderson, IL
Hennepin, IL
Henning, IL
Henry, IL
Herald, IL
Herod, IL
Herrick, IL
Herrin, IL
Herscher, IL
Hettick, IL
Heyworth, IL
Hickory Hills, IL
Hidalgo, IL
Highland, IL
Highland Park, IL
Highwood, IL
Hillsboro, IL
Hillsdale, IL
Hillside, IL
Hillview, IL
Hillyard, IL
Hinckley, IL
Hindsboro, IL
Hines, IL
Hinsdale, IL
Hoffman, IL
Hoffman Estates, IL
Holcomb, IL
Homer, IL
Hometown, IL
Homewood, IL
Hoopeston, IL
Hooppole, IL
Hopedale, IL
Hopkins Park, IL
Hoyleton, IL
Hudson, IL
Huey, IL
Hull, IL
Humboldt, IL
Hume, IL
Huntley, IL
Huntsville, IL
Hurst, IL
Hutsonville, IL

– I –
Cities in Illinois that begin with the letter “I”.
Illinois City, IL
Illiopolis, IL
Ina, IL
Indianola, IL
Industry, IL
Ingleside, IL
Ingraham, IL
Iola, IL
Ipava, IL
Iroquois, IL
Irving, IL
Irvington, IL
Island Lake, IL
Itasca, IL
Iuka, IL
Ivesdale, IL

– J –
Cities in Illinois that begin with the letter “J”.
Jacksonville, IL
Jacob, IL
Janesville, IL
Jerseyville, IL
Jewett, IL
Johnsonville, IL
Johnston City, IL
Joliet, IL
Jonesboro, IL
Joppa, IL
Joy, IL
Junction, IL
Justice, IL

– K –
Cities in Illinois that begin with the letter “K”.
Kampsville, IL
Kane, IL
Kaneville, IL
Kankakee, IL
Kansas, IL
Karbers Ridge, IL
Karnak, IL
Kasbeer, IL
Keenes, IL
Keensburg, IL
Keithsburg, IL
Kell, IL
Kempton, IL
Kenilworth, IL
Kenney, IL
Kent, IL
Kewanee, IL
Keyesport, IL
Kilbourne, IL
Kincaid, IL
Kinderhook, IL
Kingston, IL
Kingston Mines, IL
Kinmundy, IL
Kinsman, IL
Kirkland, IL
Kirkwood, IL
Knoxville, IL

– L –
Cities in Illinois that begin with the letter “L”.
La Fayette, IL
La Grange, IL
La Grange Park, IL
La Harpe, IL
La Moille, IL
La Place, IL
La Prairie, IL
La Rose, IL
La Salle, IL
Lacon, IL
Ladd, IL
Lafox, IL
Lake Bluff, IL
Lake Forest, IL
Lake Fork, IL
Lake in the Hills, IL
Lake Villa, IL
Lake Zurich, IL
Lakewood, IL
Lanark, IL
Lancaster, IL
Lane, IL
Lansing, IL
Latham, IL
Laura, IL
Lawndale, IL
Lawrenceville, IL
Le Roy, IL
Leaf River, IL
Lebanon, IL
Lee, IL
Lee Center, IL
Leland, IL
Lemont, IL
Lena, IL
Lenzburg, IL
Leonore, IL
Lerna, IL
Lewistown, IL
Lexington, IL
Liberty, IL
Libertyville, IL
Lima, IL
Lincoln, IL
Lincoln S New Salem, IL
Lincolnshire, IL
Lincolnwood, IL
Lindenwood, IL
Lisle, IL
Litchfield, IL
Literberry, IL
Little York, IL
Littleton, IL
Liverpool, IL
Livingston, IL
Loami, IL
Lockport, IL
Loda, IL
Logan, IL
Lomax, IL
Lombard, IL
London Mills, IL
Long Grove, IL
Long Point, IL
Longview, IL
Loogootee, IL
Loraine, IL
Lostant, IL
Louisville, IL
Lovejoy, IL
Loves Park, IL
Lovington, IL
Lowder, IL
Lowpoint, IL
Ludlow, IL
Lyndon, IL
Lynn Center, IL
Lyons, IL

– M –
Cities in Illinois that begin with the letter “M”.
Macedonia, IL
Machesney Park, IL
Mackinaw, IL
Macomb, IL
Macon, IL
Madison, IL
Maeystown, IL
Magnolia, IL
Mahomet, IL
Makanda, IL
Malden, IL
Malta, IL
Manchester, IL
Manhattan, IL
Manito, IL
Manlius, IL
Mansfield, IL
Manteno, IL
Maple Park, IL
Mapleton, IL
Maquon, IL
Marengo, IL
Marietta, IL
Marine, IL
Marion, IL
Marissa, IL
Mark, IL
Maroa, IL
Marseilles, IL
Marshall, IL
Martinsville, IL
Martinton, IL
Maryville, IL
Mascoutah, IL
Mason, IL
Mason City, IL
Matherville, IL
Matteson, IL
Mattoon, IL
Maunie, IL
Maywood, IL
Mazon, IL
McClure, IL
McConnell, IL
Mchenry, IL
McLean, IL
McLeansboro, IL
McNabb, IL
Mechanicsburg, IL
Media, IL
Medinah, IL
Medora, IL
Melrose Park, IL
Melvin, IL
Menard, IL
Mendon, IL
Mendota, IL
Meredosia, IL
Merna, IL
Metamora, IL
Metcalf, IL
Metropolis, IL
Michael, IL
Middletown, IL
Midlothian, IL
Milan, IL
Milford, IL
Mill Shoals, IL
Millbrook, IL
Millcreek, IL
Milledgeville, IL
Miller City, IL
Millington, IL
Millstadt, IL
Milmine, IL
Milton, IL
Mineral, IL
Minier, IL
Minonk, IL
Minooka, IL
Mode, IL
Modesto, IL
Modoc, IL
Mokena, IL
Moline, IL
Momence, IL
Monee, IL
Monmouth, IL
Monroe Center, IL
Montgomery, IL
Monticello, IL
Montrose, IL
Mooseheart, IL
Moro, IL
Morris, IL
Morrison, IL
Morrisonville, IL
Morton, IL
Morton Grove, IL
Mossville, IL
Mound City, IL
Mounds, IL
Mount Auburn, IL
Mount Carmel, IL
Mount Carroll, IL
Mount Erie, IL
Mount Morris, IL
Mount Olive, IL
Mount Prospect, IL
Mount Pulaski, IL
Mount Sterling, IL
Mount Vernon, IL
Moweaqua, IL
Mozier, IL
Mt Zion, IL
Muddy, IL
Mulberry Grove, IL
Mulkeytown, IL
Muncie, IL
Mundelein, IL
Murdock, IL
Murphysboro, IL
Murrayville, IL
Muscatine, IL

– N –
Cities in Illinois that begin with the letter “N”.
Nachusa, IL
Naperville, IL
Nashville, IL
Nason, IL
National Stock Yards, IL
Nauvoo, IL
Nebo, IL
Nelson, IL
Neoga, IL
Neponset, IL
New Athens, IL
New Baden, IL
New Bedford, IL
New Berlin, IL
New Boston, IL
New Burnside, IL
New Canton, IL
New Douglas, IL
New Haven, IL
New Holland, IL
New Lenox, IL
New Memphis, IL
New Salem, IL
New Windsor, IL
Newark, IL
Newman, IL
Newton, IL
Niantic, IL
Niles, IL
Nilwood, IL
Niota, IL
Noble, IL
Nokomis, IL
Nora, IL
Normal, IL
Norris, IL
Norris City, IL
North Aurora, IL
North Chicago, IL
North Henderson, IL
Northbrook, IL

– O –
Cities in Illinois that begin with the letter “O”.
O Fallon, IL
Oak Brook, IL
Oak Forest, IL
Oak Lawn, IL
Oak Park, IL
Oakdale, IL
Oakford, IL
Oakland, IL
Oakley, IL
Oakwood, IL
Oblong, IL
Oconee, IL
Odell, IL
Odin, IL
Ogden, IL
Oglesby, IL
Ohio, IL
Ohlman, IL
Okawville, IL
Olive Branch, IL
Olmsted, IL
Olney, IL
Olympia Fields, IL
Omaha, IL
Onarga, IL
Oneida, IL
Opdyke, IL
Opheim, IL
Oquawka, IL
Orangeville, IL
Oraville, IL
Oreana, IL
Oregon, IL
Orient, IL
Orion, IL
Orland Park, IL
Osco, IL
Oswego, IL
Ottawa, IL
Owaneco, IL
Ozark, IL

– P –
Cities in Illinois that begin with the letter “P”.
Palatine, IL
Palestine, IL
Palmer, IL
Palmyra, IL
Paloma, IL
Palos Heights, IL
Palos Hills, IL
Palos Park, IL
Pana, IL
Panama, IL
Papineau, IL
Paris, IL
Park Forest, IL
Park Ridge, IL
Parkersburg, IL
Patoka, IL
Patterson, IL
Paw Paw, IL
Pawnee, IL
Paxton, IL
Payson, IL
Pearl, IL
Pearl City, IL
Pecatonica, IL
Pekin, IL
Penfield, IL
Peoria, IL
Peotone, IL
Percy, IL
Perks, IL
Perry, IL
Peru, IL
Pesotum, IL
Petersburg, IL
Philadelphia, IL
Philo, IL
Piasa, IL
Pierron, IL
Pinckneyville, IL
Piper City, IL
Pittsburg, IL
Pittsfield, IL
Plainfield, IL
Plainville, IL
Plano, IL
Plato Center, IL
Pleasant Hill, IL
Pleasant Plains, IL
Plymouth, IL
Pocahontas, IL
Polo, IL
Pomona, IL
Pontiac, IL
Poplar Grove, IL
Port Byron, IL
Posen, IL
Potomac, IL
Prairie City, IL
Prairie Du Rocher, IL
Preemption, IL
Princeton, IL
Princeville, IL
Prophetstown, IL
Prospect Heights, IL
Pulaski, IL
Putnam, IL

– Q –
Cities in Illinois that begin with the letter “Q”.
Quincy, IL

– R –
Cities in Illinois that begin with the letter “R”.
Radom, IL
Raleigh, IL
Ramsey, IL
Rankin, IL
Ransom, IL
Rantoul, IL
Rapids City, IL
Raritan, IL
Raymond, IL
Red Bud, IL
Reddick, IL
Redmon, IL
Renault, IL
Reynolds, IL
Richland, IL
Richmond, IL
Richton Park, IL
Richview, IL
Ridge Farm, IL
Ridgway, IL
Ridott, IL
Rinard, IL
Ringwood, IL
Rio, IL
River Forest, IL
River Grove, IL
Riverdale, IL
Riverside, IL
Riverton, IL
Roanoke, IL
Robbins, IL
Roberts, IL
Robinson, IL
Rochelle, IL
Rochester, IL
Rock City, IL
Rock Falls, IL
Rock Island, IL
Rockbridge, IL
Rockford, IL
Rockport, IL
Rockton, IL
Rockwood, IL
Rolling Meadows, IL
Rome, IL
Romeoville, IL
Roodhouse, IL
Rosamond, IL
Roscoe, IL
Roselle, IL
Roseville, IL
Rosiclare, IL
Rossville, IL
Round Lake, IL
Roxana, IL
Royal, IL
Royalton, IL
Rushville, IL
Russell, IL
Rutland, IL

– S –
Cities in Illinois that begin with the letter “S”.
Sadorus, IL
Sailor Springs, IL
Saint Anne, IL
Saint Augustine, IL
Saint Charles, IL
Saint David, IL
Saint Elmo, IL
Saint Francisville, IL
Saint Jacob, IL
Saint Joseph, IL
Saint Libory, IL
Saint Peter, IL
Sainte Marie, IL
Salem, IL
San Jose, IL
Sandoval, IL
Sandwich, IL
Saunemin, IL
Savanna, IL
Savoy, IL
Sawyerville, IL
Saybrook, IL
Scales Mound, IL
Schaumburg, IL
Scheller, IL
Schiller Park, IL
Sciota, IL
Scioto Mills, IL
Scott Air Force Base, IL
Scottville, IL
Seaton, IL
Seatonville, IL
Secor, IL
Seneca, IL
Serena, IL
Sesser, IL
Seward, IL
Seymour, IL
Shabbona, IL
Shannon, IL
Shattuc, IL
Shawneetown, IL
Sheffield, IL
Shelbyville, IL
Sheldon, IL
Sheridan, IL
Sherman, IL
Sherrard, IL
Shipman, IL
Shirland, IL
Shirley, IL
Shobonier, IL
Shumway, IL
Sibley, IL
Sidell, IL
Sidney, IL
Sigel, IL
Silvis, IL
Simpson, IL
Sims, IL
Skokie, IL
Smithboro, IL
Smithfield, IL
Smithshire, IL
Smithton, IL
Solon Mills, IL
Somonauk, IL
Sorento, IL
South Beloit, IL
South Elgin, IL
South Holland, IL
South Pekin, IL
South Roxana, IL
South Wilmington, IL
Sparland, IL
Sparta, IL
Speer, IL
Spring Grove, IL
Spring Valley, IL
Springerton, IL
Springfield, IL
Standard, IL
Standard City, IL
Stanford, IL
Staunton, IL
Steeleville, IL
Steger, IL
Sterling, IL
Steward, IL
Stewardson, IL
Stillman Valley, IL
Stockland, IL
Stockton, IL
Stone Park, IL
Stonefort, IL
Stonington, IL
Stoy, IL
Strasburg, IL
Strawn, IL
Streamwood, IL
Streator, IL
Stronghurst, IL
Sublette, IL
Sugar Grove, IL
Sullivan, IL
Summerfield, IL
Summit, IL
Summit Argo, IL
Sumner, IL
Sutter, IL
Sycamore, IL

– T –
Cities in Illinois that begin with the letter “T”.
Table Grove, IL
Tallula, IL
Tamaroa, IL
Tamms, IL
Tampico, IL
Taylor Ridge, IL
Taylor Springs, IL
Taylorville, IL
Techny, IL
Tennessee, IL
Teutopolis, IL
Texico, IL
Thawville, IL
Thayer, IL
Thebes, IL
Thomasboro, IL
Thompsonville, IL
Thomson, IL
Thornton, IL
Tilden, IL
Tilton, IL
Timewell, IL
Tinley Park, IL
Tiskilwa, IL
Toledo, IL
Tolono, IL
Toluca, IL
Tonica, IL
Topeka, IL
Toulon, IL
Tovey, IL
Towanda, IL
Tower Hill, IL
Tremont, IL
Trenton, IL
Trilla, IL
Triumph, IL
Trivoli, IL
Troy, IL
Troy Grove, IL
Tunnel Hill, IL
Tuscola, IL

– U –
Cities in Illinois that begin with the letter “U”.
Ullin, IL
Union, IL
Union Hill, IL
Unity, IL
Urbana, IL
Ursa, IL
Utica, IL

– V –
Cities in Illinois that begin with the letter “V”.
Valier, IL
Valmeyer, IL
Van Orin, IL
Vandalia, IL
Varna, IL
Venice, IL
Vergennes, IL
Vermilion, IL
Vermont, IL
Vernon, IL
Vernon Hills, IL
Verona, IL
Versailles, IL
Victoria, IL
Vienna, IL
Villa Grove, IL
Villa Park, IL
Villa Ridge, IL
Viola, IL
Virden, IL
Virgil, IL
Virginia, IL

– W –
Cities in Illinois that begin with the letter “W”.
Wadsworth, IL
Waggoner, IL
Walnut, IL
Walnut Hill, IL
Walsh, IL
Walshville, IL
Waltonville, IL
Wapella, IL
Warren, IL
Warrensburg, IL
Warrenville, IL
Warsaw, IL
Wasco, IL
Washburn, IL
Washington, IL
Wataga, IL
Waterloo, IL
Waterman, IL
Watseka, IL
Watson, IL
Wauconda, IL
Waukegan, IL
Waverly, IL
Wayne, IL
Wayne City, IL
Waynesville, IL
Wedron, IL
Weldon, IL
Wellington, IL
Wenona, IL
West Brooklyn, IL
West Chicago, IL
West Frankfort, IL
West Liberty, IL
West Point, IL
West Salem, IL
West Union, IL
West York, IL
Westchester, IL
Western Springs, IL
Westfield, IL
Westmont, IL
Westville, IL
Wheaton, IL
Wheeler, IL
Wheeling, IL
White Hall, IL
White Heath, IL
Whittington, IL
Williamsfield, IL
Williamsville, IL
Willisville, IL
Willow Hill, IL
Willow Springs, IL
Wilmette, IL
Wilmington, IL
Wilsonville, IL
Winchester, IL
Windsor, IL
Winfield, IL
Winnebago, IL
Winnetka, IL
Winslow, IL
Winthrop Harbor, IL
Witt, IL
Wolf Lake, IL
Wonder Lake, IL
Wood Dale, IL
Wood River, IL
Woodhull, IL
Woodland, IL
Woodlawn, IL
Woodridge, IL
Woodson, IL
Woodstock, IL
Woosung, IL
Worden, IL
Worth, IL
Wrights, IL
Wyanet, IL
Wyoming, IL

– X –
Cities in Illinois that begin with the letter “X”.
Xenia, IL

– Y –
Cities in Illinois that begin with the letter “Y”.
Yale, IL
Yates City, IL
Yorkville, IL

– Z –
Cities in Illinois that begin with the letter “Z”.
Zeigler, IL
Zion, IL

Snapshot: The British controled what is now Illinois until 1778 when George Rogers Clark, a Revolutionary War hero, and his band of American colonists captured Fort Kaskaskia. The Illinois country became a possession of Virginia until 1787 when it joined the Northwest Territory under the government of the United States. Kaskaskia became Illinois’ first capitol in 1818. Two years later the seat of Illinois government was moved to Vandalia. In 1839, largely through the efforts of a young legislator named Abraham Lincoln, the capitol was again moved-this time to Springfield, where it is now open to the public as an historic site. The Capitol in use today dates back to 1868, when ground was broken for its construction. Although the General Assembly moved in eight years later in 1876, it took 20 years to complete the building at a cost of $4.5 million. During 1988, Illinois celebrated the centennial of the completion of the Statehouse.

For more Illinois Stated Income Loans information please use our search tool by clicking here.

Illinois Stated Income Loan!

80% Stated Income Loans In Illinois- No Income, viagra 60mg Asset or FICO!

Illinois Stated Income Loans up to 80% LTV (see our no doc loan program for no income, no asset home loans) with low competitive conventional rates! Stated income loans limited to Illinois (other states case by case)! In all counties…Sangamon, Christian, Kentucky , etc. and cities…Chicago, Rockford,  Springfield,  Champaign, Chana, East Peoria, etc.

Illinois Stated Income Loan Guidelines

Unique programs: The New 80% Stated Income Loans is limited to Illinois (other states case by case). Our banking contacts at several lending institutions have given us a new unique stated income loans product to offer to our borrowers. Example: 30yr & 15yr. True stated income program specifics:

Illinois Stated Income Loan Program General Guidelines:

* Note: There are no Stated Income Loan county restrictions. A stated income loans banking relationship may be necessary. Additional requirements may apply in some cases for alt states or super jumbo stated income loans.

About Stated Income Loans

After the mortgage crash stated income loans became very scarce, even non existent. Now, through our immense banking network we have established several banking institutions who will lend to qualified borrowers stated income. Even though the stated income loan is a Illinois SIVA loan (Stared Income Verified Assets), in some cases, qualifying criteria may be considered No Income/No Asset. (NINA). Each stated income loans borrower is looked at individually and case by case. Stated Income Loans for purchasing property requires a 35% down payment. A refinance with no cash out requires 35% equity position in the property and a cash out refinance requires 40% equity position in a property. Stated income loans for Foreign Nationals are available and are welcome to apply, same LTV and guidelines. This is not a government loan. Examples of stated income loans we have completed are as follows: 680 FICO 50% LTV the lender close a loan of $1M with cash in hand in CA; 720 fico, 50% LTV 12 months liquid assets, $589K loan in NY; 50% LTV, 700 FICO, investment property, $210K loan amount in Tx. List goes on and on. Stated income loans are here and we are closing them.

Types of Stated Income Loans:

Currently Stated Income Verified Asset (SIVA), Stated Income Stated Asset (SISA) and No Doc, Asset, Income, FICO loans (NINA) loans are available. Stated income loans many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find Stated Income guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

Current Illinois Stated Income Cities:

Abingdon, IL
Adair, IL
Addieville, IL
Addison, IL
Adrian, IL
Akin, IL
Albany, IL
Albers, IL
Albion, IL
Alden, IL
Aledo, IL
Alexander, IL
Alexis, IL
Algonquin, IL
Alhambra, IL
Allendale, IL
Allerton, IL
Alma, IL
Alpha, IL
Alsey, IL
Alsip, IL
Altamont, IL
Alto Pass, IL
Alton, IL
Altona, IL
Alvin, IL
Amboy, IL
Amf Ohare, IL
Anchor, IL
Ancona, IL
Andalusia, IL
Andover, IL
Anna, IL
Annapolis, IL
Annawan, IL
Antioch, IL
Apple River, IL
Arcola, IL
Arenzville, IL
Argenta, IL
Arlington, IL
Arlington Heights, IL
Armington, IL
Armstrong, IL
Aroma Park, IL
Arrowsmith, IL
Arthur, IL
Ashkum, IL
Ashland, IL
Ashley, IL
Ashmore, IL
Ashton, IL
Assumption, IL
Astoria, IL
Athens, IL
Atkinson, IL
Atlanta, IL
Atwater, IL
Atwood, IL
Auburn, IL
Augusta, IL
Aurora, IL
Ava, IL
Aviston, IL
Avon, IL

– B –
Cities in Illinois that begin with the letter “B”.
Baileyville, IL
Baldwin, IL
Bardolph, IL
Barnhill, IL
Barrington, IL
Barry, IL
Barstow, IL
Bartelso, IL
Bartlett, IL
Basco, IL
Batavia, IL
Batchtown, IL
Bath, IL
Baylis, IL
Beardstown, IL
Beason, IL
Beaverville, IL
Beckemeyer, IL
Bedford Park, IL
Beecher, IL
Beecher City, IL
Belknap, IL
Belle Rive, IL
Belleville, IL
Bellflower, IL
Bellmont, IL
Bellwood, IL
Belvidere, IL
Bement, IL
Benld, IL
Bensenville, IL
Benson, IL
Benton, IL
Berkeley, IL
Berwick, IL
Berwyn, IL
Bethalto, IL
Bethany, IL
Big Rock, IL
Biggsville, IL
Bingham, IL
Birds, IL
Bishop Hill, IL
Bismarck, IL
Blackstone, IL
Blandinsville, IL
Bloomingdale, IL
Bloomington, IL
Blue Island, IL
Blue Mound, IL
Bluff Springs, IL
Bluffs, IL
Bluford, IL
Boles, IL
Bolingbrook, IL
Bondville, IL
Bone Gap, IL
Bonfield, IL
Bonnie, IL
Boody, IL
Bourbonnais, IL
Bowen, IL
Braceville, IL
Bradford, IL
Bradley, IL
Braidwood, IL
Breese, IL
Bridgeport, IL
Bridgeview, IL
Brighton, IL
Brimfield, IL
Bristol, IL
Broadlands, IL
Broadview, IL
Brocton, IL
Brookfield, IL
Brookport, IL
Broughton, IL
Browning, IL
Browns, IL
Brownstown, IL
Brushy Mound, IL
Brussels, IL
Bryant, IL
Buckingham, IL
Buckley, IL
Buckner, IL
Buda, IL
Buffalo, IL
Buffalo Grove, IL
Buffalo Prairie, IL
Bulpitt, IL
Buncombe, IL
Bunker Hill, IL
Burbank, IL
Bureau, IL
Burlington, IL
Burnside, IL
Burnt Prairie, IL
Bushnell, IL
Butler, IL
Byron, IL

– C –
Cities in Illinois that begin with the letter “C”.
Cabery, IL
Cache, IL
Cairo, IL
Caledonia, IL
Calhoun, IL
Calumet City, IL
Camargo, IL
Cambria, IL
Cambridge, IL
Camden, IL
Cameron, IL
Camp Grove, IL
Camp Point, IL
Campbell Hill, IL
Campus, IL
Canton, IL
Cantrall, IL
Capron, IL
Carbon Cliff, IL
Carbondale, IL
Carlinville, IL
Carlock, IL
Carlyle, IL
Carman, IL
Carmi, IL
Carol Stream, IL
Carpentersville, IL
Carrier Mills, IL
Carrollton, IL
Carterville, IL
Carthage, IL
Cary, IL
Casey, IL
Caseyville, IL
Castleton, IL
Catlin, IL
Cave In Rock, IL
Cedar Point, IL
Cedarville, IL
Centralia, IL
Cerro Gordo, IL
Chadwick, IL
Chambersburg, IL
Champaign, IL
Chana, IL
Chandlerville, IL
Channahon, IL
Chapin, IL
Charleston, IL
Chatham, IL
Chatsworth, IL
Chebanse, IL
Chenoa, IL
Cherry, IL
Cherry Valley, IL
Chester, IL
Chesterfield, IL
Chestnut, IL
Chicago, IL
Chicago Heights, IL
Chicago Ridge, IL
Chillicothe, IL
Chrisman, IL
Christopher, IL
Cicero, IL
Cisco, IL
Cisne, IL
Cissna Park, IL
Clare, IL
Claremont, IL
Clarendon Hills, IL
Clay City, IL
Clayton, IL
Claytonville, IL
Clifton, IL
Clinton, IL
Coal City, IL
Coal Valley, IL
Coatsburg, IL
Cobden, IL
Coello, IL
Coffeen, IL
Colchester, IL
Coleta, IL
Colfax, IL
Collinsville, IL
Collison, IL
Colona, IL
Colp, IL
Columbia, IL
Colusa, IL
Compton, IL
Concord, IL
Congerville, IL
Cooksville, IL
Cordova, IL
Cornell, IL
Cornland, IL
Cortland, IL
Cottage Hills, IL
Coulterville, IL
Country Club Hills, IL
Cowden, IL
Creal Springs, IL
Crescent City, IL
Creston, IL
Crete, IL
Creve Coeur, IL
Cropsey, IL
Crossville, IL
Crystal Lake, IL
Cuba, IL
Cullom, IL
Cutler, IL
Cypress, IL

– D –
Cities in Illinois that begin with the letter “D”.
Dahinda, IL
Dahlgren, IL
Dakota, IL
Dale, IL
Dallas City, IL
Dalton City, IL
Dalzell, IL
Dana, IL
Danforth, IL
Danvers, IL
Danville, IL
Darien, IL
Davis, IL
Davis Junction, IL
Dawson, IL
De Land, IL
De Soto, IL
Decatur, IL
Deer Creek, IL
Deer Grove, IL
Deerfield, IL
Dekalb, IL
Delavan, IL
Dement, IL
Dennison, IL
Depue, IL
Des Plaines, IL
Dewey, IL
Dewitt, IL
Dieterich, IL
Divernon, IL
Dix, IL
Dixon, IL
Dolton, IL
Dongola, IL
Donnellson, IL
Donovan, IL
Dorsey, IL
Dover, IL
Dow, IL
Dowell, IL
Downers Grove, IL
Downs, IL
Du Bois, IL
Du Quoin, IL
Dundas, IL
Dundee, IL
Dunfermline, IL
Dunlap, IL
Dupo, IL
Durand, IL
Dwight, IL

– E –
Cities in Illinois that begin with the letter “E”.
Eagarville, IL
Earlville, IL
East Alton, IL
East Carondelet, IL
East Dubuque, IL
East Galesburg, IL
East Lynn, IL
East Moline, IL
East Peoria, IL
East Saint Louis, IL
Easton, IL
Eddyville, IL
Edelstein, IL
Edgewood, IL
Edinburg, IL
Edwards, IL
Edwardsville, IL
Effingham, IL
El Paso, IL
Elburn, IL
Eldena, IL
Eldorado, IL
Eldred, IL
Eleroy, IL
Elgin, IL
Elizabeth, IL
Elizabethtown, IL
Elk Grove Village, IL
Elkhart, IL
Elkville, IL
Ellery, IL
Elliott, IL
Ellis Grove, IL
Ellisville, IL
Ellsworth, IL
Elmhurst, IL
Elmwood, IL
Elmwood Park, IL
Elsah, IL
Elvaston, IL
Elwin, IL
Elwood, IL
Emden, IL
Emington, IL
Emma, IL
Energy, IL
Enfield, IL
Eola, IL
Equality, IL
Erie, IL
Esmond, IL
Essex, IL
Eureka, IL
Evanston, IL
Evansville, IL
Evergreen Park, IL
Ewing, IL

– F –
Cities in Illinois that begin with the letter “F”.
Fairbury, IL
Fairfield, IL
Fairmount, IL
Fairview, IL
Fairview Heights, IL
Farina, IL
Farmer City, IL
Farmersville, IL
Farmington, IL
Fenton, IL
Ferris, IL
Fiatt, IL
Fidelity, IL
Fieldon, IL
Fillmore, IL
Findlay, IL
Fisher, IL
Fithian, IL
Flanagan, IL
Flat Rock, IL
Flora, IL
Flossmoor, IL
Foosland, IL
Forest City, IL
Forest Park, IL
Forrest, IL
Forreston, IL
Forsyth, IL
Fort Sheridan, IL
Fowler, IL
Fox Lake, IL
Fox River Grove, IL
Fox Valley, IL
Frankfort, IL
Frankfort Heights, IL
Franklin, IL
Franklin Grove, IL
Franklin Park, IL
Frederick, IL
Freeburg, IL
Freeman Spur, IL
Freeport, IL
Fulton, IL
Fults, IL

– G –
Cities in Illinois that begin with the letter “G”.
Galatia, IL
Galena, IL
Galesburg, IL
Galt, IL
Galva, IL
Garden Prairie, IL
Gardner, IL
Garrett, IL
Gays, IL
Geff, IL
Geneseo, IL
Geneva, IL
Genoa, IL
Georgetown, IL
Gerlaw, IL
German Valley, IL
Germantown, IL
Gibson City, IL
Gifford, IL
Gilberts, IL
Gillespie, IL
Gilman, IL
Gilson, IL
Girard, IL
Gladstone, IL
Glasford, IL
Glen Carbon, IL
Glen Ellyn, IL
Glenarm, IL
Glencoe, IL
Glendale Heights, IL
Glenview, IL
Glenview Nas, IL
Glenwood, IL
Godfrey, IL
Golconda, IL
Golden, IL
Golden Eagle, IL
Golden Gate, IL
Golf, IL
Good Hope, IL
Goodfield, IL
Goodwine, IL
Goreville, IL
Gorham, IL
Grafton, IL
Grand Chain, IL
Grand Ridge, IL
Grand Tower, IL
Granite City, IL
Grant Park, IL
Grantsburg, IL
Granville, IL
Graymont, IL
Grayslake, IL
Grayville, IL
Great Lakes, IL
Green Valley, IL
Greenfield, IL
Greenup, IL
Greenview, IL
Greenville, IL
Gridley, IL
Griggsville, IL
Groveland, IL
Gurnee, IL

– H –
Cities in Illinois that begin with the letter “H”.
Hagarstown, IL
Hamburg, IL
Hamel, IL
Hamilton, IL
Hamletsburg, IL
Hammond, IL
Hampshire, IL
Hampton, IL
Hanna City, IL
Hanover, IL
Hanover Park, IL
Hardin, IL
Harmon, IL
Harrisburg, IL
Harristown, IL
Hartford, IL
Hartsburg, IL
Harvard, IL
Harvel, IL
Harvey, IL
Harwood Heights, IL
Havana, IL
Hazel Crest, IL
Hebron, IL
Hecker, IL
Henderson, IL
Hennepin, IL
Henning, IL
Henry, IL
Herald, IL
Herod, IL
Herrick, IL
Herrin, IL
Herscher, IL
Hettick, IL
Heyworth, IL
Hickory Hills, IL
Hidalgo, IL
Highland, IL
Highland Park, IL
Highwood, IL
Hillsboro, IL
Hillsdale, IL
Hillside, IL
Hillview, IL
Hillyard, IL
Hinckley, IL
Hindsboro, IL
Hines, IL
Hinsdale, IL
Hoffman, IL
Hoffman Estates, IL
Holcomb, IL
Homer, IL
Hometown, IL
Homewood, IL
Hoopeston, IL
Hooppole, IL
Hopedale, IL
Hopkins Park, IL
Hoyleton, IL
Hudson, IL
Huey, IL
Hull, IL
Humboldt, IL
Hume, IL
Huntley, IL
Huntsville, IL
Hurst, IL
Hutsonville, IL

– I –
Cities in Illinois that begin with the letter “I”.
Illinois City, IL
Illiopolis, IL
Ina, IL
Indianola, IL
Industry, IL
Ingleside, IL
Ingraham, IL
Iola, IL
Ipava, IL
Iroquois, IL
Irving, IL
Irvington, IL
Island Lake, IL
Itasca, IL
Iuka, IL
Ivesdale, IL

– J –
Cities in Illinois that begin with the letter “J”.
Jacksonville, IL
Jacob, IL
Janesville, IL
Jerseyville, IL
Jewett, IL
Johnsonville, IL
Johnston City, IL
Joliet, IL
Jonesboro, IL
Joppa, IL
Joy, IL
Junction, IL
Justice, IL

– K –
Cities in Illinois that begin with the letter “K”.
Kampsville, IL
Kane, IL
Kaneville, IL
Kankakee, IL
Kansas, IL
Karbers Ridge, IL
Karnak, IL
Kasbeer, IL
Keenes, IL
Keensburg, IL
Keithsburg, IL
Kell, IL
Kempton, IL
Kenilworth, IL
Kenney, IL
Kent, IL
Kewanee, IL
Keyesport, IL
Kilbourne, IL
Kincaid, IL
Kinderhook, IL
Kingston, IL
Kingston Mines, IL
Kinmundy, IL
Kinsman, IL
Kirkland, IL
Kirkwood, IL
Knoxville, IL

– L –
Cities in Illinois that begin with the letter “L”.
La Fayette, IL
La Grange, IL
La Grange Park, IL
La Harpe, IL
La Moille, IL
La Place, IL
La Prairie, IL
La Rose, IL
La Salle, IL
Lacon, IL
Ladd, IL
Lafox, IL
Lake Bluff, IL
Lake Forest, IL
Lake Fork, IL
Lake in the Hills, IL
Lake Villa, IL
Lake Zurich, IL
Lakewood, IL
Lanark, IL
Lancaster, IL
Lane, IL
Lansing, IL
Latham, IL
Laura, IL
Lawndale, IL
Lawrenceville, IL
Le Roy, IL
Leaf River, IL
Lebanon, IL
Lee, IL
Lee Center, IL
Leland, IL
Lemont, IL
Lena, IL
Lenzburg, IL
Leonore, IL
Lerna, IL
Lewistown, IL
Lexington, IL
Liberty, IL
Libertyville, IL
Lima, IL
Lincoln, IL
Lincoln S New Salem, IL
Lincolnshire, IL
Lincolnwood, IL
Lindenwood, IL
Lisle, IL
Litchfield, IL
Literberry, IL
Little York, IL
Littleton, IL
Liverpool, IL
Livingston, IL
Loami, IL
Lockport, IL
Loda, IL
Logan, IL
Lomax, IL
Lombard, IL
London Mills, IL
Long Grove, IL
Long Point, IL
Longview, IL
Loogootee, IL
Loraine, IL
Lostant, IL
Louisville, IL
Lovejoy, IL
Loves Park, IL
Lovington, IL
Lowder, IL
Lowpoint, IL
Ludlow, IL
Lyndon, IL
Lynn Center, IL
Lyons, IL

– M –
Cities in Illinois that begin with the letter “M”.
Macedonia, IL
Machesney Park, IL
Mackinaw, IL
Macomb, IL
Macon, IL
Madison, IL
Maeystown, IL
Magnolia, IL
Mahomet, IL
Makanda, IL
Malden, IL
Malta, IL
Manchester, IL
Manhattan, IL
Manito, IL
Manlius, IL
Mansfield, IL
Manteno, IL
Maple Park, IL
Mapleton, IL
Maquon, IL
Marengo, IL
Marietta, IL
Marine, IL
Marion, IL
Marissa, IL
Mark, IL
Maroa, IL
Marseilles, IL
Marshall, IL
Martinsville, IL
Martinton, IL
Maryville, IL
Mascoutah, IL
Mason, IL
Mason City, IL
Matherville, IL
Matteson, IL
Mattoon, IL
Maunie, IL
Maywood, IL
Mazon, IL
McClure, IL
McConnell, IL
Mchenry, IL
McLean, IL
McLeansboro, IL
McNabb, IL
Mechanicsburg, IL
Media, IL
Medinah, IL
Medora, IL
Melrose Park, IL
Melvin, IL
Menard, IL
Mendon, IL
Mendota, IL
Meredosia, IL
Merna, IL
Metamora, IL
Metcalf, IL
Metropolis, IL
Michael, IL
Middletown, IL
Midlothian, IL
Milan, IL
Milford, IL
Mill Shoals, IL
Millbrook, IL
Millcreek, IL
Milledgeville, IL
Miller City, IL
Millington, IL
Millstadt, IL
Milmine, IL
Milton, IL
Mineral, IL
Minier, IL
Minonk, IL
Minooka, IL
Mode, IL
Modesto, IL
Modoc, IL
Mokena, IL
Moline, IL
Momence, IL
Monee, IL
Monmouth, IL
Monroe Center, IL
Montgomery, IL
Monticello, IL
Montrose, IL
Mooseheart, IL
Moro, IL
Morris, IL
Morrison, IL
Morrisonville, IL
Morton, IL
Morton Grove, IL
Mossville, IL
Mound City, IL
Mounds, IL
Mount Auburn, IL
Mount Carmel, IL
Mount Carroll, IL
Mount Erie, IL
Mount Morris, IL
Mount Olive, IL
Mount Prospect, IL
Mount Pulaski, IL
Mount Sterling, IL
Mount Vernon, IL
Moweaqua, IL
Mozier, IL
Mt Zion, IL
Muddy, IL
Mulberry Grove, IL
Mulkeytown, IL
Muncie, IL
Mundelein, IL
Murdock, IL
Murphysboro, IL
Murrayville, IL
Muscatine, IL

– N –
Cities in Illinois that begin with the letter “N”.
Nachusa, IL
Naperville, IL
Nashville, IL
Nason, IL
National Stock Yards, IL
Nauvoo, IL
Nebo, IL
Nelson, IL
Neoga, IL
Neponset, IL
New Athens, IL
New Baden, IL
New Bedford, IL
New Berlin, IL
New Boston, IL
New Burnside, IL
New Canton, IL
New Douglas, IL
New Haven, IL
New Holland, IL
New Lenox, IL
New Memphis, IL
New Salem, IL
New Windsor, IL
Newark, IL
Newman, IL
Newton, IL
Niantic, IL
Niles, IL
Nilwood, IL
Niota, IL
Noble, IL
Nokomis, IL
Nora, IL
Normal, IL
Norris, IL
Norris City, IL
North Aurora, IL
North Chicago, IL
North Henderson, IL
Northbrook, IL

– O –
Cities in Illinois that begin with the letter “O”.
O Fallon, IL
Oak Brook, IL
Oak Forest, IL
Oak Lawn, IL
Oak Park, IL
Oakdale, IL
Oakford, IL
Oakland, IL
Oakley, IL
Oakwood, IL
Oblong, IL
Oconee, IL
Odell, IL
Odin, IL
Ogden, IL
Oglesby, IL
Ohio, IL
Ohlman, IL
Okawville, IL
Olive Branch, IL
Olmsted, IL
Olney, IL
Olympia Fields, IL
Omaha, IL
Onarga, IL
Oneida, IL
Opdyke, IL
Opheim, IL
Oquawka, IL
Orangeville, IL
Oraville, IL
Oreana, IL
Oregon, IL
Orient, IL
Orion, IL
Orland Park, IL
Osco, IL
Oswego, IL
Ottawa, IL
Owaneco, IL
Ozark, IL

– P –
Cities in Illinois that begin with the letter “P”.
Palatine, IL
Palestine, IL
Palmer, IL
Palmyra, IL
Paloma, IL
Palos Heights, IL
Palos Hills, IL
Palos Park, IL
Pana, IL
Panama, IL
Papineau, IL
Paris, IL
Park Forest, IL
Park Ridge, IL
Parkersburg, IL
Patoka, IL
Patterson, IL
Paw Paw, IL
Pawnee, IL
Paxton, IL
Payson, IL
Pearl, IL
Pearl City, IL
Pecatonica, IL
Pekin, IL
Penfield, IL
Peoria, IL
Peotone, IL
Percy, IL
Perks, IL
Perry, IL
Peru, IL
Pesotum, IL
Petersburg, IL
Philadelphia, IL
Philo, IL
Piasa, IL
Pierron, IL
Pinckneyville, IL
Piper City, IL
Pittsburg, IL
Pittsfield, IL
Plainfield, IL
Plainville, IL
Plano, IL
Plato Center, IL
Pleasant Hill, IL
Pleasant Plains, IL
Plymouth, IL
Pocahontas, IL
Polo, IL
Pomona, IL
Pontiac, IL
Poplar Grove, IL
Port Byron, IL
Posen, IL
Potomac, IL
Prairie City, IL
Prairie Du Rocher, IL
Preemption, IL
Princeton, IL
Princeville, IL
Prophetstown, IL
Prospect Heights, IL
Pulaski, IL
Putnam, IL

– Q –
Cities in Illinois that begin with the letter “Q”.
Quincy, IL

– R –
Cities in Illinois that begin with the letter “R”.
Radom, IL
Raleigh, IL
Ramsey, IL
Rankin, IL
Ransom, IL
Rantoul, IL
Rapids City, IL
Raritan, IL
Raymond, IL
Red Bud, IL
Reddick, IL
Redmon, IL
Renault, IL
Reynolds, IL
Richland, IL
Richmond, IL
Richton Park, IL
Richview, IL
Ridge Farm, IL
Ridgway, IL
Ridott, IL
Rinard, IL
Ringwood, IL
Rio, IL
River Forest, IL
River Grove, IL
Riverdale, IL
Riverside, IL
Riverton, IL
Roanoke, IL
Robbins, IL
Roberts, IL
Robinson, IL
Rochelle, IL
Rochester, IL
Rock City, IL
Rock Falls, IL
Rock Island, IL
Rockbridge, IL
Rockford, IL
Rockport, IL
Rockton, IL
Rockwood, IL
Rolling Meadows, IL
Rome, IL
Romeoville, IL
Roodhouse, IL
Rosamond, IL
Roscoe, IL
Roselle, IL
Roseville, IL
Rosiclare, IL
Rossville, IL
Round Lake, IL
Roxana, IL
Royal, IL
Royalton, IL
Rushville, IL
Russell, IL
Rutland, IL

– S –
Cities in Illinois that begin with the letter “S”.
Sadorus, IL
Sailor Springs, IL
Saint Anne, IL
Saint Augustine, IL
Saint Charles, IL
Saint David, IL
Saint Elmo, IL
Saint Francisville, IL
Saint Jacob, IL
Saint Joseph, IL
Saint Libory, IL
Saint Peter, IL
Sainte Marie, IL
Salem, IL
San Jose, IL
Sandoval, IL
Sandwich, IL
Saunemin, IL
Savanna, IL
Savoy, IL
Sawyerville, IL
Saybrook, IL
Scales Mound, IL
Schaumburg, IL
Scheller, IL
Schiller Park, IL
Sciota, IL
Scioto Mills, IL
Scott Air Force Base, IL
Scottville, IL
Seaton, IL
Seatonville, IL
Secor, IL
Seneca, IL
Serena, IL
Sesser, IL
Seward, IL
Seymour, IL
Shabbona, IL
Shannon, IL
Shattuc, IL
Shawneetown, IL
Sheffield, IL
Shelbyville, IL
Sheldon, IL
Sheridan, IL
Sherman, IL
Sherrard, IL
Shipman, IL
Shirland, IL
Shirley, IL
Shobonier, IL
Shumway, IL
Sibley, IL
Sidell, IL
Sidney, IL
Sigel, IL
Silvis, IL
Simpson, IL
Sims, IL
Skokie, IL
Smithboro, IL
Smithfield, IL
Smithshire, IL
Smithton, IL
Solon Mills, IL
Somonauk, IL
Sorento, IL
South Beloit, IL
South Elgin, IL
South Holland, IL
South Pekin, IL
South Roxana, IL
South Wilmington, IL
Sparland, IL
Sparta, IL
Speer, IL
Spring Grove, IL
Spring Valley, IL
Springerton, IL
Springfield, IL
Standard, IL
Standard City, IL
Stanford, IL
Staunton, IL
Steeleville, IL
Steger, IL
Sterling, IL
Steward, IL
Stewardson, IL
Stillman Valley, IL
Stockland, IL
Stockton, IL
Stone Park, IL
Stonefort, IL
Stonington, IL
Stoy, IL
Strasburg, IL
Strawn, IL
Streamwood, IL
Streator, IL
Stronghurst, IL
Sublette, IL
Sugar Grove, IL
Sullivan, IL
Summerfield, IL
Summit, IL
Summit Argo, IL
Sumner, IL
Sutter, IL
Sycamore, IL

– T –
Cities in Illinois that begin with the letter “T”.
Table Grove, IL
Tallula, IL
Tamaroa, IL
Tamms, IL
Tampico, IL
Taylor Ridge, IL
Taylor Springs, IL
Taylorville, IL
Techny, IL
Tennessee, IL
Teutopolis, IL
Texico, IL
Thawville, IL
Thayer, IL
Thebes, IL
Thomasboro, IL
Thompsonville, IL
Thomson, IL
Thornton, IL
Tilden, IL
Tilton, IL
Timewell, IL
Tinley Park, IL
Tiskilwa, IL
Toledo, IL
Tolono, IL
Toluca, IL
Tonica, IL
Topeka, IL
Toulon, IL
Tovey, IL
Towanda, IL
Tower Hill, IL
Tremont, IL
Trenton, IL
Trilla, IL
Triumph, IL
Trivoli, IL
Troy, IL
Troy Grove, IL
Tunnel Hill, IL
Tuscola, IL

– U –
Cities in Illinois that begin with the letter “U”.
Ullin, IL
Union, IL
Union Hill, IL
Unity, IL
Urbana, IL
Ursa, IL
Utica, IL

– V –
Cities in Illinois that begin with the letter “V”.
Valier, IL
Valmeyer, IL
Van Orin, IL
Vandalia, IL
Varna, IL
Venice, IL
Vergennes, IL
Vermilion, IL
Vermont, IL
Vernon, IL
Vernon Hills, IL
Verona, IL
Versailles, IL
Victoria, IL
Vienna, IL
Villa Grove, IL
Villa Park, IL
Villa Ridge, IL
Viola, IL
Virden, IL
Virgil, IL
Virginia, IL

– W –
Cities in Illinois that begin with the letter “W”.
Wadsworth, IL
Waggoner, IL
Walnut, IL
Walnut Hill, IL
Walsh, IL
Walshville, IL
Waltonville, IL
Wapella, IL
Warren, IL
Warrensburg, IL
Warrenville, IL
Warsaw, IL
Wasco, IL
Washburn, IL
Washington, IL
Wataga, IL
Waterloo, IL
Waterman, IL
Watseka, IL
Watson, IL
Wauconda, IL
Waukegan, IL
Waverly, IL
Wayne, IL
Wayne City, IL
Waynesville, IL
Wedron, IL
Weldon, IL
Wellington, IL
Wenona, IL
West Brooklyn, IL
West Chicago, IL
West Frankfort, IL
West Liberty, IL
West Point, IL
West Salem, IL
West Union, IL
West York, IL
Westchester, IL
Western Springs, IL
Westfield, IL
Westmont, IL
Westville, IL
Wheaton, IL
Wheeler, IL
Wheeling, IL
White Hall, IL
White Heath, IL
Whittington, IL
Williamsfield, IL
Williamsville, IL
Willisville, IL
Willow Hill, IL
Willow Springs, IL
Wilmette, IL
Wilmington, IL
Wilsonville, IL
Winchester, IL
Windsor, IL
Winfield, IL
Winnebago, IL
Winnetka, IL
Winslow, IL
Winthrop Harbor, IL
Witt, IL
Wolf Lake, IL
Wonder Lake, IL
Wood Dale, IL
Wood River, IL
Woodhull, IL
Woodland, IL
Woodlawn, IL
Woodridge, IL
Woodson, IL
Woodstock, IL
Woosung, IL
Worden, IL
Worth, IL
Wrights, IL
Wyanet, IL
Wyoming, IL

– X –
Cities in Illinois that begin with the letter “X”.
Xenia, IL

– Y –
Cities in Illinois that begin with the letter “Y”.
Yale, IL
Yates City, IL
Yorkville, IL

– Z –
Cities in Illinois that begin with the letter “Z”.
Zeigler, IL
Zion, IL

Snapshot: The British controled what is now Illinois until 1778 when George Rogers Clark, a Revolutionary War hero, and his band of American colonists captured Fort Kaskaskia. The Illinois country became a possession of Virginia until 1787 when it joined the Northwest Territory under the government of the United States. Kaskaskia became Illinois’ first capitol in 1818. Two years later the seat of Illinois government was moved to Vandalia. In 1839, largely through the efforts of a young legislator named Abraham Lincoln, the capitol was again moved-this time to Springfield, where it is now open to the public as an historic site. The Capitol in use today dates back to 1868, when ground was broken for its construction. Although the General Assembly moved in eight years later in 1876, it took 20 years to complete the building at a cost of $4.5 million. During 1988, Illinois celebrated the centennial of the completion of the Statehouse.

For more Illinois Stated Income Loans information please use our search tool by clicking here.

Texas Stated Income Loan!

80% Stated Income Loans In Texas – No Income, approved Asset or FICO!

Texas Stated Income Loans up to 80% LTV (see our no doc loan program for no income, visit this site no asset home loans) with low competitive conventional rates! Stated income loans limited to Texas (other states case by case)! Counties include Anderson, Andrews, Gonzales, etc. Cities include Houston, Dallas, Ft. Worth, etc.

New Stated Income Loans Guidelines

Unique programs: The New 80% Stated Income Loans is limited to Texas (other states case by case). Our banking contacts at several lending institutions have given us a new unique stated income loans product to offer to our borrowers. Example: 30yr & 15yr. True stated income program specifics:

Texas Stated Income Loan Program General Guidelines:

* Note: There are no Stated Income Loan county restrictions. A stated income loans banking relationship may be necessary. Additional requirements may apply in some cases for alt states or super jumbo stated income loans.

About Stated Income Loans

After the mortgage crash stated income loans became very scarce, even non existent. Now, through our immense banking network we have established several banking institutions who will lend to qualified borrowers stated income.

Even though the stated income loan is a Texas SIVA loan (Stared Income Verified Assets), in some cases, qualifying criteria may be considered No Income/No Asset. (NINA). Each stated income loans borrower is looked at individually and case by case.

Stated Income Loans for purchasing property requires a 35% down payment. A refinance with no cash out requires 35% equity position in the property and a cash out refinance requires 40% equity position in a property. Stated income loans for Foreign Nationals are available and are welcome to apply, same LTV and guidelines. This is not a government loan.

Examples of stated income loans we have completed are as follows: 680 FICO 50% LTV the lender close a loan of $1M with cash in hand in CA; 720 fico, 50% LTV 12 months liquid assets, $589K loan in NY; 50% LTV, 700 FICO, investment property, $210K loan amount in Tx. List goes on and on. Stated income loans are here and we are closing them.

Types of Stated Income Loans:

Currently Stated Income Verified Asset (SISA), Stated Income Stated Asset (SIVA) and No Doc, Asset, Income, FICO loans (NINA) loans are available.

Program many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find program guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

Texas Stated Income Loan Cities:

– A –
Cities in Texas that begin with the letter “A”.
Abbott, TX
Abernathy, TX
Abilene, TX
Ace, TX
Ackerly, TX
Addison, TX
Adkins, TX
Adrian, TX
Afton, TX
Agua Dulce, TX
Aiken, TX
Alamo, TX
Alanreed, TX
Alba, TX
Albany, TX
Aledo, TX
Alice, TX
Alief, TX
Allen, TX
Alleyton, TX
Allison, TX
Alpine, TX
Altair, TX
Alto, TX
Alvarado, TX
Alvin, TX
Alvord, TX
Amarillo, TX
Amherst, TX
Anahuac, TX
Anderson, TX
Andrews, TX
Angleton, TX
Angus, TX
Anna, TX
Annona, TX
Anson, TX
Anthony, TX
Anton, TX
Apple Springs, TX
Aquilla, TX
Aransas Pass, TX
Archer City, TX
Argyle, TX
Arlington, TX
Armstrong, TX
Arp, TX
Art, TX
Artesia Wells, TX
Arthur City, TX
Asherton, TX
Aspermont, TX
Atascosa, TX
Athens, TX
Atlanta, TX
Aubrey, TX
Austin, TX
Austwell, TX
Avalon, TX
Avery, TX
Avinger, TX
Avoca, TX
Axtell, TX
Azle, TX

– B –
Cities in Texas that begin with the letter “B”.
Bacliff, TX
Bagwell, TX
Bailey, TX
Baird, TX
Ballinger, TX
Balmorhea, TX
Bandera, TX
Bangs, TX
Banquete, TX
Bardwell, TX
Barker, TX
Barksdale, TX
Barnhart, TX
Barry, TX
Barstow, TX
Bartlett, TX
Bastrop, TX
Batesville, TX
Batson, TX
Bay City, TX
Bayside, TX
Baytown, TX
Beasley, TX
Beaumont, TX
Bebe, TX
Beckville, TX
Bedford, TX
Bedias, TX
Beeville, TX
Bellaire, TX
Bellevue, TX
Bells, TX
Bellville, TX
Belmont, TX
Belton, TX
Ben Bolt, TX
Ben Franklin, TX
Ben Wheeler, TX
Benavides, TX
Bend, TX
Benjamin, TX
Berclair, TX
Bergheim, TX
Bertram, TX
Big Bend National Park, TX
Big Lake, TX
Big Sandy, TX
Big Spring, TX
Big Wells, TX
Bigfoot, TX
Bishop, TX
Bivins, TX
Blackwell, TX
Blanco, TX
Blanket, TX
Bledsoe, TX
Bleiblerville, TX
Blessing, TX
Bloomburg, TX
Blooming Grove, TX
Bloomington, TX
Blossom, TX
Blue Ridge, TX
Bluegrove, TX
Bluff Dale, TX
Bluffton, TX
Blum, TX
Boerne, TX
Bogata, TX
Boling, TX
Bon Wier, TX
Bonham, TX
Booker, TX
Borger, TX
Bovina, TX
Bowie, TX
Boyd, TX
Boys Ranch, TX
Brackettville, TX
Brady, TX
Brandon, TX
Brashear, TX
Brazoria, TX
Breckenridge, TX
Bremond, TX
Brenham, TX
Bridge City, TX
Bridgeport, TX
Briggs, TX
Briscoe, TX
Broaddus, TX
Bronson, TX
Bronte, TX
Brookeland, TX
Brookesmith, TX
Brookshire, TX
Brookston, TX
Brownfield, TX
Brownsboro, TX
Brownsville, TX
Brownwood, TX
Bruceville, TX
Bruni, TX
Bryan, TX
Bryson, TX
Buchanan Dam, TX
Buckholts, TX
Buda, TX
Buffalo, TX
Buffalo Gap, TX
Bula, TX
Bullard, TX
Bulverde, TX
Buna, TX
Burkburnett, TX
Burkett, TX
Burkeville, TX
Burleson, TX
Burlington, TX
Burnet, TX
Burton, TX
Bushland, TX
Byers, TX
Bynum, TX

– C –
Cities in Texas that begin with the letter “C”.
Cactus, TX
Caddo, TX
Caddo Mills, TX
Caldwell, TX
Call, TX
Calliham, TX
Calvert, TX
Camden, TX
Cameron, TX
Camp Wood, TX
Campbell, TX
Campbellton, TX
Canadian, TX
Canton, TX
Canutillo, TX
Canyon, TX
Canyon Lake, TX
Carbon, TX
Carey, TX
Carlsbad, TX
Carlton, TX
Carmine, TX
Carrizo Springs, TX
Carrollton, TX
Carthage, TX
Cason, TX
Castell, TX
Castroville, TX
Cat Spring, TX
Catarina, TX
Cayuga, TX
Cedar Creek, TX
Cedar Hill, TX
Cedar Lane, TX
Cedar Park, TX
Cee Vee, TX
Celeste, TX
Celina, TX
Center, TX
Center Point, TX
Centerville, TX
Centralia, TX
Chalk, TX
Chandler, TX
Channelview, TX
Channing, TX
Chapman Ranch, TX
Chappell Hill, TX
Charlotte, TX
Chatfield, TX
Cherokee, TX
Chester, TX
Chico, TX
Chicota, TX
Childress, TX
Chillicothe, TX
Chilton, TX
China, TX
China Spring, TX
Chireno, TX
Chriesman, TX
Christine, TX
Christoval, TX
Cibolo, TX
Cisco, TX
Clarendon, TX
Clarksville, TX
Claude, TX
Clay, TX
Clayton, TX
Cleburne, TX
Cleveland, TX
Clifton, TX
Clint, TX
Clute, TX
Clyde, TX
Coahoma, TX
Coldspring, TX
Coleman, TX
College Station, TX
Collegeport, TX
Colleyville, TX
Collinsville, TX
Colmesneil, TX
Colorado City, TX
Columbus, TX
Comanche, TX
Combes, TX
Comfort, TX
Commerce, TX
Como, TX
Comstock, TX
Concan, TX
Concepcion, TX
Concord, TX
Conroe, TX
Converse, TX
Cookville, TX
Coolidge, TX
Cooper, TX
Copeville, TX
Coppell, TX
Copperas Cove, TX
Corinth, TX
Corpus Christi, TX
Corrigan, TX
Corsicana, TX
Cost, TX
Cotton Center, TX
Cotulla, TX
Coupland, TX
Covington, TX
Coyanosa, TX
Crandall, TX
Crane, TX
Cranfills Gap, TX
Crawford, TX
Cresson, TX
Crockett, TX
Crosby, TX
Crosbyton, TX
Cross Plains, TX
Crowell, TX
Crowley, TX
Crystal City, TX
Cuero, TX
Cumby, TX
Cuney, TX
Cunningham, TX
Cushing, TX
Cypress, TX

– D –
Cities in Texas that begin with the letter “D”.
D Hanis, TX
Daingerfield, TX
Daisetta, TX
Dale, TX
Dalhart, TX
Dallardsville, TX
Dallas, TX
Damon, TX
Danbury, TX
Danciger, TX
Danevang, TX
Darrouzett, TX
Davilla, TX
Dawn, TX
Dawson, TX
Dayton, TX
De Berry, TX
De Kalb, TX
De Leon, TX
Deanville, TX
Decatur, TX
Deer Park, TX
Del Rio, TX
Del Valle, TX
Dell City, TX
Delmita, TX
Denison, TX
Dennis, TX
Denton, TX
Denver City, TX
Deport, TX
Desdemona, TX
Desoto, TX
Detroit, TX
Devers, TX
Devine, TX
Deweyville, TX
Diana, TX
Diboll, TX
Dickens, TX
Dickinson, TX
Dike, TX
Dilley, TX
Dime Box, TX
Dimmitt, TX
Dinero, TX
Dobbin, TX
Dodd City, TX
Dodge, TX
Dodson, TX
Donie, TX
Donna, TX
Doole, TX
Doss, TX
Doucette, TX
Dougherty, TX
Douglass, TX
Douglassville, TX
Driftwood, TX
Dripping Springs, TX
Driscoll, TX
Dryden, TX
Dublin, TX
Dumas, TX
Dumont, TX
Duncanville, TX
Dunn, TX
Dyess AFB, TX

– E –
Cities in Texas that begin with the letter “E”.
Eagle Lake, TX
Eagle Pass, TX
Early, TX
Earth, TX
East Bernard, TX
Eastland, TX
Easton, TX
Ecleto, TX
Ector, TX
Edcouch, TX
Eddy, TX
Eden, TX
Edgewood, TX
Edinburg, TX
Edmonson, TX
Edna, TX
Edroy, TX
Egypt, TX
El Campo, TX
El Indio, TX
El Paso, TX
Eldorado, TX
Electra, TX
Elgin, TX
Elkhart, TX
Ellinger, TX
Elm Mott, TX
Elmaton, TX
Elmendorf, TX
Elmo, TX
Elsa, TX
Elysian Fields, TX
Emory, TX
Encinal, TX
Encino, TX
Energy, TX
Enloe, TX
Ennis, TX
Enochs, TX
Eola, TX
Era, TX
Estelline, TX
Etoile, TX
Euless, TX
Eustace, TX
Evadale, TX
Evant, TX

– F –
Cities in Texas that begin with the letter “F”.
Fabens, TX
Fairfield, TX
Falcon Heights, TX
Falfurrias, TX
Falls City, TX
Fannin, TX
Farmersville, TX
Farnsworth, TX
Farwell, TX
Fate, TX
Fayetteville, TX
Fentress, TX
Ferris, TX
Fieldton, TX
Fischer, TX
Flat, TX
Flatonia, TX
Flint, TX
Flomot, TX
Florence, TX
Floresville, TX
Flower Mound, TX
Floydada, TX
Fluvanna, TX
Flynn, TX
Follett, TX
Forestburg, TX
Forney, TX
Forreston, TX
Forsan, TX
Fort Davis, TX
Fort Hancock, TX
Fort McKavett, TX
Fort Stockton, TX
Fort Worth, TX
Fowlerton, TX
Francitas, TX
Franklin, TX
Frankston, TX
Fred, TX
Fredericksburg, TX
Fredonia, TX
Freeport, TX
Freer, TX
Fresno, TX
Friendswood, TX
Friona, TX
Frisco, TX
Fritch, TX
Frost, TX
Fruitvale, TX
Fulshear, TX
Fulton, TX

– G –
Cities in Texas that begin with the letter “G”.
Gail, TX
Gainesville, TX
Galena Park, TX
Gallatin, TX
Galveston, TX
Ganado, TX
Garciasville, TX
Garden City, TX
Gardendale, TX
Garland, TX
Garrison, TX
Garwood, TX
Gary, TX
Gatesville, TX
Gause, TX
Geneva, TX
George West, TX
Georgetown, TX
Geronimo, TX
Giddings, TX
Gilchrist, TX
Gillett, TX
Gilmer, TX
Girard, TX
Girvin, TX
Gladewater, TX
Glen Flora, TX
Glen Rose, TX
Glidden, TX
Gober, TX
Godley, TX
Golden, TX
Goldsboro, TX
Goldsmith, TX
Goldthwaite, TX
Goliad, TX
Gonzales, TX
Goodfellow AFB, TX
Goodrich, TX
Gordon, TX
Gordonville, TX
Goree, TX
Gorman, TX
Gouldbusk, TX
Graford, TX
Graham, TX
Granbury, TX
Grand Prairie, TX
Grand Saline, TX
Grandfalls, TX
Grandview, TX
Granger, TX
Grapeland, TX
Grapevine, TX
Greenville, TX
Greenwood, TX
Gregory, TX
Groesbeck, TX
Groom, TX
Groves, TX
Groveton, TX
Grulla, TX
Gruver, TX
Guerra, TX
Gun Barrel City, TX
Gunter, TX
Gustine, TX
Guthrie, TX
Guy, TX

– H –
Cities in Texas that begin with the letter “H”.
Hale Center, TX
Hallettsville, TX
Hallsville, TX
Haltom City, TX
Hamilton, TX
Hamlin, TX
Hamshire, TX
Hankamer, TX
Happy, TX
Hardin, TX
Hargill, TX
Harker Heights, TX
Harleton, TX
Harlingen, TX
Harper, TX
Harrold, TX
Hart, TX
Hartley, TX
Harwood, TX
Haskell, TX
Haslet, TX
Hawkins, TX
Hawley, TX
Hearne, TX
Hebbronville, TX
Hedley, TX
Heidenheimer, TX
Helotes, TX
Hemphill, TX
Hempstead, TX
Henderson, TX
Henrietta, TX
Hereford, TX
Hermleigh, TX
Hewitt, TX
Hext, TX
Hico, TX
Hidalgo, TX
Higgins, TX
High Island, TX
Highlands, TX
Hillister, TX
Hillsboro, TX
Hitchcock, TX
Hobson, TX
Hochheim, TX
Hockley, TX
Holland, TX
Holliday, TX
Hondo, TX
Honey Grove, TX
Hooks, TX
Houston, TX
Howe, TX
Hubbard, TX
Huffman, TX
Hufsmith, TX
Hughes Springs, TX
Hull, TX
Humble, TX
Hungerford, TX
Hunt, TX
Huntington, TX
Huntsville, TX
Hurst, TX
Hutchins, TX
Hutto, TX
Hye, TX

– I –
Cities in Texas that begin with the letter “I”.
Idalou, TX
Imperial, TX
Industry, TX
Inez, TX
Ingleside, TX
Ingram, TX
Iola, TX
Iowa Park, TX
Ira, TX
Iraan, TX
Iredell, TX
Irene, TX
Irving, TX
Italy, TX
Itasca, TX
Ivanhoe, TX

– J –
Cities in Texas that begin with the letter “J”.
Jacksboro, TX
Jacksonville, TX
Jarrell, TX
Jasper, TX
Jayton, TX
Jefferson, TX
Jermyn, TX
Jewett, TX
Joaquin, TX
Johnson City, TX
Joinerville, TX
Jonesboro, TX
Jonesville, TX
Josephine, TX
Joshua, TX
Jourdanton, TX
Judson, TX
Junction, TX
Justiceburg, TX
Justin, TX

– K –
Cities in Texas that begin with the letter “K”.
Kamay, TX
Karnack, TX
Karnes City, TX
Katy, TX
Kaufman, TX
Keene, TX
Keller, TX
Kemah, TX
Kemp, TX
Kempner, TX
Kendalia, TX
Kendleton, TX
Kenedy, TX
Kennard, TX
Kennedale, TX
Kenney, TX
Kerens, TX
Kermit, TX
Kerrville, TX
Kildare, TX
Kilgore, TX
Killeen, TX
Kingsbury, TX
Kingsland, TX
Kingsville, TX
Kirbyville, TX
Kirkland, TX
Kirvin, TX
Klondike, TX
Knickerbocker, TX
Knippa, TX
Knott, TX
Knox City, TX
Kopperl, TX
Kosse, TX
Kountze, TX
Kress, TX
Krum, TX
Kurten, TX
Kyle, TX

– L –
Cities in Texas that begin with the letter “L”.
La Blanca, TX
La Coste, TX
La Feria, TX
La Grange, TX
La Joya, TX
La Marque, TX
La Porte, TX
La Pryor, TX
La Salle, TX
La Vernia, TX
La Victoria, TX
La Villa, TX
La Ward, TX
Ladonia, TX
Laguna Park, TX
Laird Hill, TX
Lake Creek, TX
Lake Dallas, TX
Lake Jackson, TX
Lakeview, TX
Lamesa, TX
Lampasas, TX
Lancaster, TX
Lane City, TX
Laneville, TX
Langtry, TX
Laredo, TX
Larue, TX
Lasara, TX
Latexo, TX
Laughlin A F B, TX
Lavon, TX
Lawn, TX
Lazbuddie, TX
League City, TX
Leakey, TX
Leander, TX
Ledbetter, TX
Leesburg, TX
Leesville, TX
Lefors, TX
Leggett, TX
Lelia Lake, TX
Leming, TX
Lenorah, TX
Leon Junction, TX
Leona, TX
Leonard, TX
Leroy, TX
Levelland, TX
Lewisville, TX
Lexington, TX
Liberty, TX
Liberty Hill, TX
Lillian, TX
Lincoln, TX
Lindale, TX
Linden, TX
Lindsay, TX
Lingleville, TX
Linn, TX
Lipan, TX
Lipscomb, TX
Lissie, TX
Little Elm, TX
Little River, TX
Littlefield, TX
Liverpool, TX
Livingston, TX
Llano, TX
Lockhart, TX
Lockney, TX
Lodi, TX
Lohn, TX
Lolita, TX
Lometa, TX
London, TX
Lone Oak, TX
Lone Star, TX
Long Branch, TX
Long Mott, TX
Longview, TX
Loop, TX
Lopeno, TX
Loraine, TX
Lorena, TX
Lorenzo, TX
Los Ebanos, TX
Los Fresnos, TX
Los Indios, TX
Lott, TX
Louise, TX
Lovelady, TX
Loving, TX
Lowake, TX
Lozano, TX
Lubbock, TX
Lueders, TX
Lufkin, TX
Luling, TX
Lumberton, TX
Lyford, TX
Lyons, TX
Lytle, TX

– M –
Cities in Texas that begin with the letter “M”.
Mabank, TX
Macdona, TX
Madisonville, TX
Magnolia, TX
Malakoff, TX
Malone, TX
Manchaca, TX
Manor, TX
Mansfield, TX
Manvel, TX
Maple, TX
Marathon, TX
Marble Falls, TX
Marfa, TX
Marietta, TX
Marion, TX
Markham, TX
Marlin, TX
Marquez, TX
Marshall, TX
Mart, TX
Martindale, TX
Martinsville, TX
Maryneal, TX
Mason, TX
Masterson, TX
Matador, TX
Matagorda, TX
Mathis, TX
Maud, TX
Mauriceville, TX
Maxwell, TX
May, TX
Maydelle, TX
Maypearl, TX
Maysfield, TX
Mcadoo, TX
McAllen, TX
McCamey, TX
McCaulley, TX
McCoy, TX
McDade, TX
Mcfaddin, TX
McGregor, TX
McKinney, TX
Mclean, TX
McLeod, TX
McNeil, TX
McQueeney, TX
Meadow, TX
Medina, TX
Megargel, TX
Melissa, TX
Melvin, TX
Memphis, TX
Menard, TX
Mentone, TX
Mercedes, TX
Mereta, TX
Meridian, TX
Merit, TX
Merkel, TX
Mertens, TX
Mertzon, TX
Mesquite, TX
Mexia, TX
Meyersville, TX
Miami, TX
Mico, TX
Midfield, TX
Midkiff, TX
Midland, TX
Midlothian, TX
Midway, TX
Milam, TX
Milano, TX
Miles, TX
Milford, TX
Millersview, TX
Millican, TX
Millsap, TX
Minden, TX
Mineola, TX
Mineral, TX
Mineral Wells, TX
Mingus, TX
Mirando City, TX
Mission, TX
Missouri City, TX
Mobeetie, TX
Monahans, TX
Mont Belvieu, TX
Montague, TX
Montalba, TX
Montgomery, TX
Moody, TX
Moore, TX
Moran, TX
Morgan, TX
Morgan Mill, TX
Morse, TX
Morton, TX
Moscow, TX
Moulton, TX
Mound, TX
Mount Calm, TX
Mount Enterprise, TX
Mount Pleasant, TX
Mount Vernon, TX
Mountain Home, TX
Muenster, TX
Muldoon, TX
Muleshoe, TX
Mullin, TX
Mumford, TX
Munday, TX
Murchison, TX
Myra, TX

– N –
Cities in Texas that begin with the letter “N”.
Nacogdoches, TX
Nada, TX
Naples, TX
Nash, TX
Natalia, TX
Naval Air Station/ Jrb, TX
Navasota, TX
Nazareth, TX
Neches, TX
Nederland, TX
Needville, TX
Nemo, TX
Nevada, TX
New Baden, TX
New Boston, TX
New Braunfels, TX
New Caney, TX
New Deal, TX
New Home, TX
New London, TX
New Summerfield, TX
New Ulm, TX
New Waverly, TX
Newark, TX
Newcastle, TX
Newgulf, TX
Newton, TX
Nixon, TX
Nocona, TX
Nolan, TX
Nolanville, TX
Nome, TX
Nordheim, TX
Normangee, TX
Normanna, TX
North Houston, TX
North Richland Hills, TX
North Zulch, TX
Norton, TX
Notrees, TX
Novice, TX
Nursery, TX

– O –
Cities in Texas that begin with the letter “O”.
O Brien, TX
Oakhurst, TX
Oakland, TX
Oakville, TX
Oakwood, TX
Odell, TX
Odem, TX
Odessa, TX
Odonnell, TX
Oglesby, TX
Oilton, TX
Oklaunion, TX
Old Glory, TX
Old Ocean, TX
Olden, TX
Olmito, TX
Olney, TX
Olton, TX
Omaha, TX
Onalaska, TX
Orange, TX
Orange Grove, TX
Orangefield, TX
Orchard, TX
Ore City, TX
Orla, TX
Ottine, TX
Otto, TX
Ovalo, TX
Overton, TX
Ozona, TX

– P –
Cities in Texas that begin with the letter “P”.
Paducah, TX
Paige, TX
Paint Rock, TX
Palacios, TX
Palestine, TX
Palmer, TX
Palo Pinto, TX
Paluxy, TX
Pampa, TX
Pandora, TX
Panhandle, TX
Panna Maria, TX
Panola, TX
Paradise, TX
Paris, TX
Pasadena, TX
Pattison, TX
Pattonville, TX
Pawnee, TX
Pear Valley, TX
Pearland, TX
Pearsall, TX
Peaster, TX
Pecan Gap, TX
Pecos, TX
Peggy, TX
Pendleton, TX
Penelope, TX
Penitas, TX
Pennington, TX
Penwell, TX
Pep, TX
Perrin, TX
Perry, TX
Perryton, TX
Petersburg, TX
Petrolia, TX
Pettus, TX
Petty, TX
Pflugerville, TX
Pharr, TX
Pickton, TX
Pierce, TX
Pilot Point, TX
Pinehurst, TX
Pineland, TX
Pipe Creek, TX
Pittsburg, TX
Placedo, TX
Plains, TX
Plainview, TX
Plano, TX
Plantersville, TX
Pleasanton, TX
Pledger, TX
Plum, TX
Point, TX
Point Comfort, TX
Pointblank, TX
Pollok, TX
Ponder, TX
Pontotoc, TX
Poolville, TX
Port Aransas, TX
Port Arthur, TX
Port Bolivar, TX
Port Isabel, TX
Port Lavaca, TX
Port Mansfield, TX
Port Neches, TX
Port O Connor, TX
Porter, TX
Portland, TX
Post, TX
Poteet, TX
Poth, TX
Pottsboro, TX
Pottsville, TX
Powderly, TX
Powell, TX
Poynor, TX
Prairie Hill, TX
Prairie Lea, TX
Prairie View, TX
Premont, TX
Presidio, TX
Price, TX
Priddy, TX
Princeton, TX
Proctor, TX
Progreso, TX
Prosper, TX
Purdon, TX
Purmela, TX
Putnam, TX
Pyote, TX

– Q –
Cities in Texas that begin with the letter “Q”.
Quail, TX
Quanah, TX
Queen City, TX
Quemado, TX
Quinlan, TX
Quitaque, TX
Quitman, TX

– R –
Cities in Texas that begin with the letter “R”.
Rainbow, TX
Ralls, TX
Rancho Alegre, TX
Randolph, TX
Ranger, TX
Rankin, TX
Ransom Canyon, TX
Ratcliff, TX
Ravenna, TX
Raymondville, TX
Raywood, TX
Reagan, TX
Realitos, TX
Red Oak, TX
Red Rock, TX
Redford, TX
Redwater, TX
Refugio, TX
Reklaw, TX
Rhome, TX
Rice, TX
Richards, TX
Richardson, TX
Richland, TX
Richland Springs, TX
Richmond, TX
Riesel, TX
Ringgold, TX
Rio Frio, TX
Rio Grande City, TX
Rio Hondo, TX
Rio Medina, TX
Rio Vista, TX
Rising Star, TX
Riverside, TX
Riviera, TX
Roanoke, TX
Roans Prairie, TX
Roaring Springs, TX
Robert Lee, TX
Robstown, TX
Roby, TX
Rochelle, TX
Rochester, TX
Rock Island, TX
Rockdale, TX
Rockport, TX
Rocksprings, TX
Rockwall, TX
Rockwood, TX
Rogers, TX
Roma, TX
Romayor, TX
Roosevelt, TX
Ropesville, TX
Rosanky, TX
Roscoe, TX
Rosebud, TX
Rosenberg, TX
Rosharon, TX
Ross, TX
Rosser, TX
Rosston, TX
Rotan, TX
Round Mountain, TX
Round Rock, TX
Round Top, TX
Rowena, TX
Rowlett, TX
Roxton, TX
Royalty, TX
Royse City, TX
Rule, TX
Runge, TX
Rusk, TX
Rye, TX

– S –
Cities in Texas that begin with the letter “S”.
Sabinal, TX
Sabine Pass, TX
Sacul, TX
Sadler, TX
Saint Hedwig, TX
Saint Jo, TX
Salado, TX
Salineno, TX
Salt Flat, TX
Saltillo, TX
Samnorwood, TX
San Angelo, TX
San Antonio, TX
San Augustine, TX
San Benito, TX
San Diego, TX
San Elizario, TX
San Felipe, TX
San Isidro, TX
San Juan, TX
San Leon, TX
San Marcos, TX
San Perlita, TX
San Saba, TX
San Ygnacio, TX
Sanderson, TX
Sandia, TX
Sandy, TX
Sanford, TX
Sanger, TX
Santa Anna, TX
Santa Elena, TX
Santa Fe, TX
Santa Maria, TX
Santa Rosa, TX
Santo, TX
Saragosa, TX
Saratoga, TX
Sarita, TX
Satin, TX
Savoy, TX
Schertz, TX
Schulenburg, TX
Schwertner, TX
Scotland, TX
Scottsville, TX
Scroggins, TX
Scurry, TX
Seabrook, TX
Seadrift, TX
Seagoville, TX
Seagraves, TX
Sealy, TX
Sebastian, TX
Seguin, TX
Selman City, TX
Seminole, TX
Seymour, TX
Shafter, TX
Shallowater, TX
Shamrock, TX
Sheffield, TX
Shelbyville, TX
Shepherd, TX
Sheppard AFB, TX
Sheridan, TX
Sherman, TX
Shiner, TX
Shiro, TX
Sidney, TX
Sienna Plantation, TX
Sierra Blanca, TX
Silsbee, TX
Silver, TX
Silverton, TX
Simms, TX
Simonton, TX
Sinton, TX
Skellytown, TX
Skidmore, TX
Slaton, TX
Slidell, TX
Smiley, TX
Smithville, TX
Smyer, TX
Snook, TX
Snyder, TX
Somerset, TX
Somerville, TX
Sonora, TX
Sour Lake, TX
South Bend, TX
South Houston, TX
South Padre Island, TX
South Plains, TX
Southlake, TX
Southmayd, TX
Spade, TX
Speaks, TX
Spearman, TX
Spicewood, TX
Splendora, TX
Spring, TX
Spring Branch, TX
Springlake, TX
Springtown, TX
Spur, TX
Spurger, TX
Stafford, TX
Stamford, TX
Stanton, TX
Staples, TX
Star, TX
Stephenville, TX
Sterling City, TX
Stinnett, TX
Stockdale, TX
Stonewall, TX
Stowell, TX
Stratford, TX
Strawn, TX
Streetman, TX
Sublime, TX
Sudan, TX
Sugar Land, TX
Sullivan City, TX
Sulphur Bluff, TX
Sulphur Springs, TX
Summerfield, TX
Sumner, TX
Sundown, TX
Sunnyvale, TX
Sunray, TX
Sunset, TX
Sutherland Springs, TX
Sweeny, TX
Sweet Home, TX
Sweetwater, TX
Sylvester, TX

– T –
Cities in Texas that begin with the letter “T”.
Taft, TX
Tahoka, TX
Talco, TX
Talpa, TX
Tarpley, TX
Tarzan, TX
Tatum, TX
Taylor, TX
Teague, TX
Tehuacana, TX
Telegraph, TX
Telephone, TX
Telferner, TX
Tell, TX
Temple, TX
Tenaha, TX
Tennessee Colony, TX
Tennyson, TX
Terlingua, TX
Terrell, TX
Texarkana, TX
Texas City, TX
Texline, TX
The Colony, TX
Thicket, TX
Thomaston, TX
Thompsons, TX
Thorndale, TX
Thornton, TX
Thrall, TX
Three Rivers, TX
Throckmorton, TX
Tilden, TX
Timpson, TX
Tioga, TX
Tivoli, TX
Tokio, TX
Tolar, TX
Tom Bean, TX
Tomball, TX
Tornillo, TX
Tow, TX
Toyah, TX
Toyahvale, TX
Trent, TX
Trenton, TX
Trinidad, TX
Trinity, TX
Troup, TX
Troy, TX
Tuleta, TX
Tulia, TX
Turkey, TX
Tuscola, TX
Tye, TX
Tyler, TX
Tynan, TX

– U –
Cities in Texas that begin with the letter “U”.
Umbarger, TX
Universal City, TX
Utopia, TX
Uvalde, TX

– V –
Cities in Texas that begin with the letter “V”.
Valentine, TX
Valera, TX
Valley Mills, TX
Valley Spring, TX
Valley View, TX
Van, TX
Van Alstyne, TX
Van Horn, TX
Van Vleck, TX
Vancourt, TX
Vanderbilt, TX
Vanderpool, TX
Vega, TX
Venus, TX
Veribest, TX
Vernon, TX
Victoria, TX
Vidor, TX
Village Mills, TX
Voca, TX
Von Ormy, TX
Voss, TX
Votaw, TX
Voth, TX

– W –
Cities in Texas that begin with the letter “W”.
Waco, TX
Wadsworth, TX
Waelder, TX
Waka, TX
Walburg, TX
Wall, TX
Waller, TX
Wallis, TX
Wallisville, TX
Walnut Springs, TX
Warda, TX
Waring, TX
Warren, TX
Washington, TX
Waskom, TX
Water Valley, TX
Waxahachie, TX
Wayside, TX
Weatherford, TX
Webster, TX
Weesatche, TX
Weimar, TX
Weinert, TX
Weir, TX
Welch, TX
Wellborn, TX
Wellington, TX
Wellman, TX
Wells, TX
Weslaco, TX
West, TX
West Columbia, TX
West Point, TX
Westbrook, TX
Westhoff, TX
Westminster, TX
Weston, TX
Wharton, TX
Wheeler, TX
Wheelock, TX
White Deer, TX
White Oak, TX
Whiteface, TX
Whitehouse, TX
Whitesboro, TX
Whitewright, TX
Whitharral, TX
Whitney, TX
Whitsett, TX
Whitt, TX
Wichita Falls, TX
Wickett, TX
Wiergate, TX
Wildorado, TX
Willis, TX
Willow City, TX
Wills Point, TX
Wilmer, TX
Wilson, TX
Wimberley, TX
Windom, TX
Windthorst, TX
Winfield, TX
Wingate, TX
Wink, TX
Winnie, TX
Winnsboro, TX
Winona, TX
Winters, TX
Woden, TX
Wolfe City, TX
Wolfforth, TX
Woodlake, TX
Woodlawn, TX
Woodsboro, TX
Woodson, TX
Woodville, TX
Woodway, TX
Wortham, TX
Wrightsboro, TX
Wylie, TX

– Y –
Cities in Texas that begin with the letter “Y”.
Yancey, TX
Yantis, TX
Yoakum, TX
Yorktown, TX

– Z –
Cities in Texas that begin with the letter “Z”.
Zapata, TX
Zavalla, TX
Zephyr, TX

Snapshot: The Battle of the Alamo, lasting nearly two weeks, ended on March 6, 1836, with the deaths of all its defenders (numbering about 190). The Mexican army of Santa Anna numbered 4,000 to 5,000 during its final charge. Among those killed were David Crockett, Jim Bowie and William B. Travis. A subsequent massacre of Texans who had surrendered at Goliad on March 27 led to the battle cry of Texas’ independence, “Remember the Alamo! Remember Goliad!” The Texas Declaration of Independence was enacted at Washington-on-the-Brazos on March 2, 1836. The Battle of San Jacinto was fought on April 21, 1836, near the present city of Houston. Santa Anna’s entire force of 1,600 men was killed or captured by Gen. Sam Houston’s army of 800 Texans; only nine Texans died. This decisive battle resulted in Texas’ independence from Mexico.

Stated income loans are not available in all states. For more Texas Stated Income Loans information please email info@finance1online.com

HARP 2.0?

HARP vs HARP 2.0

What is the Home Affordable Refinance Program, sildenafil also known as HARP 2.0? It is the new government-sponsored answer to some mind boggling statistics: Nearly 23% of U.S. residences are upside down on their mortgage.  This means about 6 Million homeowner owe more than their residence may be valued at. The percentages fluctuate broadly state to state. For instance 46% of Utah home loans have been estimated to have negative equity, rx in addition 39% of California home loans and 20% of Florida home loans.

The Home Affordable Refinance Program, or HARP 2.0, is the revised “Home Affordable Refinance Program” launched in 2010.  Specifically it is a new government-sponsored program that does not require an appraisal in order to refinance a property with an underwater home mortgages…also known as negative equity. The Home Affordable Refinance Program, also known as HARP 2.0, is for Fannie Mae and Freddie Mac held home loans that had been originated before June 1, 2009. Borrowers can check eligibility at the Fannie Mae and Freddie Mac websites here: Fannie Mae (http://www.fanniemae.com/loanlookup/); Freddie Mac (https://ww3.freddiemac.com/corporate/).

The initial Home Affordable Refinance Program was restricted to 125% LTV (loan-to-value). The HARP 2.0 variation doesn’t require any appraisal and there’s no maximum LTV. Additionally, it is possible to have reduced paperwork for the new The Home Affordable Refinance Program (HARP 2.0). Provided that a borrowers monthly payment does not increase greater than 20%, you will probably merely need a VOE (verification of employment) rather than supplying tax statements along with pay stubs.

Yet another excellent factor regarding the HARP 2.0 product is the fact that the rates reasonably competitive. If you achieve a t-year fixed rate mortgage you’ll have a marginally greater than market rate, or possibly a marginally greater fee to obtain a market rate. Nevertheless, if borrowers reduce the length of their mortgage to a twenty-year or shorter amortization, the risk adjustment is waived and you should receive a good market rate. Fannie Mae and Freddie Mac continue to have “risk based” prices for low credit ratings, therefore anticipate a somewhat higher rate and/or increased fees in the event a borrowers credit rating is under 740.

Still, Fannie Mae and Freddie Mac have relaxed the credit prerequisite on HARP 2.0. Including removing the minimum credit rating requirement and permitting borrowers with bankruptcy and foreclosures to sign up. Borrowers do need to be current on their home loan for the past 6 months, but could have been thirty days past due once 7 to 12 months prior.

The HARP 2.0 program may be the first mortgage program which has the potential to aid quite a few homeowners searching for refinance options.

History of HARP and HARP 2.0

Recently Obama overhauled the infamous Home Affordable Refinance Program also know as HARP 2.0, however it is uncertain whether it could eventually help alter the housing industry. Some fifty-thousand mortgages in the original Home Affordable Refinance Program have been completed, since a number of modifications to grow the program went into effect December, 2011, resulting in 300,000 additional applications are already received. Consumers are described as“encouraged” because of the figures. However in relation to closing mortgages, the incidence of new mortgages monthly seems to be somewhat beneath the average mortgage refinancing pace with regard to Home Affordable Refinance Program.

Since its beginning April 2009 to the 3rd quarter 2011, the Home Affordable Refinance Program has provided roughly One Million mortgages altogether, or roughly 29,000 monthly. Now, with HARP 2.0, that started to take effect at the end of December, the speed of new mortgages is roughly 25,000 mortgages monthly. However even if all 300,000 borrowers obtained new mortgages, that’s simply a-drop-in-the-bucket of what this country needs. Truth is about twenty-five million home owners could benefit from refinancing – eight million should you cut it into the more troubled property owners.

When HARP2.0 becomes effective in March 2012, it could further speed up the re-financing pace. These kinds of modifications have poked the predictions about “HARP 2.0”: Moody’s has approximated that as much as 1.6 million additional householders may benefit.

Program many not be available in all states (case by case). Programs and guidelines subject to change without notice.

Find program guidelines for your your city or state:

Affiliations: NAMB | NBA | NAMP | GM

If you want to know more about the new Making Home Affordable Refinance Program please please contact us for additional information.
Question by xxxxxxxxx: Mortgage refi and fed rates?
Hi, more about I need to refinance my mortage. I have the paperwork in and our mortgage broker locked us in last week at 5 7/8. He is nuts for closing this deal (I think he is hurting because of the slow market). We never authorized the lock in, thumb but he said rates had gone up since last week and we had 30 days for rates to change.

Can someone explain why rates are going up for a 25 year fixed mortgage if the fed is once again about to lower the prime rate? Are they not related? What moves the mortgage rate market. Thank you!
btw, prescription my credit score is excellent and we are not getting a jumbo mortgage

Best answer:

Answer by jd
i dont beleive rates are going up. i also am in the middle of refinancing. my mortage broker also quoted 5 7/8. i have checked around and seems to be a solid rate for not buying it down. of course if you want to buy down then you may consider having somebody else broker the loan. good luck

What do you think? Answer below!